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This Moise Life Family + Lifestyle+ Our Debt Free Journey

01/07/2024

✨️ As busy parents to four kids, Marc and I know the importance of quick and nourishing breakfasts that our kids can enjoy on the go. Here are our top go-to items:

1. Pancakes- We buy a 10lb bag for $10.98 at . You can be pre-make these and they are easily reheated in the microwave the next day. Or, you can mix them fresh with water for a quick batch of 10 pancakes in less than 10 minutes.

2. Scrambled eggs - We opt for the $1.95 non-organic eggs from . A few scrambled eggs paired with toast in a bowl is a filling and convenient breakfast option.

3. French toast sticks- For $3.25 per box from , each box contains about 20 sticks. While it's not the healthiest choice, they're quick and convenient, so our kids don't go hungry before lunchtime.

4. Hashbrown Patties - Priced at $6 per sleeve from , each sleeve contains approximately 20 patties. Hashbrowns are more filling and can be paired with eggs when we have extra time, which gives them a more filling breakfast on the go.

✨️ What's your favorite "on the run" breakfast? Share your ideas below!

✨️Also, how cute is Ariel helping me with the pancakes? She came up to me and said, "Can I help you?" How could I say no?🥰

29/06/2024

✨️How many kids do you have?

✨️ Honestly, I never imagined I'd reach this point. I always dreamed of having four kids, but actually having them? That's a whole different story! 😅 Yes, it's tiring. Yes, juggling four unique personalities can be tough. And yes, sometimes I wish for a quieter house. But I feel incredibly blessed to have given birth to four healthy children.

✨️ I cherish watching each of them navigate life in their own way, from problem-solving to sibling squabbles. The noise (most days! 😅) is a reminder of their health and vitality, and seeing them grow and mature fills my heart with joy.

✨️What I look forward to most is watching them grow up, find love, and perhaps start families of their own. That's the dream — seeing us all together, sharing in their milestones and future adventures.

✨️What's your favorite part of siblinghood or motherhood? Share your thoughts! 💖

✨ The second batch. ☺️✨ Our two little ones have filled our home with so much joy and laughter. ✨ We lovingly call them ...
28/06/2024

✨ The second batch. ☺️

✨ Our two little ones have filled our home with so much joy and laughter.

✨ We lovingly call them our "second batch" because there's a 5-year gap between them and their older siblings.

✨ The gap happened because I had a very traumatic miscarriage before DJ came along, and I wasn’t sure I was ready to go through the uncertainty, heartbreak, and pain of losing a baby again 🥺. The very real reality of having the financial stability to bring another child into the world also weighed heavy on Marc and my minds. It took us five years to get to a place emotionally and financially where we knew we were ready to grow our family.

✨ One day, it'll be just the two of them at home because their older siblings will be in college, and I can’t even imagine it 🤯

✨ Cherishing every moment with our growing family!

✨”Once in a while, blow your own damn mind”   **f
23/06/2024

✨”Once in a while, blow your own damn mind”

**f

✨️Drop a 😩 emoji if you hate budgeting.⁠⁠✨️I know I used to hate it. It always felt so incredibly restrictive. So limiti...
08/06/2024

✨️Drop a 😩 emoji if you hate budgeting.⁠

✨️I know I used to hate it. It always felt so incredibly restrictive. So limiting. Just the thought of not being able to spend my hard earned money on the things that “made me happy”, was not an appealing idea to me. ⁠

✨️And then I took Financial Peace University with my huband and realized that budgeting gave us control. Control of where and how our money was spent, and ultimately control of our future. ⁠

✨️If you don’t know how to budget, visit my youtube channel and check out my video about how to do a budget. Comment BUDGET to get the link to your DM’s!⁠

✨️Are you ready to get this budgeting life started?

✨“Thrift Store Shopping on a Budget! 💸 ✨Join me tomorrow at 6pm EST for my mini vlog on how to find hidden gems without ...
07/06/2024

✨“Thrift Store Shopping on a Budget! 💸

✨Join me tomorrow at 6pm EST for my mini vlog on how to find hidden gems without breaking the bank. Don’t miss out – The link will be in my stories tomorrow!

