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Cultivating Courage: A Life Changing Journey..💥 Past Story: For long, I've been pondering whether or not to enroll for a...
18/12/2023

Cultivating Courage: A Life Changing Journey..💥

Past Story: For long, I've been pondering whether or not to enroll for a course which I knew will going to uplift my Career and Life, but somehow I don't have the courage to go for it.

(perhaps) For the following Reasons:

1. I was not in the right environment which affected my state of mind. Although, I knew at the back of my Mind that it's the need of the hour.
2. I doubted my own Abilities and Capabilities.
3. I don't want to step-out of my Comfort Zone.
4. Because I was Ruminating and Overthinking (a lot).

Present Story: Once I enrolled myself for this course, I started experience a (+ve) change in my Life.

(perhaps) For the following Reasons:

1. I decided that I'm responsible for my Life and Future. The morning session and others factors too play a crucial role in it.
2. I developed my action muscle which helped me in stepping-out of my Comfort Zone.
3. I consciously change my Association(both Personal and Professional).
4. It helps me in broadening my Horizon and Perspective.
5. Because I had taken this initiative of upskilling myself; I start attracting (more)like-minded People in my Life.

Remember: You are responsible for your Life, Family and your Future. Watch-out your association/(work) environment as it is stronger than your Will-Power, it may make/break You.

So, Beware and Be Aware..💡

Face your Problem(s) head-on, only then are you able to overcome it - My biggest takeaway from this action of Mine..👈🏽

Various Taxes..!! In this short article I'll discuss the taxes that are levied on Mutual Funds.Here, I'm specifically re...
16/10/2023

Various Taxes..!! 

In this short article I'll discuss the taxes that are levied on Mutual Funds.

Here, I'm specifically referring to Equity Mutual Funds. 

These Taxes are broadly classified as: 

1. Short Term Capital Gains Tax(STCG): Under section 111A of the Income Tax Act, 1961 is the provision for taxation of STCG at a rate of 15%(plus applicable cess and surcharge) on the sale of: Equity Shares or Equity Mutual Funds. Listed on a recognized stock exchange in India. 

2. Long Term Capital Gains Tax(LTCG): Under section 112A of the Income Tax Act, 1961 relates to the sale of listed equity shares, and equity-oriented Mutual Funds, and taxes long-term capital gains over Rs.1 lakh at 10%(plus applicable cess and surcharge).

For e.g. - If you have a capital gain of 1,10,000(in a financial year).

Your tax liability will be: 10%(plus applicable cess & surcharge) of 10,000.

However, there's STT or Security Transaction Tax too. 

Note: When it comes to Mutual Funds only equity printed funds attract an STT payment. If you want to invest in the Stock Market(directly)/Equity Mutual Funds, keep STT in mind. 

The rate for buying or selling Equity-Oriented Mutual Funds is 0.001%.

I made a video regarding this Topic, it'll be helpful for everyone especially for those who are a Novice when it comes to investment in Mutual Funds.

If you Guyz/Galz wants to add something, please do so without hesitation.
 

Why Mutual Funds..??I was talking to one of my friends(Yesterday) and all of a sudden he asked a Question(in a rather Sa...
09/10/2023

Why Mutual Funds..??

I was talking to one of my friends(Yesterday) and all of a sudden he asked a Question(in a rather Sarcastic way) - Why do you compel people to invest in MFs?

As we are friends and it's my moral duty as a Friend to guide him and others too, especially those who like to splurge their (Hard-earned) money(mindlessly)..??

I made a video regarding the advice which I gave to him because I thought that this can be beneficial for a lot of people, especially those who are a Novice when it comes to investment in Mutual Funds.

If you Guyz/Galz wants to add something, please do so without hesitation.
 

Alpha (α); Beta (β) Of Life..!!Lately, I've seen a lot of people laid-off from their jobs by their respective Employers,...
25/09/2023

Alpha (α); Beta (β) Of Life..!!

Lately, I've seen a lot of people laid-off from their jobs by their respective Employers, some of my Friends too lost their jobs(in IT, Non-IT, Sales, etc). 

I really feel sorry for them(I was also there once), every day I see a new post regarding job loss across various social media platform(s), especially LinkedIn.

In this short article I've shared two concepts: Alpha (α) & Beta (β) from a different standpoint.

Alpha (α) = Absolute Growth/Risk Adjusted returns/Excess Returns(if a MF beats it's Benchmark)

Beta (β) = It involves Risk/Risky/Dicey

We all know that everything involves risks. If someone starts their career; if someone starts a new business it involves risk too.

However, before starting a business if someone gains relevant experience and skills then that can obviously help him/her a lot.

In fact, they can even take the help of Mentors/Trainers who coach/guide People in achieving their Goals/Business Objectives.

Keep your EGO aside and upskill yourself, this is the only way to succeed during these turbulent times.

Also, try to connect with people from your Domain/Industry on LinkedIn/other Platforms.

Engage on their Posts/Articles/Blogs meaningfully and mindfully share your Perspective/add Value/reshare their Posts/Articles/Blogs on your timeline, this'll help you to build a lasting relationship with Like-minded and Right-minded People(online).

