The Credit Blog

03/11/2021

Are you new to the world of credit and wondering where to begin? Maybe you feel like everyone around you uses and understands credit, but that you missed the boat.

The reality is that you probably haven't missed anything. It's not like high school students are taught how to apply for and responsibly use credit cards. So

30/10/2021

Travel Rewards credit cards are ideal choices for frequent travelers. The most popular of these cards offer flexible rewards and do not charge an annual fee.

Travel Rewards credit cards are ideal choices for frequent travelers. The most popular of these cards offer flexible rewards and do not charge an annual fee.

29/10/2021

A cash rewards credit card enables you to earn cash on your spending according to a specified tier or percentage.

A cash rewards credit card enables you to earn cash on your spending according to a specified tier or percentage. The most attractive of these cards have no

28/10/2021

Secured credit is a way for people with bad credit or no credit to begin building their credit to use later for large purchases.

Secured credit is a way for people with bad credit or no credit to begin building their credit to use later for large purchases. When compared to unsecured

27/10/2021

Some people know all about credit reports and the credit reporting bureaus, while others are clueless when it comes to credit.

Some people know all about credit reports and the credit reporting bureaus, while others are clueless when it comes to credit. If you are one of those people

26/10/2021

Are you getting ready to launch your own business? If so, you already know that there are hundreds of details to attend to, including writing a detailed financial plan, arranging for opening-day

Are you getting ready to launch your own business? If so, you already know that there are hundreds of details to attend to, including writing a detailed

25/10/2021

Have you been thinking about getting a secured credit card but aren't sure whether one would make sense for your financial situation? If so, you are not alone.

Have you been thinking about getting a secured credit card but aren't sure whether one would make sense for your financial situation? If so, you are not

23/10/2021

Cash rewards are an enticing incentive to sign up for a new credit card. The money you earn from everyday purchases can help you pay for more considerable expenses such as a new appliance or vacation.

Cash rewards are an enticing incentive to sign up for a new credit card. The money you earn from everyday purchases can help you pay for more considerable

01/10/2021

You might not think about your credit limit much, but it is an important aspect of using credit cards.

You might not think about your credit limit much, but it is an important aspect of using credit cards. In the fast pace of contemporary lifestyles, credit

30/09/2021

Did you know that you can negotiate with your creditors? Most consumers don't know this, and the idea of trying to negotiate some kind of settlement or other relief can be really intimidating.

Did you know that you can negotiate with your creditors? Most consumers don't know this, and the idea of trying to negotiate some kind of settlement or other

29/09/2021

Getting calls from debt collectors? Have you gotten behind on payments for your credit cards or another bill? If so, then you may have gotten unwelcome attention from a collection agency.

Getting calls from debt collectors? Have you gotten behind on payments for your credit cards or another bill? If so, then you may have gotten unwelcome

29/09/2021

If you're new to the world of credit cards and credit reporting, there are many credit card rewards available to qualified applicants.

If you're new to the world of credit cards and credit reporting, there are many credit card rewards available to qualified applicants. These credit card

29/09/2021

What is business credit and how do you obtain it? Most people know about personal credit and its purpose.

What is business credit and how do you obtain it? Most people know about personal credit and its purpose. Credit gives people the ability to make big

28/07/2021

Bankruptcy wreaks havoc on credit scores. While things can look bleak, there is hope.

That's because it's possible to rebuild your credit after bankruptcy. Many people find that hard to believe.

Bankruptcy wreaks havoc on credit scores. While things can look bleak, there is hope. That's because it's possible to rebuild your credit after bankruptcy.

28/07/2021

Credit cards currently play a primary role in all aspects of daily life. From purchasing groceries, household supplies, and personal items to luxury vacation travel, charge cards are the main payment

Credit cards currently play a primary role in all aspects of daily life. From purchasing groceries, household supplies, and personal items to luxury vacation tr

28/07/2021

One of the many major post-pandemic necessities for consumers today is immediate damage control for their plummeting credit scores.

One of the many major post-pandemic necessities for consumers today is immediate damage control for their plummeting credit scores. While everyone focused on ad

28/07/2021

Like most people, you may be facing financial struggles due to the Coronavirus pandemic. With these struggles, the credit scores and ratings of these people have also suffered greatly.

