28/09/2022
How To Buy Auto Insurance ๐ค๐ฒ
Once you have decided what coverage you need (we`ll talk about different types of coverages a bit later๐คซ), the next step is to obtain information โน about the cost of that insurance, including the premium, the reductions that insurers offer from the standard premium, and particular provisions in an insurance companyโs policy that may affect your decision to buy from that company.
Because insurance companies are not identical๐
โโ๏ธ, it is important to obtain information from more than one company โผโผโผ.
Insurance companies market automobile insurance in two principal ways: through insurance agents ๐ or directly online with their sales staff ๐ป. Agents may represent one or two or many insurers. When you contact an agency about buying auto insurance๐, start by finding out how many and what companies they represent. You may be able to get cost quotes from several insurers from one or two agencies. Be sure that each cost quote is for the same coverage, and reflects any discounts for which you may be eligible.
Before making phone calls ๐ฒ or visiting insurer websites for a quote, pull together all of the information you need to get an accurate quote โ. Always ask for the same coverage levels for each quote so you can make an apples-to-apples comparison ๐๐.