✨️This year feels different. Does it feel the same for you?⁠⁠✨️This year feels like the year where I discover who I trul...
15/05/2024

✨️This year feels different. Does it feel the same for you?⁠

✨️This year feels like the year where I discover who I truly am meant to be.⁠

✨️I no longer set resolutions, I just take little steps to be better in the long run. Do I have goals? Of course, however I'm starting to focus on small positive changes.⁠

✨️One of my biggest challenges has been discipline, finding the will to keep going even when my mind and body are saying; "just leave it until tomorrow", or "give up". ⁠

✨️Now, I have started to draw the line saying by saying no to things that negatively affect my physical and mental health, however, most of the time, things just get difficult sometimes. And while it's uncomfortable initially, they get better with time and you're able to push through if you don't quit.⁠

✨️What's one small change you want to make this year? Is it getting enough sleep? Eating less junk food? Calling a friend once a week? Share below in the comments!⁠

15/05/2024
✨️This year feels different. Does it feel the same for you?⁠⁠✨️This year feels like the year where I discover who I trul...
14/05/2024

✨️This year feels different. Does it feel the same for you?⁠

✨️This year feels like the year where I discover who I truly am meant to be.⁠

✨️I no longer set resolutions, I just take little steps to be better in the long run. Do I have goals? Of course, however I’m starting to focus on small positive changes.⁠

✨️One of my biggest challenges has been discipline, finding the will to keep going even when my mind and body are saying; “just leave it until tomorrow”, or “give up”. ⁠

✨️Now, I have started to draw the line saying by saying no to things that negatively affect my physical and mental health, however, most of the time, things just get difficult sometimes. And while it’s uncomfortable initially, they get better with time and you’re able to push through if you don’t quit.⁠

✨️What’s one small change you want to make this year? Is it getting enough sleep? Eating less junk food? Calling a friend once a week? Share below in the comments!⁠

✨Being their mama is the best role ever. 🥰✨Jael, Marc, Darius, and Ariel have changed my life and brought it so much ove...
13/05/2024

✨Being their mama is the best role ever. 🥰

✨Jael, Marc, Darius, and Ariel have changed my life and brought it so much overall joy. The blessing of the lives of these four is not lost on me. They are four living parts of my heart walking around. And I thank God for that. I love them and I’ll always have their backs. ❤️

✨Happy Mother’s Day to all my mamas!

✨And to my mamas who’ve lost your babies, or those who are trying to become mamas, or who can’t be mamas, or who have lost your mamas… I send my love, hugs, and prayers to and for you . ❤️

✨️Drop a 🙋🏾‍♀️ if budgeting is a struggle for you!⁠⁠✨️ Did this post resonate with you?⁠⁠✨️ Here are four quick reminder...
23/04/2024

✨️Drop a 🙋🏾‍♀️ if budgeting is a struggle for you!⁠

✨️ Did this post resonate with you?⁠

✨️ Here are four quick reminders to give yourself when experiencing any of the things in this post:⁠

1. I'm saying "no" now so I can say "yes" later with no regrets.⁠

2. I'd rather miss out on a few moments than miss out on a financially secure future where I can build even better memories.⁠

3."I've got food at home."⁠

4. What I have is enough, and where I am is exactly where I'm supposed to be right now.⁠

✨️ What else keeps you from sticking to your budget?⁠

✨I love Saturdays because…. ▫️We get to spend the day worshipping God. ▫️We spend the whole day together as a family. ▫️...
21/04/2024

✨I love Saturdays because….

▫️We get to spend the day worshipping God.
▫️We spend the whole day together as a family.
▫️We get to rest and decompress from the school & work week.
▫️We get to dress up!

✨Swipe to find the pictures of Ariel giving main character energy per usual! 😁

✨Do you like Saturdays? Why or why not?

19/04/2024

📍Free Family Outing [Part 1]- American History Museum

If you live in the Dmv then you know that there are a ton of things to do for families and tourists. One of the best parts of DC are the smithsonian museums. It's a group of museum's showcasing various parts of america's history and cultural melting pot that makes the united states so unique. and the best part of it is? They're free! ⁠

To save money on eating out, which we inevitably do whenever we go out on adventures like this, I packed a portable cooler with snacks,drinks, and sandwiches. We took our kids to the museum of american history because we hadn't been to this one yet and wanted to see what it was all about.I was a little worried, because let's be real, tho it's super important, history can be boring to kids if not presented properly. ⁠

