Fintrails

24/05/2023

Loan related frauds have been on a surge in India. This article takes a look at some of the shortcomings of the legacy Fraud Risk Management Systems and opines that specialized fraud risk systems focused on credit risk is the need of the hour.

Loan related frauds have been on a surge in India. This article takes a look at some of the shortcomings of the legacy Fraud Risk Management Systems and opines that specialized fraud risk systems focused on credit risk is the need of the hour.

06/05/2023

Last week saw the release of the US Federal Reserve's review of the Supervision and Regulation of the Silicon Valley Bank Group (SVBG), now a division of the First Citizens Bank. Many skeletons did tumble out of the closet. Here is a quick summary.

Last week saw the release of the US Federal Reserve’s review of the Supervision and Regulation of the Silicon Valley Bank Group (SVBG), now a division of the First Citizens Bank. Many skeletons did tumble out of the closet. Here is a quick summary.

18/04/2023

RBI's recent sustainable finance initiatives would go a long way in bringing the regulatory push and clarity for ESG related finance in India

RBI's recent sustainable finance initiatives would go a long way in bringing the regulatory push and clarity for ESG related finance in India

08/04/2023

RBI, in its recent Statement on Developmental and Regulatory Policy, has said that it plans to allow the linking of UPI with pre-sanctioned credit lines.
This article examines some of the key potential impact.

RBI, in its recent Statement on Developmental and Regulatory Policy, has said that it plans to allow the linking of UPI with […]

27/12/2022

FAQs on Retail Central Bank Digital Currencies

All about Retail Central Bank Digital Currency (Part I) What are the different kinds of Central Bank Digital Currencies? How is Retail […]

27/12/2022

FAQ on Retail Central Bank Digital Currency

All about Retail Central Bank Digital Currency (Part I) What are the different kinds of Central Bank Digital Currencies? How is Retail […]

20/12/2022

What are the different kinds of CBDC? How is CBDC-R different from UPI? What are the design considerations for a retail CBDC? […]

18/12/2022

What are the different kinds of CDBC? Central Bank Digital Currencies can be classified as Wholesale CDBC (CDBC-W) and Retail CDBC (CDBC-R) CDBC-W is the wholesale variant of CDBC, designed for wholesale purposes (as against retail use) such as for payment and settlement between commercial banks (such as for interbank settlement) or between central banks (such as for cross border settlements) or between commercial banks and central banks (such as for clearing settlements)....

What are the different kinds of CDBC? How is CDBC-R different from UPI? What are the design considerations for a retail CDBC? […]

19/11/2022

About the author Morgan Housell is a partner at The Collaborative Fund and a former columnist at The Motley Fool and The Wall Street Journal. He is an expert on behavioral finance. What is the book about Financial decisions are not guided by numbers on spreadsheets alone, in fact the state of an individual's mind plays a far greater role in success/failure of financial decisions....

About the author Morgan Housell is a partner at The Collaborative Fund and a former columnist at The Motley Fool and The […]

12/11/2022

New York Fed and Singapore MAS to collaborate for Wholesale CBDC

New York Innovation Center, the innovation arm of New York Fed which is focused on central bank related innovations, has tied up […]

10/11/2022

About Me

06/11/2022

Reserve Bank of India defines CDBC as the legal tender issued by a central bank in a digital form. Concept Note on Central Bank Digital Currency (October 2022) A central bank liability, denominated in an existing unit of account, which serves both as a medium of exchange and a store of value. Committee on Payments and Market Infrastructures (CPMI) publication of CBCD (March 2018)...

Reserve Bank of India defines CDBC as the legal tender issued by a central bank in a digital form. Concept Note on Central Bank Digital Currency (October 2022) A central bank liability, denominated in an existing unit of account, which serves both as a medium of exchange and a store of value. Commit...

29/05/2022

We take a deep dive into Banking as a Service. In part I what is BaaS and why is such a model adopted?

In this part we cover the key drivers behind evolution of Banking as a Service

https://fin-trails.com/2022/05/29/part-ii-banking-as-a-service-baas-a-deep-dive/

We take a deep dive into Banking as a Service (BaaS). In part I, we covered what is Banking as a Service (BaaS) and why is such a model adopted. In this part we cover the key drivers behind evolution of Banking as a Service.

27/05/2022

Banking as a Service or BaaS, as it is popularly called has been recently trending these days. In this multi-part series, we take a deep dive into the world of BaaS. Part 1: In this part we cover what is Banking as a Service and why is such a model adopted?

https://fin-trails.com/2022/05/24/banking-as-a-service-baas-a-deep-dive/

Banking as a Service or BaaS, as it is popularly called has been recently trending these days. In this multi-part series, we take a deep dive into the world of BaaS.

24/05/2022

Banking as a Service or BaaS, as it is popularly called has been recently trending these days. In this multi-part series, we take a deep dive into the world of BaaS. Part 1: In this part we cover what is Banking as a Service and why is such a model adopted? What is Banking as a Service? What are Banks?...

https://fin-trails.com/2022/05/24/banking-as-a-service-baas-a-deep-dive/

Banking as a Service or BaaS, as it is popularly called has been recently trending these days. In this multi-part series, we take a deep dive into the world of BaaS.

24/05/2022

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