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21/02/2023

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21/02/2023

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21/02/2023

Guys just want to have fun

21/02/2023

there was an attempt to bully a bigger

24/11/2022

Remember when your favourite retailer has its next sale, you are being shown prices of N60,000 brought down to N54,000 for something that was N37,000 in August.

Personal finance lesson 5If you can't get your emergency fund to grow because of emergencies that keep coming up, you're...
22/11/2022

Personal finance lesson 5

If you can't get your emergency fund to grow because of emergencies that keep coming up, you're still doing a good job.

Come back tomorrow for more personal finance lessons and tips

Personal Finance Lesson 4Be careful what you say in publicMy wife and I were at Lekki eating breakfast and we noticed a ...
21/11/2022

Personal Finance Lesson 4

Be careful what you say in public

My wife and I were at Lekki eating breakfast and we noticed a lady be hind us talking on the phone very loudly. We couldn’t help over hearing her talk about a bill not being paid. We were a little annoyed but not a big deal because it was a public restaurant. We were not trying to listen but were shocked when she announced that she was about to read her card number. She then gave the card’s expiration date, security code, and her zip code. We clearly heard and if we were planning on stealing it she gave us plenty of notice to get a pen.

Don’t read your personal information in public like this. You never know who is listening and who is writing stuff down.

Come back tomorrow for more personal finance lessons and tips.

Personal finance lesson 3In most cases, it will cost your employer far more to replace you than it would to give you a r...
21/11/2022

Personal finance lesson 3

In most cases, it will cost your employer far more to replace you than it would to give you a raise. So ask firmly.

The cost of recruiting, onboarding/training, etc often exceeds the cost of paying an already established employee more. Just remember that next time you talk yourself out of asking for a raise.

Come back later for more personal finance lessons and tips.

Personal Finance Lesson 2For everyone shopping on Amazon's Prime Day, or Jumia Black Friday or Konya Yakata or 11:11 on ...
21/11/2022

Personal Finance Lesson 2

For everyone shopping on Amazon's Prime Day, or Jumia Black Friday or Konya Yakata or 11:11 on AliExpress or whatever other holiday sales are around the corner: "savings" from sales aren't savings if you weren't already planning on buying the item.

This is a trap a lot of people fall into (myself included): just because it's a "good deal" doesn't mean you "saved" money by buying it, it's still money that you spent!

This might be obvious to most people but it's a good reminder that pops up on here occasionally and has stopped me from making some dumb purchases on more than one occasion. Hopefully it helps someone on this coming holiday.

Come back tomorrow for more personal finance lessons and tips.

Personal Finance Lesson 1You are not "family" to your company. If you have an opportunity to better yourself, take it. T...
20/11/2022

Personal Finance Lesson 1

You are not "family" to your company. If you have an opportunity to better yourself, take it. They will do the same when it comes to cutting ties with you.

People tend to feel a sense of guilt when it comes to leaving a job like they owe them or their coworkers something. That is because corporations preach this "family" culture that we are such a strong team all working together. In reality, if they need to close your entire division, they will do it without hesitation. If they can outsource something cheaper, they will do it. You do not owe them anything and if you see a better opportunity for yourself or your family, please take it and make your own financial future.

Come back tomorrow for more personal finance lessons and tips.

Lesson 9: Don’t Compare Yourself to OthersNot everyone has the same road in life. Some people’s are straightforward, oth...
09/07/2020

Lesson 9: Don’t Compare Yourself to Others

Not everyone has the same road in life. Some people’s are straightforward, other people’s have more twists and turns. As long as you’re making an effort to travel your chosen road and not just sitting in one place, that’s all that matters.


09.07.2020



Lesson 8: Strict parents can turn their kids into more effective liars because children who are afraid to tell the truth...
18/05/2020

Lesson 8: Strict parents can turn their kids into more effective liars because children who are afraid to tell the truth learn more deceptive behaviors to avoid getting in trouble. Set reasonable rules and expectations for your child, Reward positive behavior and Accept mistakes as a chance for learning.


18.05.2020


Lesson 7: If someone asks you a yes or no question and aren't sure how to answer, just say "perhaps" . No commitment, no...
17/05/2020

Lesson 7: If someone asks you a yes or no question and aren't sure how to answer, just say "perhaps" . No commitment, no consequences.


17.05.2020



When you are down because of an event/experience, replace "why is this happening to me" with "what do I need to do now" ...
16/05/2020

When you are down because of an event/experience, replace "why is this happening to me" with "what do I need to do now" and your recovery has begun.


16.05.2020



It’s a good thing to feel ashamed/ embarrassed by what you did at a younger age. This proves that you’ve grown. 13.05.20...
13/05/2020

It’s a good thing to feel ashamed/ embarrassed by what you did at a younger age. This proves that you’ve grown.


13.05.2020

If someone’s actions or behavior suggests that they don’t care about you, believe them. 12.05.2020
12/05/2020

If someone’s actions or behavior suggests that they don’t care about you, believe them.


12.05.2020


It is important to know when to stop arguing with people, and simply let them be wrong.You don't have to waste your ener...
11/05/2020

It is important to know when to stop arguing with people, and simply let them be wrong.

You don't have to waste your energy everytime.


11.05.2020

If your child tells you they are uncomfortable around an adult, please listen. 10.05.2020
10/05/2020

If your child tells you they are uncomfortable around an adult, please listen.


10.05.2020

Lesson One: When your mental health isn't in the best state, give yourself a break. Don't feel guilty for things you can...
09/05/2020

Lesson One: When your mental health isn't in the best state, give yourself a break. Don't feel guilty for things you can't do. Normal things like eating, sleeping or socialising may be difficult, it's okay to struggle. Rest, recover, be kind to yourself and know the bad times are temporary.


09.05.2020

What is your best childhood memory and why? 06.06.2020
06/05/2020

What is your best childhood memory and why?


06.06.2020

Covid-19 in Nigeria;To what extent do you approve, or disapprove, of the government’s handling of the coronavirus situat...
05/05/2020

Covid-19 in Nigeria;

To what extent do you approve, or disapprove, of the government’s handling of the coronavirus situation so far?

And to what extent do you have confidence in the government’s ability to handle the situation as it continues to develop?


05.05.2020

What are you reading this month?Tell us about the books you are reading [or will read] in the month of May and what you ...
04/05/2020

What are you reading this month?

Tell us about the books you are reading [or will read] in the month of May and what you think about them.


04.05.2020

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