The museum is laid out like a giant timeline, showcasing America's progress over time. Our favorite part was the art and culture section that show cased all of the significant milestones of entertainers throughout time. We had a great time discovering new facts about history. ⁠

Quick Tip: We went to the museum two hours before closing on a Sunday and it was virtually empty, so the kids really got to explore without being bombarded by the crowds. Let me know if you decide to visit and follow us for more free and affordable family outings!⁠



✨️March- A Photo Dump⁠⁠Last month was just a series of celebrations and good vibes. ⁠⁠ 1. Our little King Darius finally...
18/04/2024

✨️March- A Photo Dump⁠

Last month was just a series of celebrations and good vibes. ⁠

1. Our little King Darius finally turned 5! He's been asking us since October of 2023 "Am I five yet?" ⁠🤣

2. You know I couldn't resist buying our little Ariel this dress, and she loves it! She always says, I'm a princess!! Yes you are baby girl, yes you are.⁠

3- Our youngest two have become ultra clingy to their daddy lately, and I love that for them, and me 😅⁠

4- These two are becoming the best of friends, I never realized how different it was to have them closer in age until now.⁠

5. A random good hair day.⁠

6. When was the last time you flew a kite? ⁠

7. Spending time with our second batch. ⁠

8. One day these boys will be men and my heart breaks a little thinking of it. ⁠

9. Brotherhood⁠

10. We officially have a teenager now and are already feeling the side effects. jk jk 😅👀

✨Why did we have four kids?⁠⁠✨It was always a dream of ours to have a big family. Of course the provider in my husband w...
13/03/2024

✨Why did we have four kids?⁠

✨It was always a dream of ours to have a big family. Of course the provider in my husband wanted to make sure we could afford to take care of each kid, hence the age gaps. I'm grateful for his wisdom. ⁠

✨My favorite part of having a large family is watching them grow together, learn each other's personalities, and figure out how to get along with each other.⁠

✨I also dream about when they're all adults and their building their families, careers, and dreams, and getting to watch that play out in four different ways. I get the chills just thinking about it! ⁠

✨And prayerfully having us come together as one big family for holidays and what not. ⁠

✨What was you're ideal number of kids that you wanted? How many kids do you have now? ⁠

✨Ever wonder what it’s like to navigate the highs and inevitable lows of marriage? 🤔 ✨Let me just say, marriage takes; G...
05/03/2024

✨Ever wonder what it’s like to navigate the highs and inevitable lows of marriage? 🤔

✨Let me just say, marriage takes; God’s guidance, unconditional love, understanding, and a willingness to work together for the good of the team (your family🙂).

✨From something as simple as debating the perfect pizza toppings, to where you want to live so your kids are in good school district, to figuring out when to fit date nights in your busy schedules, marriage can be a rollercoaster.

✨But hey, amidst the chaos, there’s also laughter and a whole lot of love.

✨We took these pictures at a marriage retreat and let’s just say after 11 years of marriage, we’ve still got quite a bit to learn. 🙃The good thing is that we’re both willing to work to make our marriage better one day at a time.Here’s to embracing the journey together!

✨What’s one of your favorite moments in your marriage? What’s one of your biggest challenges? Let’s talk about it in the comments! 👇🏾

✨Darlin’, don’t quit your daydream✨It’s your life that you’re making✨It ain’t big enough if it doesn’t scare the hell ou...
17/02/2024

✨Darlin’, don’t quit your daydream

✨It’s your life that you’re making

✨It ain’t big enough if it doesn’t scare the hell out of you

✨If it makes you nervous

✨It’s probably worth it

✨Why save it for sleep when you could be living your daydream? -Lily Meola

✨Found this sweater at so you know I had to get it 🙈

16/02/2024
✨I triple checked my schedule! 🤦🏾‍♀️
22/01/2024

✨I triple checked my schedule! 🤦🏾‍♀️

Watch, follow, and discover more trending content.

14/01/2024

† Ghetto Ramen for the Win
* It took about 6 minutes to make and I won't tell you a lie, I was shocked that the kids ate it and wanted more
# I'm aiming to be more creative and more open to
new recipes as we travel along this financial journey.
# I don't want to break the bank but I also want to eat
good food! So come along with us as we figure it out

04/01/2024

✨These things are simple but they save me money and give me peace of mind:

1. Empty out your fridge and pantry of all old or expired food. Getting rid of food you can no longer use, frees up space in your fridge and helps make your inventory accurate.