Once you focus on building your Circle Of influence it'll help you to get some "Gigs" which can help you to deal with these challenging times(effectively).

If you can increase your income source(s), it'll help you to reduce your Beta(aka Risk) and increase your Alpha(aka Growth).

Besides, it's my moral duty if these two concepts can help someone during these testing times.

I made a video regarding the same because I thought that this can be beneficial for a lot of people.

If you Guyz/Galz wants to add something, please do so without hesitation.
 

PS: Take this Leap Of Faith and don't delay; You are responsible for your Life, your Family and your/their Future.

Misconception about Investments..!! Thanks again to our school reunion & this digital age, I'm able to talk to/meet a lo...
28/08/2023

Misconception about Investments..!! 

Thanks again to our school reunion & this digital age, I'm able to talk to/meet a lot of interesting characters, but somehow I think it's not their fault(at times) because the majority of people follow others(viz. their super successful friends, filthy rich relatives/neighbours, etc.) blindly, your association matters a lot.

If you are in the company of successful people, you'll become one.

If you are in the company of limited minded people(those who judge others Quite Often), you'll soon become one of them.

If you are associated with disciplined & receptive people, it'll rub-off on you as well.

I made a video regarding the same because I thought that this can be beneficial for a lot of people, especially those who are a Novice when it comes to investment in Mutual Funds.

If you Guyz/Galz wants to add something, please do so without hesitation


     

It was long overdue. The last movie that we watched together was Article-15(way back). Due to this long weekend enjoyed ...
18/03/2022

It was long overdue. The last movie that we watched together was Article-15(way back). Due to this long weekend enjoyed myself a lot with family members and watched a Great Movie(too)..
❤️ ॅक्स_फ्री ❤️ ♥️ ❤️ ❤️ ❤️

After such a long time attended the wedding of one of my colleagues, it was such a wonderful experience more so with my ...
11/02/2022

After such a long time attended the wedding of one of my colleagues, it was such a wonderful experience more so with my Paa. Enjoy every moment of your Life(whenever you get/got a chance), specifically during these uncertain times..

Reading Books/Articles/Blog Post(s) all plays a very vital role in improving One's Life..                               ...
02/02/2022

Reading Books/Articles/Blog Post(s) all plays a very vital role in improving One's Life..

In Life, nothing is predefined whatever happens will be Happen(no matter what) that's why Life is a journey and not a de...
28/01/2022

In Life, nothing is predefined whatever happens will be Happen(no matter what) that's why Life is a journey and not a destination.

You must have observed that those who are successful really enjoy this journey and they keep improving themselves over the course of this journey(Called Life)..

Remember: Be a Lifelong Learner..💡

Changes are quite painful as it challenges the existing state of affairs(which at times are difficult to change. Althoug...
24/01/2022

Changes are quite painful as it challenges the existing state of affairs(which at times are difficult to change. Although, it's all in our mind). If we are determined and decide to change our Life(no matter what) then trust me, no one can stop us to elevate ourselves..

A small difference in our day-to-day schedule can help us to make a meaningful shift in our Life. In fact, not only in our Life but others too. Every successful person(Irrespective of Gender, Ofc) has a pre-planned schedule(with some flexibility, Ofc) and preaches what they practice (Day In, Day Out). They give due importance to not only their time but others as well..
#

As the message is loud and clear that you cannot depend on a single source of income(at least, not anymore, especially d...
22/01/2022

As the message is loud and clear that you cannot depend on a single source of income(at least, not anymore, especially during these testing times).

So if you are in a Job then give it your all and try to get a promotion/increment, ASAP(As this is your primary source of income, so it has to be stable and consistent).

Whatever free time you have, utilize it very well and try to acquire in-demand skills which will eventually help you to live your Dream Life not only for yourself but for your family too.

If you already have in-demand skills then try to connect with people across various social media platforms(DM's and Cold E-mails are the best way to connect with unknown People). Also, try to build communities of like-minded and right-minded people as it is the need of the hour.

PS: In order to have anything substantial in Life You have to take action and step out of your comfort zone..

SEEDHEE BAAT NO BAKWAS(NO FLUFF; NO BS)..Both in our Personal and Professional Life, we stumble upon some people who thi...
18/01/2022

SEEDHEE BAAT NO BAKWAS(NO FLUFF; NO BS)..

Both in our Personal and Professional Life, we stumble upon some people who think that they are superior to others, who think that they are the ultimate Boss of the Organization, they look down upon others so that they feel superior(Ofc, in their own dirty mind). However, the reality is that they are just an Employee and not the Employer(Soon, they have a reality check also)..

Now, the moot question is how to deal with such sort of People. Few ways:

1. Ignore them and cut them off from your Life(By avoiding them it'll hurt their inflated EGO)..

2. Expose them by writing an awesome e-mail to the Top-Notch of the Organization(As in a majority of cases owners don't have knowledge of their Co.'s state-of-affairs)..

