Budget Bootcamp

19/07/2024

Everyone, this is one of the most important things that you can do as an adult. Estate planning. I have done several videos of the loved ones. You have left behind the disaster that you created by not getting your estate planning in order. One time of year, Susie Orman offers a kit where you can do it yourself. Please take care of your family

A lot of the financial advice I share with you involves a long-term commitment. It takes time to build up retirement savings, or pay down debt. But I have one insanely important and impactful bit of advice that I think many of you can polish off in as little as 30 minutes:

🔊Protect yourself and your loved ones by creating a will, a revocable trust, a financial power of attorney and an advanced directive that is paired with a durable power of attorney for healthcare.

Sounds like a heavy lift? It’s not. The Must Have Documents online program makes it easy for you to create these important protections, and guides you on whether you need to have any documents notarized.

Create these documents and you are creating enormous peace of mind.

Get started here➡️ willandtrust.musthavedocs.com/must-have-documents/

26/05/2024

💳💸💰Check out our latest blog about how to get out of debt! How to get out of debt is methodically document with a step-by-step approach for you to follow 1 step at a time! Do not move ahead.
These are steps from an accountant of 20+ years who have helped thousands of people reach their financial goals! The budgets are also created by the accountant and is designed specifically for beginners, as most are! 67% of Americans do not have or stick to a written budget! 💳💸💰

📈📉📊Pick up your digital budget template today, follow these instructions step by step, and you will be well on your way to paying off debt, and many more other financial goals! 📈📉📊

📈📉📊Excel Spreadsheets or Google Sheets. Instant download. Unlimited downloads. Unlimited copies. Yours for life. Use over and over. Less than a cup of coffee. No tax! Easy to use. Intuitive.
Great Instructions! 📈📉📊

💫Follow us on social media for all things personal finance tips! 💫

💫Empower yourself with the tools for financial freedom by learning how to get out of debt using a budgeting spreadsheet template. Our budgets are designed for budgeting for beginners. Easy Instructions. Put in a few numbers and watch the budget do its thing 🎇while you do yours! Think of a budget as a "spending plan." A way to be aware of how much money you have (paycheck(s), where your money needs to go (bills), and how much you have left over for (Saving, Investing, Spending, Fun, Goals, Emergency Savings, & more!). A Budget is the 1st step to financial freedom! 💫

https://www.tiktok.com/

Budgeting Made Easy: Budgeting for Beginners, how to get out of debtMay 26, 2024 Share Link Close share Copy link How to get out of debt you ask. Budgeting is often the 1st critical first step towards taking control of your financial well-being. Are you new to budgeting? You are nin the perfect plac...

25/04/2024

Check out this week's BLOG on the importance of tracking spending with a written budget.

Shockingly, statistics show that a majority of Americans do not give proper attention to managing their finances. With 67% of Americans not having a written budget, 56% lacking a $1000 emergency fund, and 61% falling below the poverty line, it is evident that a lack of financial planning is a widespread issue.

💫Check out our 65 + Personal/Business Budgets 💫

The Importance of Tracking Spending With A Written BudgetApril 25, 2024 Share Link Close share Copy link In today's society, financial literacy and planning play a crucial role in achieving financial stability and success. Shockingly, statistics show that a majority of Americans do not give proper a...

19/04/2024

Check out our latest BLOG if you are looking to retire early! 🔥



🔗Link in bio for 65+ Digital Budget Planners💹

💫Follow for all things Personal Finance! 💫

The Path to Early Retirement: Understanding the FIRE MovementApril 19, 2024 Share Link Close share Copy link Financial Independence, Retire Early (FIRE) is a movement that has gained popularity among individuals seeking to break free from the traditional retirement age constraints and achieve financ...