2. Take inventory of what you have left. Can you make any meals out of what you have? If you can, assign that meal to a day of the week. If you have 50% or more of a meal with the stuff you have left, simply buy the missing ingredients. After you’ve used up all of your inventory, plan the rest of your meals for the week.

3. Clean your fridge and pantry. There is nothing better than bringing home food and placing it in a clean fridge or pantry, it makes it easier to see what you have and it’s easier to organize.

✨What other tips would you add?

29/12/2023

✨Do you feel like you make enough money?

✨Back in April, I quit my corporate job and started doing a job that brought me enjoyment and freedom in my schedule.

✨I loved it (and still do it PRN) but there was a big problem, I wasn’t making enough money.

✨Although I was happy, we were moving farther and farther away from our debt free payoff. There was no wiggle room. No extra.

✨From April to now, we’ve made no extra debt payments and as happy as I was, our progress suffered.

✨Now I’m not against doing work that makes you happy, but you always have to keep your goal in mind, and ours is DEBT FREEDOM. If you can do what makes you happy and make good money doing, I am BEYOND happy for you! 👏🏾

✨For those of us still trying to find what we love to do that pays us it do it, hang in there! After a lot of kicking and screaming, I sucked it up and returned to the regular 9-5 for a substantial pay increase and now debt payoff progress is being made again.

✨Your INCOME is your biggest wealth building tool and it is absolutely vital to making financial progress. Hustle, work two jobs, put more effort into your business, whatever you have to do to legally increase your income, DO IT.

✨And then be very intentional about how you use that money:

1. Save $500/1000 in an emergency fund ASAP.

2.Make your budget EVERY MONTH

3. List your debts from smallest to largest and pay them off one by one. Make minimum payments on as many as possible and throw extra from your hustling at the smallest one. Once that one’s finished throw everything you were throwing at the smallest one and its minimum payment at the next one and it’s minimum payment. And keep the snowball rolling.

✨The job isn’t where I want to be forever, but it’s a good job and it helps our financial goals. I know it’ll all be worth it in the end 🙌🏾.

✨What are your financial goals?

24/12/2023

Merry Christmas Eve to you all!

12/12/2023

✨ What’s one thing you could give up that you do out of convenience, that could save you money?

✨ When we look back over our budget in the past few months, we’ve been doing a lot of things out of convenience. Those things have cost us hundreds of unplanned dollars.

✨ Being intentional about the way you spend your money, and what you spend your money on is the foundation of making good financial decisions.

✨ I challenge you to reassess your budget or even look back at your bank account and just highlight the items that you purchased out of convenience. These are the items that are not necessary for your day today but in that moment it felt like it made your life easier. It was an impulse purchase that you felt would make your life easier sometime in the future. Let me know what you find!

09/12/2023

✨What’s your favorite verse from the Bible?

✨I remember when DJ used to just babble through this passage, and although we’re still working on his enunciation, he did so good! And all from memory!!!

✨This verse is a common one, but so extremely powerful because it promises that God will never leave us, no matter the situation.

✨Faith and prayer are definitely the foundation of raising our family, and studying God’s word is an important part of that.

✨Whether you’re a person of faith or not, God loves you and so do we. ❤️

08/12/2023

✨Y’all, this may have to be something we practice because now I’m worried 😂😕.

✨I’ve been meaning to start doing fire drills with my family, because you never know what could happen.

✨What safety precautions do you and your family practice?

07/12/2023

✨What's something you’re thankful for in your life right now?
✨Last week our family started deliberately talking about all of the things we're thankful for and in the moments where we felt like we didn't have enough, we'd make a thankfulness statement.
✨Like if we didn't have the right shoe for an outfit, instead of saying I need more shoes, we'd say, even though I don't have the shoe I would like, at least I have shoes to choose from, because there are people with no shoes at all.
✨ It's only been a week but I've noticed a change in
how I feel about where we are and what we have. The kids will take time for it to really resonate with them, but I'm hopeful that it will change the way they see things and breed a spirit of contentment.
✨We aren't perfect, but we are grateful.

5 minutes ago
+

01/12/2023

✨Note to Self.

✨What goal are you currently working on?

✨So thankful for this family.🧡🤎
30/11/2023

✨So thankful for this family.🧡🤎

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