Like most people, you may be facing financial struggles due to the Coronavirus pandemic. With these struggles, the credit scores and ratings of these people hav

28/07/2021

As many people know, marriages don't always work out, and it's hard to have to split everything financially with your soon-to-be ex-spouse.

As many people know, marriages don't always work out, and it's hard to have to split everything financially with your soon-to-be ex-spouse. Sometimes you may

27/07/2021

In some situations, credit cards are a sensible financial tool. However, it's essential to handle these accounts responsibly.

In some situations, credit cards are a sensible financial tool. However, it's essential to handle these accounts responsibly. Doing so may mean earning valuabl

27/07/2021

Good credit is among the greatest assets that you have currently. It helps you qualify for loans and credit cards with lower interest rates.

Good credit is among the greatest assets that you have currently. It helps you qualify for loans and credit cards with lower interest rates. It can be your savi

27/07/2021

So, your credit history is non-existent, and you want to change that fact right away. What do you do? Whose advice do you follow?

So, your credit history is non-existent, and you want to change that fact right away. What do you do? Whose advice do you follow? How do you build a name for yo

26/06/2021

For most consumers, credit scores remain mystifying. They know that a higher score means that they have better credit, while a lower score makes them look riskier to lenders.

For most consumers, credit scores remain mystifying. They know that a higher score means that they have better credit, while a lower score makes them look riski

26/06/2021

Building up credit history is challenging for anybody. However, it is especially challenging when just starting out because you do not have an older credit history to fall back on.

Building up credit history is challenging for anybody. However, it is especially challenging when just starting out because you do not have an older credit hist

26/06/2021

To make a long story short, it is possible to live without credit. However, if living without creditis something you are interested in, you will need to understand that you will have numerous

To make a long story short, it is possible to live without credit. However, if living without credit is something you are interested in, you will need to unders

26/06/2021

Do you have a credit history? If not, then you may find that it's difficult to qualify for a car loan, get approved for a credit card, or rent an apartment.
Why

Do you have a credit history? If not, then you may find that it's difficult to qualify for a car loan, get approved for a credit card, or rent an apartment. W

26/06/2021

Credit is one of the biggest concerns in personal financing that you should be thinking about. Young and irresponsible people make up the majority of people that don't have credit or have bad credit.

Credit is one of the biggest concerns in personal financing that you should be thinking about. Young and irresponsible people make up the majority of people tha

26/06/2021

It can be difficult to maintain good credit while being unemployed. Because of the recent COVID-19 pandemic, many people have gotten sick unexpectedly, been laid off, and even lost their jobs
/30/20rule

It can be difficult to maintain good credit while being unemployed. Because of the recent COVID-19 pandemic, many people have gotten sick unexpectedly, been lai

25/06/2021

Love it, hate it, or not completely understand it. It still doesn't give you an excuse to know nothing about it.

Love it, hate it, or not completely understand it. It still doesn't give you an excuse to know nothing about it. It's a subject that comes up in conversations f

25/06/2021

Are your credit scores lower than you want them to be? You're not alone. Most working adults go through a phase when they need to work on their scores.

Are your credit scores lower than you want them to be? You're not alone. Most working adults go through a phase when they need to work on their scores. The good

25/06/2021

Credit, and their evil cousins, credit cards, can make your life less than happy, to put it mildly. But it doesn't have to be that way.

Credit, and their evil cousins, credit cards, can make your life less than happy, to put it mildly. But it doesn't have to be that way. Of course, there's no ge

25/06/2021

The COVID-19 global pandemic took its toll on people in many ways. In addition to multiple restrictions, many people lost their jobs or had to work from home to prevent the spread of the virus.

The COVID-19 global pandemic took its toll on people in many ways. In addition to multiple restrictions, many people lost their jobs or had to work from home to

25/06/2021

HomeCredit Repair 5 Tips For Improving Your Credit in 2021 Credit Repair June 21, 2021 2 By The Credit Blog Staff Share Facebook Twitter Pinterest WhatsApp Linkedin ReddIt Email Print Are your credit scores lower than you want them to be? You’re not alone. Most working adults go through a phase wh...