15/04/2024

More coming this week for public service workers, such as firefighters, nurses, teachers. For those of you have paid 10 years on your loans and did not get the proper discharge. You were promised by our government. Student loans are very complex and not black-and-white and there has been a lot of Atrocities throughout the whole system. You have only heard of the $10,000 that Biden was refused by the Supreme Court, but they got to work and trying to resolve all of these travesty of Justice to millions of student loan borrowers. I am doing a series on this. This is how complex this is. This is not black-and-white and there’s much information you likely do not know. As always, I give you information. Please go do your own research and keep an open mind.check out the other videos on student loans comment stitch use the icon at the front of the video to tell your own story and follow me for all things personal finance which includes budgeting student loans, taxes, money, saving tips getting out of debt and investing retirement, estate, planning and much more.

Check out Budgets for Beginners’s video.

15/04/2024

More coming this week for public service workers, such as firefighters, nurses, teachers. For those of you have paid 10 years on your loans and did not get the proper discharge. You were promised by our government. Student loans are very complex and not black-and-white and there has been a lot of Atrocities throughout the whole system. You have only heard of the $10,000 that Biden was refused by the Supreme Court, but they got to work and trying to resolve all of these travesty of Justice to millions of student loan borrowers. I am doing a series on this. This is how complex this is. This is not black-and-white and there’s much information you likely do not know. As always, I give you information. Please go do your own research and keep an open mind.check out the other videos on student loans comment stitch use the icon at the front of the video to tell your own story and follow me for all things personal finance which includes budgeting student loans, taxes, money, saving tips getting out of debt and investing retirement, estate, planning and much more.

15/04/2024

Student Loans are a very complex issue that is rarely understood. Due to many factors, it is not black and white "you got the loan just pay it". As a result, I have been doing a series on Student Loans to update and educate most people about the ins/outs, the reason people need or should have had their loans forgiven and more. This article is a good start.
Check out my Series on Student Loans, you may be surprised at the complexity of the issues. Currently there is $1.77 Trillion outstanding in student Loans, and over 44MiL Borrowers. This affects all of us.

Follow me for all things personal finance here and other social media platforms, TikTok, Instagram, TikTok, and LinkedIn.

Check out 65+ Personal/Business Digital Personal Finance Templates.

Here’s what you need to know before pursuing this path.

14/04/2024

Replying to J this is a video and part of a series. Student loans are very complex and there’s a lot of misleading and incorrect information. Please follow me for the series check out the links and the information I leave do your own research as well. Please keep an open mind. This was a government program created in 1965.this is not a black-and-white issue as I hope you will begin to learn here and understand what is truly going on. Check out the link in my bio for all things budgets templates follow me for all things personal finance.

11/04/2024

Consumers Reported $10B in fraud in 2023! Unfortunately, credit card fraud is rampant. No matter what the credit card companies do to try to prohibit theft thieves always seem to find a way around it!!

My first tip is, use your debit card as little as possible! Seems backwards for someone telling you to stay out of debt right?! While you WILL get your money back for fraud, having a bank account with no money in it while the issue is cleared up is NOT fun!

For other tips, check out this great article.

Like, Share, and FOLLOW me for all things personal finance!

It's one of the more common forms of identity theft, but you do have rights if thieves open a card using your name. Here are the steps to take if it happens to you.

05/04/2024

Check out our latest VLOG.

Maximizing Tax Benefits and Financial Strategies: A Comprehensive Guide Tax StrategiesApril 5, 2024 Share Link Close share Copy link Are you facing challenges with taxes, behind on filings, or receiving letters from the IRS? It's crucial to understand the importance of timely tax compliance and leve...

20/03/2024

Do you need a tax preparer? Individual and or business? I am an accountant with 20+ years experience and I don’t just do data entry. I work for you to maximize deductions and to strategize going forward. Send me an email which is in my bio. No one likes Tax time but we all have to do it. Death and taxes are the only sure thing. If you will not be able to meet your deadline, make sure to file form 4868 on or before April 15. You are required to submit your balance due with this extension. If you don’t have the full amount, send as much as you can to mitigate compound interest, penalties and fees. Follow me for all things personal finance. ゚viralシ

12/03/2024

If you are looking for a tax preparer for your small business, self-employed, LLC, or just individual tax returns. Feel free to reach out via Mail to discuss. Federal and state tax returns done. E-filing available. Working remotely. 20+ years experience. Look for a partner to work with you for now and in the future for your taxes. Follow me for all things, finances, budgeting, and more. Check out the link in my shop for budget templates. Check out my TikTok shop for all things savings tools.

