15/08/2025
𝐉𝐨𝐛 𝐓𝐢𝐭𝐥𝐞: 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐔𝐧𝐝𝐞𝐫𝐰𝐫𝐢𝐭𝐞𝐫 – 𝐏𝐫𝐢𝐯𝐚𝐭𝐞 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞𝐬
Employment Type: Full-time
--------
𝐏𝐨𝐬𝐢𝐭𝐢𝐨𝐧 𝐎𝐯𝐞𝐫𝐯𝐢𝐞𝐰
We are seeking an experienced Mortgage Underwriter to assess, structure, and approve private mortgage applications. The ideal candidate will have strong analytical skills, in-depth knowledge of private lending guidelines, and the ability to balance risk assessment with client-focused service.
𝐊𝐞𝐲 𝐑𝐞𝐬𝐩𝐨𝐧𝐬𝐢𝐛𝐢𝐥𝐢𝐭𝐢𝐞𝐬
𝐔𝐧𝐝𝐞𝐫𝐰𝐫𝐢𝐭𝐢𝐧𝐠 & 𝐑𝐢𝐬𝐤 𝐀𝐬𝐬𝐞𝐬𝐬𝐦𝐞𝐧𝐭
⁍Review mortgage applications, supporting documents, and credit reports.
⁍Assess borrower creditworthiness, income, assets, and property valuations.
⁍Ensure files meet company lending guidelines and regulatory requirements.
Structure deals to optimize lender security while meeting borrower needs.
⁍Documentation & Compliance
⁍Verify and analyze financial, legal, and property-related documents.
⁍Identify and request additional documentation to complete the file.
⁍Prepare and issue Letters of Intent (LOIs) and Commitment Letters using our master conditions list.
⁍Maintain accurate and compliant underwriting records.
𝐒𝐭𝐚𝐤𝐞𝐡𝐨𝐥𝐝𝐞𝐫 𝐂𝐨𝐦𝐦𝐮𝐧𝐢𝐜𝐚𝐭𝐢𝐨𝐧
⁍Liaise with mortgage brokers, solicitors, and internal team members to clarify requirements.
⁍Provide timely status updates and communicate decisions clearly.
⁍Support relationship-building with broker partners through professional service.
𝐖𝐨𝐫𝐤𝐟𝐥𝐨𝐰 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭
⁍Prioritize and manage multiple applications with tight turnaround times.
⁍Ensure all conditions are satisfied before funding approval.
⁍Collaborate with administrative and funding teams for a smooth closing process.
𝐐𝐮𝐚𝐥𝐢𝐟𝐢𝐜𝐚𝐭𝐢𝐨𝐧𝐬
⁍Minimum 2 years of experience in mortgage underwriting (private or alternative lending preferred).
⁍Strong understanding of Canadian mortgage regulations, private lending practices, and real estate market trends.
⁍Familiarity with mortgage software platforms (e.g., Velocity, Filogix, Lendesk, or GHL).
⁍Excellent attention to detail, organizational, and time management skills.
⁍Strong analytical and problem-solving abilities.
⁍Exceptional communication skills, both written and verbal.
⁍Ability to work independently in a fast-paced environment.
𝐏𝐫𝐞𝐟𝐞𝐫𝐫𝐞𝐝 𝐒𝐤𝐢𝐥𝐥𝐬
⁍Experience with both 1st and 2nd mortgage underwriting.
⁍Knowledge of foreclosure processes and mortgage enforcement.
⁍Previous experience working with broker networks.
𝐖𝐡𝐚𝐭 𝐖𝐞 𝐎𝐟𝐟𝐞𝐫
⁍Competitive salary and performance-based incentives.
⁍Opportunity to work with an experienced, supportive team.
⁍Growth opportunities within a growing private lending company.
⁍Flexible work environment.
If you are a detail-oriented professional who can balance risk management with client service, and you thrive in a fast-moving lending environment, we’d love to hear from you.
📩 Apply now by sending your resume to: [email protected] with subject: Experienced Mortgage Underwriter
