Charls Jay Morales

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Charls Jay Morales Your Partner for Life! ๐Ÿซถ๐Ÿซฐ๐Ÿ’›

๐Ÿ™ Sayang, sana kumuha ako!๐Ÿ™โ€โ™€๏ธ Pwede pa ba ako magpa insure kahit may pre-existing sickness ako?๐Ÿ™โ€โ™‚๏ธKaperahan na naman y...
12/10/2023

๐Ÿ™ Sayang, sana kumuha ako!

๐Ÿ™โ€โ™€๏ธ Pwede pa ba ako magpa insure kahit may pre-existing sickness ako?

๐Ÿ™โ€โ™‚๏ธKaperahan na naman yan, gastos lang!

Kadalasan, nauuna ang nega, ang pagsisisi o ang mema.

In life, whatever we plan to do, the key in getting ahead is getting started!

Be it business, investment, real estate, all these have financial opportunities but only life insurance has protection.

Be a step ahead by -
๐Ÿ”น Clarifying how life insurance works, how it benefits the insured and love ones๐Ÿ‘ฉโ€๐Ÿ‘งโ€๐Ÿ‘ฆ
๐Ÿ”น Planning and taking action๐Ÿ“
๐Ÿ”น Being financially protected๐Ÿ’ธ

If it's not clear, ask me๐Ÿ‘จโ€๐Ÿซ be ready for tomorrow by starting today!





"As soon as you have a job, GET YOURSELF INSURED. You are your GREATEST ASSET. Not a car and not your house But YOU. "Me...
04/10/2023

"As soon as you have a job, GET YOURSELF INSURED. You are your GREATEST ASSET. Not a car and not your house But YOU. "
Message me for your Insurance Inquiry ๐Ÿ’Œ
CTTO



Client: What is the best ๐’๐ฎ๐ง ๐‹๐ข๐Ÿ๐ž ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐๐ฅ๐š๐ง?We all have the BEST PLANquestion is "Ano ba ang FINANCIAL ๐—š๐—ข๐—”๐—Ÿ mo sa p...
04/10/2023

Client: What is the best ๐’๐ฎ๐ง ๐‹๐ข๐Ÿ๐ž ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐๐ฅ๐š๐ง?
We all have the BEST PLAN
question is "Ano ba ang FINANCIAL ๐—š๐—ข๐—”๐—Ÿ mo sa pagkuha ng insurance?"
Saan mo ba gustong dalhin ang fund na iniipon mo?
We have:
๐Ÿ“Œ๐’๐”๐ ๐Œ๐€๐—๐ˆ๐‹๐ˆ๐๐Š ๐๐‘๐ˆ๐Œ๐„ - Plan that generates income protection with investment.
๐Ÿ“Œ๐’๐”๐ ๐’๐Œ๐€๐‘๐“๐„๐‘ ๐‹๐ˆ๐…๐„ ๐„๐‹๐ˆ๐“๐„ - Plan for your childโ€™s education and has a guaranteed cash value until age 100.
๐Ÿ“Œ๐’๐”๐ ๐…๐ˆ๐“ ๐€๐๐ƒ ๐–๐„๐‹๐‹ ๐€๐ƒ๐•๐€๐๐“๐€๐†๐„ - Plan that will cover you from almost all critical illnesses with money back until age 100.
๐Ÿ“Œ๐’๐”๐ ๐‹๐ˆ๐…๐„ ๐€๐’๐’๐”๐‘๐„ - Plan that is so affordable and at the same time will give you a maximum protection.
โœ…These plans are generated according to your GOAL, AGE and HEALTH.
๐Ÿ’›Not sure which plan you should get?
I can help you choose a plan that suits you, yung pasok sa budget at needs mo.

โ€œHow does 1924 Sun Life of Canada Insurance Contract looks likeโ€?Sun Life of Canada started year 1865 (156 years already...
04/10/2023

โ€œHow does 1924 Sun Life of Canada Insurance Contract looks likeโ€?

