10/10/2023
Thanks for being a top engager and making it on to my weekly engagement list! 🎉 Mallunaidu Malla, Churka Muu
Nikhil More
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- Nikhil More
I am a personal finance enthusiast & not a certified FINANCIAL ADVISOR! Hi there! I am not a financial advisor and cannot provide legal financial advice.
My name is Nikhil More aka , and I am passionate about personal finance and investing. I believe that understanding the basics of money management and investing is crucial for achieving financial success and security. I have been studying and researching these topics for many years, and I love sharing my knowledge and experience with others. In my profile, you will find helpful tips an
d resources on everything from budgeting and saving to stocks and retirement planning. I hope that my posts can help you take control of your finances and build a bright financial future. I am just a personal finance and investing enthusiast who loves to share my knowledge and experiences. Please consult a qualified financial professional for personalized advice.
19/09/2023
📈 Compound interest is a financial superpower! Let your money work for you over time. 💸
19/09/2023
🏦 Building an emergency fund is like giving your future self a safety net. Start small, but start today! 🛡️
19/09/2023
💰 Did you know? Investing just $100 a month for 30 years can turn into a substantial nest egg! 🌱
19/09/2023
🌟 Financial freedom is not a destination; it's a journey. Stay committed, and the rewards will be worth it. 💰
18/09/2023
🌱 Every setback is a setup for a comeback. Keep moving forward! 🌪️
18/09/2023
🧠 Your mind is your most powerful tool. Use it wisely! 🧘♂️
18/09/2023
💡 The best way to predict the future is to create it. 🌟
18/09/2023
🚀 Turn your dreams into plans, and your plans into reality. ✨
18/09/2023
🔥 Hard work never goes unrewarded. Keep pushing forward! 💪
17/09/2023
🌞 Rise and grind! Every day is a new chance to achieve greatness. 💼
17/09/2023
🌈 Keep your eyes on the prize, and success will follow. 🏅
17/09/2023
🏆 Your only limit is you. Break free and soar! 🌌
17/09/2023
💡 Learning to budget is like gaining control of your financial destiny. No more surprises! 📊
16/09/2023
🌟 Embrace change as a stepping stone to success. 🚀
16/09/2023
💪 Believe in yourself and watch the magic happen! ✨
16/09/2023
29/08/2023
The heaviest things in life are not iron or gold,
It's the UNMADE decisions.
The reason you are stressed
is coz you have decisions to make and
you're not making them.
27/08/2023
Celebrating my 2nd year on Facebook. Thank you for your continuing support. I could never have made it without you. 🙏🤗🎉
26/08/2023
If you win you win but if you lose you LEARN!
23/08/2023
One thing know about myself is
I am winning in losing.
21/08/2023
Failure happens to us all. I've had my share of setbacks - businesses that didn't take off, jobs that didn't work out, mistakes that felt crushing in the moment.
It's not how many times you fall down that matters. What truly counts is how many times you get back up.
Each time I faced failure, I could have given up in despair. But I chose to get up, learn from the experience, and try again. Because resilience is not defined by how often you stumble - it's defined by how you respond when you do.
Resilience is the ability to bounce back and keep moving forward after life knocks you down. It means finding the inner strength to recover and rebuild. An ally called hope lifts you and nudges you to try once more.
Failure only becomes permanent when you decide to stay down. As long as you stand back up, brush yourself off, and keep striving, there is always a path to success.
So next time you fail, remember that resilience divided by failure equals future success. Let your setbacks strengthen you. Failure is merely an opportunity to grow wiser and redirect your course.
You are more powerful than any failure or rejection. Stay resilient, get back up, and realize your true potential. Your comeback story is still being written - make it a great one!
19/08/2023
We as humans tend to overestimate what we can do short-term and underestimate our long-term potential.
You think you’ll do 100 pushups today or save $10,000 next month. No you can't , It doesn’t work that way.
Instead of shooting for overnight results, start small. Save just $10 a day. Do just 5 pushups today, then 6 tomorrow. Build discipline and consistency.
Don’t get impatient. Stay focused on your own path. Small steps compound over time into massive results through the power of consistency.
Tune out the noise and negativity around quick fixes. Put in the work daily, even when you don’t feel like it. That’s how long-term success is built.
Come on You’ve got this!
30/07/2023
If you work hard on your job, you can make a living, which is fine.
If you work hard on yourself, you can make a fortune, which is super fine.
27/03/2023
100%
27/03/2023
कर्मण्येवाधिकारस्ते मा फलेषु कदाचन।
मा कर्मफलहेतुर्भूर्मा ते सङ्गोऽस्त्वकर्मणि।।
Meaning: "You have the right to work only, but never to its fruits. Let not the fruits of action be your motive, nor let your attachment be to inaction."
27/03/2023
Only discipline and patience will get you there!
13/03/2023
Hey students! 💰💸 Want to take control of your personal finances and set yourself up for a bright financial future? Here are some tips to get started:
1️⃣ Pay off your student loans as soon as possible - the longer you wait, the more interest you'll accrue.