3. A distinctive trait of such types of People is that they are highly insecure, incompetent, and want to be in the limelight always even at the expense of hurting others(Most of the trollers and critics fall under such category)..

4. If nothing goes in your favor it's better to leave such Organization(s) where the work culture is quite toxic/where such sort of People are given priority(Trust me such Organizations won't last long and they even don't know how to deal with challenging situation(s), COVID already expose the weak leadership of a lot of Companies)..

Remember: Your Time and Life are very precious on this mother Earth and don't give it to these A**Holes..
❣️

Some People just worry about what others think and say about them but the reality is that people hardly care about them ...
17/01/2022

Some People just worry about what others think and say about them but the reality is that people hardly care about them and they just enjoy being a part of the bandwagon of pinpointing others so that they can hide their own shortcomings..

A Calculative Risk is a risk which one undertakes after doing their respective due diligence..                          ...
15/01/2022

A Calculative Risk is a risk which one undertakes after doing their respective due diligence..

Never Lose Your Identity/Originality..                                  💯
12/01/2022

Never Lose Your Identity/Originality..
💯

Take Action..
10/01/2022

Take Action..

The Best Gift Of 2022..
08/01/2022

The Best Gift Of 2022..

The difference between your Hobbies and Habits is your laziness to step out of Your comfort zone..                      ...
06/01/2022

The difference between your Hobbies and Habits is your laziness to step out of Your comfort zone..

Rome was not built in a Day(Took a lot of time). Likewise, When we Build a House; Every Brick is Important. It all depen...
03/01/2022

Rome was not built in a Day(Took a lot of time). Likewise, When we Build a House; Every Brick is Important. It all depends on us and our way of Thinking, Practice Self-Discipline..

Don't over-complicate anything Guys, just organize Yourself and set your Priorities right..                             ...
29/12/2021

Don't over-complicate anything Guys, just organize Yourself and set your Priorities right..
💼

1. Always listen to assimilate.2. Assimilation helps in understanding the other person/situation/problem in a better way...
24/12/2021

1. Always listen to assimilate.
2. Assimilation helps in understanding the other person/situation/problem in a better way.
3. Once you thoroughly understand the situation, take action.
4. Once you execute only then are you able to get the desired result(s).
5. Listening helps you in understanding the situation from a different perspective.
6. Listening helps in taking an informed decision.
7. Listening helps in becoming a responsible Human Being.
❣️

Really Grateful to God, excited and a bit nervous too. This will be my 1st Keynote..    ❣️      💼          ✔️    ❤      ...
16/12/2021

Really Grateful to God, excited and a bit nervous too. This will be my 1st Keynote..
❣️ 💼 ✔️ ❤

The Awesome Answer that won her the Ms. Universe title: When asked what advice she'd give young women on dealing with th...
13/12/2021

The Awesome Answer that won her the Ms. Universe title: When asked what advice she'd give young women on dealing with the pressure they face, she replied, 'The biggest pressure the youth of today is facing is to believe in themselves, to know that you are unique and that's what makes you beautiful.

'Stop comparing yourselves with others and let's talk about more important things that are happening worldwide.

'This is what you need to understand. Come out, speak for yourselves because you are the leader of your life, you are the voice of your own.

'I believed in myself and that's why I am standing here today.'

Kudos to the lady that make the entire nation proud of her. Likewise, we too should focus on our priorities and have faith in our capabilities..

Courtesy: https://www.rediff.com/getahead/report/chak-de-phatte-indias-harnaaz-sandhu-wins-miss-universe/20211213.htm

11/12/2021

Awesome Session, Key Takeaways:

1. Website key for Personal Branding.
2. Website increases your visibility which helps in getting more clients.
3. Relationship Building, Trust building, and Feedback from clients are very important to build authority.
4. Keep exploring new tools, especially those who are in trend(s) like YT Shorts, etc.
5. Plan your day and squeeze some time from your daily schedule to follow your interest and passion.
6. Few very important sources: spinbot.com(for Content Editing) and w3school.com(for Free Courses).
7. Consistency is the key to success.
8. Always connect with like-minded people and be Open for Collaboration.
9. Expand your professional network and don't compromise on values.
10. Always go thru the insights and analytics to understand your preferred platforms(FB, IG, etc).
❣️

11/12/2021

There are many hidden gems in Bharat and every Saturday we try to unveil some of them and discuss their professional journey, their struggles, and how they overcome them so that, Others also get inspired from their story and this is our way of giving back to Society..

According to Psychology if you start doing those things in which you are genuinely interested, you seem to appear more a...
10/12/2021

According to Psychology if you start doing those things in which you are genuinely interested, you seem to appear more attractive and are able to achieve anything that you want..

Work on Yourself so that there is a mind-shift that will help you to face any Problem(s) head-on..                      ...
07/12/2021

Work on Yourself so that there is a mind-shift that will help you to face any Problem(s) head-on..

Memorable Moments..
06/12/2021

Memorable Moments..

Be aware of your Priorities..
04/12/2021

Be aware of your Priorities..

Food For Thought..
01/12/2021

Food For Thought..

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