Sun Life of Canada started year 1865 (156 years already)
Sun Life of Canada - Philippines started 1895 (128 years already)

โœ… The First
โœ… The Oldest
โœ… The Biggest

Longest-standing Insurance Company in the Phils. ๐Ÿ’›


Peace of mind
02/10/2023

Peace of mind

Dagdag gastos nga ba ang insurance? ๐Ÿค”๐Ÿ‘‡
01/10/2023

Dagdag gastos nga ba ang insurance? ๐Ÿค”
๐Ÿ‘‡

Actually may point nmn, pero baka makatulong din sa'yo to! โœ…๐Ÿ’ฏOne of my prospects say this to me โ€œMay insurance naman ako...
17/09/2023

Actually may point nmn, pero baka makatulong din sa'yo to! โœ…๐Ÿ’ฏ

One of my prospects say this to me โ€œMay insurance naman ako sa current company ko eh.โ€

This is one of the reasons bakit hindi PRIORITY ng ibang employed ang kumuha ng personal protection plan.

But:
โŒWhat if, si employee becomes critically ill and exceeded his HMO limit? Will the company cover their entire hospital bills?

โŒWhat if, an illness or an accident prevents the employee from fulfilling his work? Will they still be able to keep his job?

โŒWhat if, an employee resigns or got laid off? Are they still qualified for the company benefits?

โŒWhat if, the company provided benefit is minimal coverage only? Will it be enough to cover the needs and secure their familyโ€™s future?

So paano na, bes? ๐Ÿค”

โœ…This is why we NEED to get our PERSONAL protection plan.

โœ…Because we will not be an employee forever. ๐Ÿ’ฏ

๐˜พ๐™๐™ค๐™ค๐™จ๐™š ๐™ฉ๐™ค ๐™—๐™š ๐™‹๐™ง๐™ค๐™ฉ๐™š๐™˜๐™ฉ๐™š๐™™ ๐™–๐™ฃ๐™™ ๐™๐™ž๐™ฃ๐™–๐™ฃ๐™˜๐™ž๐™–๐™ก๐™ก๐™ฎ ๐™‹๐™ง๐™š๐™ฅ๐™–๐™ง๐™š๐™™!

PM me.Let.me help you.
Dahil Hindi ka forever employed Bes.
Tara na at maghanda.

CTTO

We understand your situation that is why we are here to: โœ…ASSESS your Finances, yung AFFORDABLE pero swak sa NEEDS mo.โœ…G...
07/09/2023

We understand your situation that is why we are here to:

โœ…ASSESS your Finances, yung AFFORDABLE pero swak sa NEEDS mo.

โœ…GUIDE you to choose the best OPTIONS yung pasok pa rin sa target GOALS mo.

โœ…HELP you para magkaroon ka ng PEACE OF MIND dahil KASAMA MO KAMI as your Financial Advisor sa bawat hamon ng buhay!

Kaya yung poster sa baba reminder lang siya na may 2 kang OPTION sa buhay.

Thank you SELF ๐Ÿคฉor Bahala na SELF๐Ÿฅน


17/09/2020

mga lods bukas ulit naputol ung live
sa mga ng 5v5 custom winners message nyo ung page
ML ID nyo at server! See you tom ng 10am sa live salamat

September 19 (Server Time) ยท Free Flare-up Token EventsPreorder and Login on September 19 (Server Time) to claim x1 Flar...
16/09/2020

September 19 (Server Time) ยท Free Flare-up Token Events

Preorder and Login on September 19 (Server Time) to claim x1 Flare-up Token!

Login on September 19 (Server Time) and Complete Tasks to get "Free" Flare-up Tokens!

