18/07/2023
๐ช๐ต๐ ๐ถ๐ ๐ถ๐ "๐ป๐ผ๐ ๐ผ๐ธ๐ฎ๐" ๐๐ผ ๐๐๐๐๐ฌ ๐ด๐ฒ๐๐๐ถ๐ป๐ด ๐๐ผ๐๐ฟ ๐ถ๐ป๐๐๐ฟ๐ฎ๐ป๐ฐ๐ฒ?
1. ๐๐ ๐ด๐ฒ๐๐ ๐บ๐ผ๐ฟ๐ฒ ๐ฒ๐
๐ฝ๐ฒ๐ป๐๐ถ๐๐ฒ.
Age and good health are the most important factors in determining your premium cost. The younger you are and the healthier you are, the lower your premiums could be.
As we age, our risks of being unhealthy due to different factors increase and as a result, premiums could get even way higher. If you really want to save money, go get it early as now.
2. ๐ฌ๐ผ๐ ๐บ๐ถ๐ด๐ต๐ ๐ต๐ฎ๐๐ฒ ๐ฎ ๐น๐ฒ๐๐๐ฒ๐ฟ ๐ฐ๐ต๐ฎ๐ป๐ฐ๐ฒ ๐ผ๐ณ ๐ฎ๐ฝ๐ฝ๐ฟ๐ผ๐๐ฎ๐น.
Insurance companies would still make sure that you are in good health or at least still insurable before they insure you since they will be giving millions in contract in case something unfortunate were to happen to you.
However, as we get older, our health also deteriorates. This is the reason why usually for older individuals, insurance companies require them to undergo certain medical examinations and procedures first before they get their applications approved.
Remember, we are buying insurance not only with our money but with our health. Regardless of how much premium you could pay for you to be insured, it is not enough. If you are no longer healthy and insurable, insurance companies might even reject and decline you.
3. ๐ฌ๐ผ๐ ๐บ๐ถ๐ด๐ต๐ ๐ป๐ฒ๐๐ฒ๐ฟ ๐ด๐ฒ๐ ๐ฎ ๐ฐ๐ต๐ฎ๐ป๐ฐ๐ฒ ๐๐ผ ๐ฏ๐ฒ ๐ถ๐ป๐๐๐ฟ๐ฒ๐ฑ ๐ฎ๐ป๐๐บ๐ผ๐ฟ๐ฒ.
Life is always unpredictable. Everyday, a lot of things could really happen such as accident, disability, hospitalization, being diagnosed with a critical illness or even death. Unfortunately, we do not know when these unforeseen things would happen. This is the reason why we should prepare ahead so that if one of these uncontrollable events were to happen to us, we are financially ready and prepared.
The same thing why buildings have fire extinguishers. Building owners are required to have fire extinguishers in their buildings so that if a fire breaks out, we have something that can terminate the fire. If a fire breaks out, we are more confident that we can handle it because we have fire a extinguisher ready to be used anytime. Imagine this, you can no longer have time to buy a fire extinguisher if your building is already burning down.
Make sure to not delay your insurance and get is as early as now.
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