11/03/2024

No one likes Tax time but we all have to do it. Death and taxes are the only sure thing. If you will not be able to meet your deadline, make sure to file form 4868 on or before April 15. You are required to submit your balance due with this extension. If you don’t have the full amount, send as much as you can to mitigate compound interest, penalties and fees. Follow me for all things personal finance. # # # # # # # # #

12/02/2024

with Shaw NMLS #1833591 Title: The Rule of 72: Investing for Wealth Creation and Financial Freedom

Hey TikTok fam! In today's post, let's dive into the fascinating concept of the Rule of 72 and explore how investing can lead to financial success. 💰💪

📚 The Rule of 72: A Quick Explanation
The Rule of 72 is a simple mental math formula used to estimate the time it takes for an investment to double in value. By dividing 72 by the annual interest rate, you can determine the approximate number of years it will take for your investment to double.

💸 Example 1: Investing $20 per Month at a 10% Average Rate
Let's say you invest $20 every month with an average annual return of 10% (which has been the stock market average for the last hundred years). According to the Rule of 72, your investment would double in approximately 7.2 years. Imagine the potential growth and compounding effect over time! 💼

💸 Example 2: Investing $50 per Month at a 10% Average Rate
Now, let's consider investing $50 per month with the same 10% average rate of return. Applying the Rule of 72, your investment would double in about 7.2 years as well. By gradually increasing your investment amount, you accelerate your wealth-building journey. 🚀

💸 Example 3: Investing $100 per Month at a 10% Average Rate
Lastly, let's explore the impact of investing $100 per month at the same 10% average rate. In this scenario, your investment would double within approximately 7.2 years as well. The larger your investment, the faster your wealth can grow. 💼💼

📊 The Power of Budgeting and Managing Money Efficiently
To find money for investing, it is crucial to have a written budget. Properly managing your money allows you to allocate funds towards investments, ensuring financial security and growth. By making your money work for you, you can unlock financial freedom and achieve your goals.

💰 Passive Income: The Holy Grail
One of the keys to financial success is building passive income streams. Passive income is earned with minimal effort on your part, such as rental properties or dividends from investments. The amazing part? Passive income is often taxed at a lower rate compared to traditional employment income, allowing you to keep more of what you earn. 💵🌴

⏰ The Power of Compounding Interest and Time
Compounding interest is a magical force that can exponentially grow your wealth. By reinvesting your earnings, you earn returns not just on your initial investment, but also on the accumulated interest. The earlier you start investing, the more time your money has to generate compounding returns. Time truly is your greatest ally! ⏳

📢 Take Action Today! Start Budgeting and Grow Your Wealth
Ready to take control of your finances? Don't miss out on the chance to pick up a budget template in my bio for less than a cup of coffee. By starting to budget today, you can find hidden money and fuel your investment journey. It's time to unlock financial freedom and achieve your wealth goals! 💪💼

Remember, I'm here to support you every step of the way. If you have any questions or need further guidance, drop them in the comments below. Let's build a prosperous future together! 🌟💸

08/02/2024

Pay yourself first! Invest. Have a written budget so you can meet all your money goals. You don’t need to reinvent the wheel. You just need to find successful people and do what they do! check out this template link in my bio. Check out my TikTok shop for savings tools. Follow me for all things, personal finance and budgeting. # # # # # # # # # # # # #

06/02/2024

These are tips and tricks for tech strategies once circumstances different. Please consult your tax professional for further information. This channel is about knowledge and empowering yourself to educate yourself. Hit that follow button for all things, personal finance and budgeting. Check out the link in my bio for, personal finance budget tools, as well as business tools. Check out my TikTok shop for savings tools. for Beginners