Task List:
โ–ชLog in Game ยท x1 Flare-up Token
โ–ชComplete 1 Classic/Ranked/Brawl match with your friends ยท x1 Flare-up Token
โ–ชRecharge ๐Ÿ’Ž50 in total ยท x8 Flare-up Tokens
โ–ชRecharge ๐Ÿ’Ž100 in total ยท x9 Flare-up Tokens
โ–ชSpend ๐Ÿ’Ž50 in "Firebolt, Flare-up!" event ยท x2 Flare-up Tokens
โ–ชSpend ๐Ÿ’Ž200 in "Firebolt, Flare-up!" event ยท x2 Flare-up Tokens
โ–ชSpend ๐Ÿ’Ž500 in "Firebolt, Flare-up!" event ยท x6 Flare-up Tokens

ใ€ŠTotal of x30 Flare-up Tokens/30 Drawsใ€‹

Event could've have replaced the Recharge Gift only for this month. Recharge Gift (w/ Crystals of Aurora) supposed to be this week but it might not appear due to this event.

*No VPN required, event to be in all servers*

โ€ผ๏ธโ€ผ๏ธFREE SKIN ALERTโ€ผ๏ธโ€ผ๏ธSali na! at Tumambay! para Manaloโ€ผ๏ธโ€ผ๏ธCopy the Link below:https://www.facebook.com/lightborntvLIke...
13/09/2020

โ€ผ๏ธโ€ผ๏ธFREE SKIN ALERTโ€ผ๏ธโ€ผ๏ธ
Sali na! at Tumambay! para Manaloโ€ผ๏ธโ€ผ๏ธ

Copy the Link below:
https://www.facebook.com/lightborntv

LIke and follow the page

Congrats sa mga winner natin kahapon!Keep supporting Our page mga lods!
10/09/2020

Congrats sa mga winner natin kahapon!
Keep supporting Our page mga lods!

Para hindi na kayo malito, mag flex ng epic skin at humanap ng kapalitan, ieexplain ko sa inyo tong Event na to.MGL - Sk...
09/09/2020

Para hindi na kayo malito, mag flex ng epic skin at humanap ng kapalitan, ieexplain ko sa inyo tong Event na to.

MGL - Skin Swap time

Yung mismong hero lang sa mobile legends mag papalitan ng damit. Look at the picture below, si Akai suot costume ni franco vice tapos suot ni franco yung kay akai.

Tapos suot naman ni diggie costume ni cyclops and vice versa.

Meaning hindi yung iniisip nyo na palitan or trade ng skin from player to player. Kaya wag mo na pm si crush ng palit kayo ng skin. OK?

New Carmilla and Cecilion Skin Survey!!!
08/09/2020

New Carmilla and Cecilion Skin Survey!!!

Atlas' Fuel Turbine Skin confirmed to have a Skin Upgrade Event on September 7
06/09/2020

Atlas' Fuel Turbine Skin confirmed to have a Skin Upgrade Event on September 7

MLBB New Hero Yve - Astrowarden Skills Icon
03/09/2020

MLBB New Hero Yve - Astrowarden Skills Icon

Project Next Update on September 22!!!Prepare for the new meta and the return of the old heroes in the spotlight!!!
03/09/2020

Project Next Update on September 22!!!

Prepare for the new meta and the return of the old heroes in the spotlight!!!

1v1 tayo mga Lods kapag natalo mo ako may EPIC skin ka na agad-agad!!!.2pm everyday start ng stream! LEzzzz GO!Pano maka...
01/09/2020

1v1 tayo mga Lods kapag natalo mo ako may EPIC skin ka na agad-agad!!!.
2pm everyday start ng stream! LEzzzz GO!
Pano makasali? Follow and Like the page. Tapos Share ung post na ito.
Every 30mins. Ng stream Mamimigay tayo ng Load para sa mga nakatambay.
Kita kits mga Lods!