2️⃣ Keep your expenses low by creating a budget and sticking to it. Consider living with roommates or finding a part-time job to supplement your income.
3️⃣ Build an emergency fund to cover unexpected expenses - aim to save at least three to six months' worth of living expenses.
4️⃣ Start investing in ETFs (exchange-traded funds) to grow your wealth over time. They offer diversification and are a great option for beginners.
By following these tips, you can set yourself up for financial success both now and in the future! 💪💰
Address
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https://frugalnfree.beehiiv.com/subscribe, https://thefrugalinvestors.com/
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Videos
Good chest workout day makes me happy #workoutmotivation #gym #workout
Good chest workout day makes me happy #workoutmotivation #gym #workout
#workout #workoutmotivation #gym
Time reduces your risk in the market 📈 Vanguard study shows: 📊 1 year investing - 25% chance losses 😬 10 years - Only 4% chance losses ❇️ 20+ years - 0% chance losses! 🎉 Long-term investing wins 💰 Start early and let time work for you ⏱ Market volatility gets smoothed over decades 📉📈 Take the long view, have patience 🚀 Your future self will thank you 🙏 #investing #stockmarket #longterminvesting #timeinthemarket #moneytips #wealthbuilding #financialfreedom #financialplanning #personalfinance #CompoundInterest #investmentgrowth
Taxes are a huge lifelong expense! 💸 Here are 2 legal ways to avoid them: 🏡 Being a homeowner - mortgage interest is tax deductible 🏠 💰 Roth IRA - shelters future earnings & profits from taxes 📈 Owning a home saves money on taxes every year ✅ Max out Roth contributions to grow tax-free nest egg 💸 Taxes are inevitable but you can minimize them 🧠 Invest in assets with tax advantages when possible 💡 Work smarter not harder when it comes to taxes! 🤓 #taxsavings #realestateinvesting #rothira #personalfinance #moneyhacks #taxplanning #taxSeason #wealthbuilding #millennialmoney #investing101
⚠️ Recession expected in 2024 - here's my game plan ⚠️ Focus on sectors that thrive in downturns: Healthcare (IHF) 🏥 Utilities (XLU) ⚡ Consumer staples (XLP) 🛒 These stay strong when times get tough 💪 Recession-proof your portfolio 📈 Buy quality assets, solid dividends ✅ Play defense, but stay invested 💰 Be proactive in uncertain times 🧠 Protect yourself, but don't panic 😎 #recession #recessionprep #stockmarket #investing #defensivesectors #assetallocation #personalfinance #moneytips #financialplanning #wealthbuilding #millennialmoney #genzfinance
Your DTI ratio exposes your financial health 📊 DTI = Total Debt Payments / Gross Income If you owe $2000/month in debt payments 💸 And earn $8000/month gross income 💰 Your DTI is $2000/$8000 = 25% 🧮 Below 35% is a good DTI ratio 👍 Higher means reevaluate expenses and debt 🚨 Know your DTI to manage finances wisely 💡 Improve the ratio by paying down debt and increasing income 📈 Take control of your money situation! 💪 #dti #debtratio #personalfinance #moneytips #budgeting #financialhealth #creditscore #debtreduction #mortgage #loans #financialfreedom #financialgoals #wealthbuilding
🚨 Stock trading is often a scam - let me explain 🚨 20% of new traders go bust in 1 year 📉 80% close accounts within 5 years 😱 Most lack skills & experience to trade well 🤯 S&P 500 is a safer long-term bet for most ♾️ Just dollar cost average into index funds 💸 Data shows it's profitable long-term 📈 Avoid the trading hype traps ♨️ Slow and steady wins the race 🐢 Invest wisely for the future 💡 #stockmarket #trading #investingtips #personalfinance #moneytips #wealthbuilding #scam #hype #financialfreedom #financial literacy #millennialmoney #genzfinance
The cost of NOT investing adds up fast 📉 Starting at 25 → $438k by retirement Starting at 26 → $417k Starting at 27 → $397k Starting at 28 → $379k Starting at 29 → $361k Starting at 30 → $344k Each year delayed cuts thousands off your total 😱 Time and compound growth are powerful ⏳📈 Don't put off investing - take action today! ✅ Your future self will thank you 🙏 Start investing now for your goals 🎯 #investing #compoundinterest #retirementplanning #financialfreedom #wealthbuilding #personalfinance #moneytips #investinyourself #financialgoals #investing101 #futuresmart #millennialmoney #genzfinance
You just gotta do it. #motivation #inspiration #success #believe #achieve #lifegoals #dreambig #lifelessons #personaldevelopment #selfimprovement #entrepreneurlife #entrepreneurmindset #motivational #inspirational #selfgrowth #mindset #positivethinking #goodvibes #selflove #growthmindset #keepgoing #youcandoit #selfmotivation #inspireothers #staypositive #bethechange #liveyourbestlife #reachforthestars #visionboard #manifesting #lawofattractiontips