05/02/2024

for Beginners

02/02/2024

Probably the most successful man in the world. Don’t try to reinvent the wheel. Make money work for you while you sleep. The stock market has averaged around 10% for the last 100 years. You will never work yourself rich. However, if you work and manage your money correctly with a written budget and invest what you can Overtime you are building wealth and planning for your retirement. If you are not following me for all things, personal finance hit that follow button. Check out the link in my bio for simple budget templates for beginners. Start today and change your life. wishing you financial peace and health. Buffett | Your Rich BFF Fischer | Finance BFF Investments

02/02/2024

Probably the most successful man in the world. Don’t try to reinvent the wheel. Make money work for you while you sleep. The stock market has averaged around 10% for the last 100 years. You will never work yourself rich. However, if you work and manage your money correctly with a written budget and invest what you can Overtime you are building wealth and planning for your retirement. If you are not following me for all things, personal finance hit that follow button. Check out the link in my bio for simple budget templates for beginners. Start today and change your life. wishing you financial peace and health. Buffett | Your Rich BFF Fischer | Finance BFF Investments

31/01/2024

https://podcast.app/1621-tightwads-and-spendthrifts-how-couples-can-navigate-mismatched-spending-habits-e346029823/?utm_source=ios&utm_medium=shareAre you curious why you are a saver or a spender? Also, why do we attract the opposite? More importantly, how do we coexist together and or be more healthy in our spending? Check out this video and the attached video about the psychology of money. If you’re not already following me for all things, personal finance hit that follow button. Check out the link in my bio for all things budgets. ゚viral

30/01/2024

What a good credit score is and its importance. A good credit score is typically considered to be around 670 or higher, with higher scores being better. It also mentions that having a good credit score can make it easier to qualify for loans, credit cards, and better interest rates. The video emphasizes the significance of maintaining a good credit score by paying bills on time, keeping credit card balances low, and avoiding excessive debt. It concludes by advising individuals to regularly monitor their credit scores and take steps to improve them if necessary. for Beginners Team . Halley | Budget Coach

29/01/2024

27/01/2024

23/01/2024

I have posted many videos on how to write a budget. Click on the tagged video here showing an example of a written budget. Hit that follow button and follow me for all things, personal finance and budgeting. Many topics are covered under this channel that encompass personal finance. Check out the link in my bio if you prefer digital budget.

23/01/2024

The hustle is real all around the world. In this video I discussed a recent birthday trip to Canada, where they too are mostly working two jobs and or a side hustle. Tip number one have a budget that is written. Tip number two monitor your expenses. Decrease your expenses. Eliminate your expenses as best as you can. Tip number three increase your income. Tip number four get out of debt and stay out of debt. Tip number five save for a raining day. Tip number six educate yourself, a.k.a. financial education, financial literature, always be growing and learning about all things personal finance. If you’re not already following me, hit that follow button, check out the link in my bio for, budget tools debt, tools, retirement, tools, etc. 🇨🇦
for Beginners

18/01/2024

Link in bio!

16/01/2024

10/01/2024

https://budget-bootcamp.myshopify.com/ Starting small is key, as I always say. I've made sure to keep things affordable so that there's something for everyone. Budgeting is the pathway to financial peace and a good night's sleep, contrary to popular belief. Many people see budgeting as restrictive, but it's actually quite the opposite. Budgeting allows you to take control of your money and allocate it towards the things you truly want, rather than letting it spiral out of control. ⁣.⁣.⁣.⁣.⁣.⁣

09/01/2024

with great post to fulfill your goals. Your financial goals for 2024. Check out my other post about starting small. Only one percent of people keep their New Year’s resolutions. Don’t let that be you. Grab a free budget template today. Get started start small. Small habits overtime can be monumental in improving your finances. Wishing you financial peace and health.