1v1 tayo mga Lods kapag natalo mo ako may EPIC skin ka na agad-agad!!!.2pm everyday start ng stream! LEzzzz GO!Pano maka...
01/09/2020

1v1 tayo mga Lods kapag natalo mo ako may EPIC skin ka na agad-agad!!!.
2pm everyday start ng stream! LEzzzz GO!
Pano makasali? Follow and Like the page. Tapos Share ung post na ito.
Every 30mins. Ng stream Mamimigay tayo ng Load para sa mga nakatambay.
Kita kits mga Lods!

(Unfinished) Full Artwork of Granger - Agent Z Skin
31/08/2020

(Unfinished) Full Artwork of Granger - Agent Z Skin

RELEASE DATES FOR THE UPCOMING SKINS AND HERO(Dates "may" change in the future)September 1 ยท Esmeralda - Cleopatra [Sept...
31/08/2020

RELEASE DATES FOR THE UPCOMING SKINS AND HERO

(Dates "may" change in the future)

September 1 ยท Esmeralda - Cleopatra [September 2020 Starlight] Skin ยท ๐Ÿ’Ž385/๐Ÿ’Ž440/๐Ÿ’Ž550

September 7 ยท Atlas - Fuel Turbine [Elite] Skin ยท ๐Ÿ’Ž599 (30% OFF - Launch Week)

September 9 ยท Khufra - Volcanic Overlord [Epic - Time-Limited] Skin ยท Epic Showcase Limited-Time Event

September 14 ยท Natalia - Grim Strangler [Special - Time-Limited] Skin ยท Grim Strangler's Call Limited-Time Event

September 17 ยท Lancelot - Swordmaster [Superhero] Skin ยท Obtainable via "The Legend of Sword" Limited-Time Event

September 18 ยท New Hero: Barats along with his Normal Skin, Armored Lizard

September 21 ยท Moskov - Blood Spear [Epic] Skin ยท ๐Ÿ’Ž899 (30% OFF - Launch Week)

September 23 ยท Lunox - Libra [Zodiac] Skin ยท Obtainable via Zodiac Summon Event

September 24 ยท Bruno - Firebolt [Superhero] Skin Resale Event ยท Stay Tuned for More Information Soon

September 28 ยท Popol and Kupa - Tribal Howl [Elite] Skin ยท ๐Ÿ’Ž599 (30% OFF - Launch Week)

September 30 ยท Season Skin Unknown

September 30 ยท Miya - Unknown Name [S18 First Purchase] Skin

October 1 ยท Harith - Fashion Expert [October 2020 Starlight] Skin ยท ๐Ÿ’Ž385/๐Ÿ’Ž440/๐Ÿ’Ž550

Tomorrow! Claim the Preordered KOF Chest and get two (2) 2020 KOF Stamps and complete tasks to get extra stamps!โ–ชComplet...
21/08/2020

Tomorrow! Claim the Preordered KOF Chest and get two (2) 2020 KOF Stamps and complete tasks to get extra stamps!

โ–ชComplete tasks in the KOF Collection Task Event to get more KOF Stamps:
5 KOF Stamps ยท Log in Game
2 KOF Stamps ยท Complete 1 Classic/Ranked/Brawl match with your friends
3 KOF Stamps ยท Share the event once
2 KOF Stamps ยท Recharge 1 time
3 KOF Stamps ยท Recharge a total of 100 Diamonds
3 KOF Stamps ยท Spend a total of 100 Diamonds
3 KOF Stamps ยท Spend a total of 225 Diamonds

โ–ชExchange KOF Stamp(s) into KOF Bingo Lotteries to draw 1x in the KOF Bingo Event. Up to 18 KOF Stamps can be exchanged into KOF Bingo Lotteries. Extra Stamps can be turned into Small Emblem Packs.

Don't miss out on this Free Skin Opportunity!

