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RBI's Economic Capital Framework under reviewThe review of the ECF is more than a technical monetary debate — it’s a fis...
22/05/2025

RBI's Economic Capital Framework under review

The review of the ECF is more than a technical monetary debate — it’s a fiscal policy crossroads.
The outcome will shape the scale of dividend transfers, influence India’s fiscal roadmap, and test the balance between independence and alignment between RBI and the government.

China-U.S. Shipping Surge After 90-Day Tariff TruceThe temporary truce has opened floodgates, not just containers. It’s ...
21/05/2025

China-U.S. Shipping Surge After 90-Day Tariff Truce

The temporary truce has opened floodgates, not just containers. It’s also flooded supply chains with anxiety, questions, and a sprint against time. As logistics systems strain again, the real test will come in August — when this 90-day race meets its finish li

ICRA’s GDP Outlook: Growth Slows, Misses NSO EstimatesWhile services exports provide resilience, the volatile investment...
21/05/2025

ICRA’s GDP Outlook: Growth Slows, Misses NSO Estimates

While services exports provide resilience, the volatile investment and consumption landscape—plus policy uncertainties—are slowing India’s post-pandemic growth momentum. The gap between statistical projection and economic reality is growing harder to ignore.

India to Remain World’s Fastest-Growing Major Economy in 2025 — UN ReportThe United Nations’ latest World Economic Situa...
20/05/2025

India to Remain World’s Fastest-Growing Major Economy in 2025 — UN Report

The United Nations’ latest World Economic Situation and Prospects report projects India’s GDP growth at 6.3% in 2025, making it the fastest-growing major economy globally, despite a slight downgrade from earlier forecasts due to global uncertainties.

🔻 Moody’s Downgrades US Credit Rating — What It Means for Global & Indian MarketsMoody’s has downgraded the US credit ra...
19/05/2025

🔻 Moody’s Downgrades US Credit Rating — What It Means for Global & Indian Markets

Moody’s has downgraded the US credit rating from AAA to Aa1, aligning with earlier cuts by Fitch and S&P. But analysts believe this move will have minimal long-term market impact.

US Plans 5% Tax on Remittances by Non-Citizens — Why India Is AlarmedA new bill in the US House of Representatives — The...
19/05/2025

US Plans 5% Tax on Remittances by Non-Citizens — Why India Is Alarmed

A new bill in the US House of Representatives — The One Big Beautiful Bill — proposes a 5% tax on remittances sent abroad by non-US citizens, including green card holders and H-1B visa workers.

🔎 What do you think — is this tax fair policy or global overreach?

India tightens trade access for Bangladeshi goodsIn a bold move, India has restricted key imports from Bangladesh to jus...
18/05/2025

India tightens trade access for Bangladeshi goods
In a bold move, India has restricted key imports from Bangladesh to just two ports, cutting off land routes through the Northeast.  

Is this a necessary correction or the start of deeper economic tension?

𝐁𝐨𝐨𝐤 𝐒𝐮𝐦𝐦𝐚𝐫𝐲: 𝟐𝟎𝟑𝟎 -𝐇𝐨𝐰 𝐓𝐨𝐝𝐚𝐲’𝐬 𝐁𝐢𝐠𝐠𝐞𝐬𝐭 𝐓𝐫𝐞𝐧𝐝𝐬 𝐖𝐢𝐥𝐥 𝐂𝐨𝐥𝐥𝐢𝐝𝐞 𝐚𝐧𝐝 𝐑𝐞𝐬𝐡𝐚𝐩𝐞 𝐭𝐡𝐞 𝐅𝐮𝐭𝐮𝐫𝐞 𝐨𝐟 𝐄𝐯𝐞𝐫𝐲𝐭𝐡𝐢𝐧𝐠 𝐛𝐲 𝐌𝐚𝐮𝐫𝐨 𝐅 𝐆𝐮𝐢𝐥𝐥𝐞𝐧The a...
07/01/2023

𝐁𝐨𝐨𝐤 𝐒𝐮𝐦𝐦𝐚𝐫𝐲: 𝟐𝟎𝟑𝟎 -𝐇𝐨𝐰 𝐓𝐨𝐝𝐚𝐲’𝐬 𝐁𝐢𝐠𝐠𝐞𝐬𝐭 𝐓𝐫𝐞𝐧𝐝𝐬 𝐖𝐢𝐥𝐥 𝐂𝐨𝐥𝐥𝐢𝐝𝐞 𝐚𝐧𝐝 𝐑𝐞𝐬𝐡𝐚𝐩𝐞 𝐭𝐡𝐞 𝐅𝐮𝐭𝐮𝐫𝐞 𝐨𝐟 𝐄𝐯𝐞𝐫𝐲𝐭𝐡𝐢𝐧𝐠 𝐛𝐲 𝐌𝐚𝐮𝐫𝐨 𝐅 𝐆𝐮𝐢𝐥𝐥𝐞𝐧
The author takes cues from existing & lists the big we can expect to see by the year #2030. Most of the trends are intertwined & already incipient in our lives. Nonetheless, the book is a good read & introduces some novel innovations that would change our lives