Tough Times Create Strong men....#motivation #inspiration #success #believe #achieve #lifegoals #dreambig #lifelessons #personaldevelopment #selfimprovement #entrepreneurlife #entrepreneurmindset #motivational #inspirational #selfgrowth #mindset #positivethinking #goodvibes #selflove #growthmindset #keepgoing #youcandoit #selfmotivation #inspireothers #staypositive #bethechange #liveyourbestlife #reachforthestars #visionboard #manifesting #lawofattractiontips
You don't have to do as they do. #motivation #inspiration #success #believe #achieve #lifegoals #dreambig #lifelessons #personaldevelopment #selfimprovement #entrepreneurlife #entrepreneurmindset #motivational #inspirational #selfgrowth #mindset #positivethinking #goodvibes #selflove #growthmindset #keepgoing #youcandoit #selfmotivation #inspireothers #staypositive #bethechange #liveyourbestlife #reachforthestars #visionboard #manifesting #lawofattractionguide
No emergency fund? That's a financial emergency! 🚨💸 Be ready for surprise expenses - they happen! 💳🚗💊 A small emergency fund prevents reliance on debt. 🙅♂️🚫 $500-$1000 gives you options and peace of mind. 🧘♂️ Build a 3-6 month safety net if possible. 🏦 Make regular automatic transfers to savings. 💰 Take control of your finances, be prepared! 💪 Start your emergency fund now - you'll thank yourself later! 🙏💸 #personalfinance #moneytips #emergencyfund #savings #financialplanning #debtfree #financialpeace #preparedness #safetyfirst #financialgoals #budgetingwins #financialhealth #moneymotivation #wealthbuilding
Nobody is coming. #motivation #inspiration #success #believe #achieve #lifegoals #dreambig #lifelessons #personaldevelopment #selfimprovement #entrepreneurlife #entrepreneurmindset #motivational #inspirational #selfgrowth #mindset #positivethinking #goodvibes #selflove #growthmindset #keepgoing #youcandoit #selfmotivation #inspireothers #staypositive #bethechange #liveyourbestlife #reachforthestars #visionboard #manifesting #lawofattractionguide
I Am a Fighter For Your Love. #motivation #inspiration #success #believe #achieve #lifegoals #dreambig #lifelessons #personaldevelopment #selfimprovement #entrepreneurlife #entrepreneurmindset #motivational #inspirational #selfgrowth #mindset #positivethinking #goodvibes #selflove #growthmindset #keepgoing #youcandoit #selfmotivation #inspireothers #staypositive #bethechange #liveyourbestlife #reachforthestars #visionboard #manifesting #lawofattractionguide
You gotta change that. #motivation #inspiration #success #believe #achieve #lifegoals #dreambig #lifelessons #personaldevelopment #selfimprovement #entrepreneurlife #entrepreneurmindset #motivational #inspirational #selfgrowth #mindset #positivethinking #goodvibes #selflove #growthmindset #keepgoing #youcandoit #selfmotivation #inspireothers #staypositive #bethechange #liveyourbestlife #reachforthestars #visionboard #manifesting #lawofattractionguide
Focus on Right Things. #motivation #inspiration #success #believe #achieve #lifegoals #dreambig #lifelessons #personaldevelopment #selfimprovement #entrepreneurlife #entrepreneurmindset #motivational #inspirational #selfgrowth #mindset #positivethinking #goodvibes #selflove #growthmindset #keepgoing #youcandoit #selfmotivation #inspireothers #staypositive #bethechange #liveyourbestlife #reachforthestars #visionboard #manifesting #lawofattractionguide
The Magic you are Looking for Is The Work That You are Avoiding. #motivation #inspiration #success #believe #achieve #lifegoals #dreambig #lifelessons #personaldevelopment #selfimprovement #entrepreneurlife #entrepreneurmindset #motivational #inspirational #selfgrowth #mindset #positivethinking #goodvibes #selflove #growthmindset #keepgoing #youcandoit #selfmotivation #inspireothers #staypositive #bethechange #liveyourbestlife #reachforthestars #visionboard #manifesting #lawofattractionplanner
💰The lies we tell ourselves about money💸 "Money isn't everything" - biggest lie ever! 🤥 Of course money matters for quality of life 💡 Let's stop the narrative that we "have to" splurge 🚫 Prioritize travel, food, fitness if you can afford it🧗♀️✈️🍽 But also think about your future finances 💵 Save aggressively and invest for long-term goals 📈 Don't buy into Instagram's lifestyle pressure 🙅♀️ Be smart with money when you're young 💡 Your future self will thank you 🙌 #moneytips #personalfinance #financialfreedom #financialhealth #wealthbuilding #budgeting #savingmoney #frugalliving #investing101 #futureplanning #satisfaction #intentionalspending #FinancialGoals
Have you ever had a gut feeling? #motivation #inspiration #success #believe #achieve #lifegoals #dreambig #lifelessons #personaldevelopment #selfimprovement #entrepreneurlife #entrepreneurmindset #motivational #inspirational #selfgrowth #mindset #positivethinking #goodvibes #selflove #growthmindset #keepgoing #youcandoit #selfmotivation #inspireothers #staypositive #bethechange #liveyourbestlife #reachforthestars #visionboard #manifesting #lawofattractiontips
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