5 Heroes Confirmed to get the New Skin Series: Aldous, Layla, Esmeralda, Franco, and ClaudeMore surveys with the same st...
19/08/2020

5 Heroes Confirmed to get the New Skin Series: Aldous, Layla, Esmeralda, Franco, and Claude

More surveys with the same style and theme may come very soon! Stay Tuned!

No information yet for the Upcoming Skin Series if it's going to be an Epic Skin or an entirely New Skin Type.

No information yet if this New Skin Series will replace the Zodiac Skins in the future.

(And no, it's not a New Squad. There's literally two Marksmen)

Congrats sa 2nd winner Ng 1v1 tourna!Please keep supporting the page. L*z go!
12/08/2020

Congrats sa 2nd winner Ng 1v1 tourna!
Please keep supporting the page.


L*z go!

Salamat mga lods sa patuloy na pag suporta!2 winners of 800 loadCongrats mga lods!
11/08/2020

Salamat mga lods sa patuloy na pag suporta!

2 winners of 800 load
Congrats mga lods!

10/08/2020

Grind muna tayo para marecognize ni Moonton! L*z go!

Salamat sa support mga Lods sa ating 1st Lightborntv ML Marathon! Congrats sa ating mga winners! Nanalo sila ng tig 100 ...
09/08/2020

Salamat sa support mga Lods sa ating 1st Lightborntv ML Marathon!
Congrats sa ating mga winners! Nanalo sila ng tig 100 loads!
Amameda
Gandia
Ong-Omlang
Kung gusto nyo rin manalo tulad nila, stay tuned sa mga susunod na live ng ating page!
Kung may suggestions po kayo message lang po or leave a comment mga Lods!

Going live in 30 mins! abang abang na para malista ng maaga sa roleta!   Sa Sunday na!
07/08/2020

Going live in 30 mins! abang abang na para malista ng maaga sa roleta!

Sa Sunday na!

LightbornTV Weekly ML Marathon Event!How to join: Easy as 123!-Like and Follow our page facebook.com/lightborntv! Kung l...
06/08/2020

LightbornTV Weekly ML Marathon Event!

How to join: Easy as 123!
-Like and Follow our page facebook.com/lightborntv! Kung like and follower ka na may +1 ka na!
-Share this post and dont forget to tag 2 of your friends sa caption na nag momobile Legends din!
para may chance din silang manalo sa event natin! at gamitin ang hashtag na
-Tutok ka sa ating live sa araw ng event para malaman mo kung makakasali ka sa ating ML Marathon

Mamimili tayo ng contestant ng kada round via Wheel of names ng mga Sharers and followers na na meet ang lahat ng requirements
At Bubuntin ang mga contestant Live! 2pm Sunday August 9,2020.

Rules natin ay simple lang, Ang Lightborntv marathon event ay may tatlong rounds!
Ang All Tank round, All Fighter round at ang All Assasins round
Note: ang fighert/assasin hero ay pwede sumali kahit saang round ng All fighter o All Assasins round. Ganun din sa ibang multi type Hero.

Rules:
Ang bawat round ay may 4 na player. (ang pang limang player ay ang host! at isang admin player para sa kabilang team)
-Kailangan umikot sa mapa counter-clockwise - ang isang ikot sa mapa ay isang Lap
-Bawat round ay may 3 laps para manalo
-Bawal mag shortcut sa jungle
-Bawal bumili ng kahit anong item
-Pwede gumamit ng spell of your choice flicker,aegis atbp. Ban lang ntn Ang ARRIVAL!
-Pwede ng mag hit sa creeps (bawal lang nga neutral farm creeps)
-Pwede gumamit ng hero skill, dash, block atbp.
-Pag nasunod mo ang lahat ng ito, Ikaw ang panalo.

So ano pang hinihintay nyo? Like share follow and tag your friends using

Congrats sa ating first winner Ng Epic skin.Keep supporting the page salamat mga lods!
04/08/2020

Congrats sa ating first winner Ng Epic skin.
Keep supporting the page salamat mga lods!

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