1. Changing : While worldwide birth rates are declining, Asia and Africa have a relatively lower decline rate and are likely to have a burgeoning, population vs. US & Europe which would grapple with an .
- Growing population would result in agriculture & industrial growth and proliferation of in Asia and Africa resulting in high economic activity & emergence of new, middle class
- would fill working population shortfall in US & Europe resulting in fiscal positive impact & . Immigration would help support pension funding for the aging population.
- Functionally designed products & services for the aged will grow. Conventional definition of ‘young’ & old would become obsolete as life expectancy is increasing & organizations would have teams.
2. : With focus on higher education, women would become high earners & would also take to . Since and are the key focus areas for women, consumption and investment would surge in , & sectors. However, entrepreneurship is in slow-growing traditional sectors. Also, gender inequality is likely to persist.
3. Cities and Heat islands: Cities would grapple with , freshwater shortages, and inequalities between rich and poor. Increasing would add to and sedentary lifestyles would result in health issues. Pro-environment behavior, vertical/urban farming would help reduce carbon emissions by reducing shipping times. Knowledge economy would be driven by tolerance and openness in addition to talent & technology.
4. Technological : & would redefine products/ services, replace or create jobs. would find use cases in healthcare & neuroplasticity. 3D printing would help produce on real-time basis. in apparel & building material would bring efficiency
5. Shared Economy: , , peer-to-peer accommodation, and online staffing would reduce pressure on resources and create
6. Changing : & would bring new & create decentralized, immutable, tokenized & IP protection. Banks & Bankers would be automated. would be without &
The response to is change itself. Focus on collaboration, look for opportunities, keep options open & take small incremental steps to

New Year comes with   and   . While starting is easy, continuing to see our goals reach their end sometimes remains an e...
01/01/2023

New Year comes with and . While starting is easy, continuing to see our goals reach their end sometimes remains an elusive dream.

Chanced to read the book 'Finish What You Start' by Peter Hollins which has some actionable advice on following through, taking action, executing, and self-discipline and can be applied to any goal or task. I have created a that summarizes the Book



Actionable advice from the Book

1. Following through with our goals requires – focus, self-discipline, action, and persistence to push through no matter what

2. We miss the finish line due to Inhibiting Factors that we plan against ourselves and Psychological Roadblocks where we unconsciously protect ourselves

3. To keep ourselves motivated we can choose from External Motivators such as enlisting the support of accountability partners or accountability groups or Internal Motivators where we reaffirm our intentions. We must make cues of the Motivators that are distinct and memorable so that we are constantly reminded of our goals.

4. Frame Rules so that we don't spend time each day thinking about our goals, but just focus on taking action such as Identifying max 3 major tasks to complete each day, having Daily limitations (what not to do) and requirements (what to do) list handy, analyzing the impact of missing to take action on the goal in the next 10min/ 10 hrs/ 10 weeks from now or simply taking action on the goal for 10 min.

5. Developing a mindset that our actions are valuable and as good as anyone else's. Since every action may not lead to success so have a learning mindset and learn to be comfortable with discomfort. Indulge in any activity that relaxes the mind at least for 30 min each day to destress

6. Tackle procrastination by combining unpleasurable activity with pleasurable activity and by breaking down every task into smaller, manageable tasks

7. Minimize distractions by keeping them out of sight, designing the environment so that taking focused action is the default option, single-tasking or batch tasking, creating a ‘Don’t Do’ list, and taking up an activity only where we have at least 40-70% of info.

8. Setting unrealistic goals and expectations, overthinking, and worrying would only make us off track. Focus on what we can do right now and ignore everything.

9. Finally define a Daily system that states what is to be done, and what the outcome expectation is with a clear deadline and plans for follow-up. Gather enough resources before you start (40-70 rule) and identify obstacles (to be comfortable with discomfort). Keep a scoreboard for achievements and celebrate every accomplishment.

At the COP27 in Egypt, India rolled out its roadmap to decarbonization, which would have a profound impact on the policy...
24/11/2022

At the COP27 in Egypt, India rolled out its roadmap to decarbonization, which would have a profound impact on the policy decisions pertaining to various sectors and increased capex outlays for deployment of new technologies and development of new infrastructure. Exciting times ahead.

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