Ahead Of The 8-Ball

29/10/2021

27/08/2021

Maximize your emergency fund. Experts recommend havbing at least three to six months of savings set aside for emergencies. If you have some savings but haven't hit that mark, keep plugging away until you reach your goal. If your emergency fund is fully funded, you could focus on long-term financial goals.

26/08/2021

Consider taking on part-time work -- job growth is increasing and there has been pressure on employers to increase wages -- or sell unused belongings to raise cash. For help with major expenses, such as rent and medical bills, reach out to community organizations. The government website is a good place to find resources. Even temporary cash boosts could help you unload debt and give you room to create a savings plan.

25/08/2021

When it comes to the extra money saved from pandemic-related lifestyle changes, consider using the money to pay off high-interest debt such as credit cards or to build up an emergency savings fund or increase your retirement contribution.

24/08/2021

Many people were unable to go to the gym or the pool during the pandemic, so they purchased home gyms or even build swimming pools at their homes. If you did this, you need to remember to drop your gym or pool membership. It may take several years of cutting back to pay off major expenses like a swimming pool or home gym, says Bell.

24/08/2021

If your're finding that you aren't entirely qualified for the positions you've been applying to, that could be one reason you can't find a job. Employers often won't hire someone who doesn't have the majoirity of the skills, education, or job experience necessary for the position. If you need to boost your skill set to be more in line with what companies are looking for, consider going back finding online resources to gain the skills you need. In this Situation! This is a huge opportunity to gain Knowledge.

24/08/2021

The single worst spoending habit that many consumers developed during the pandemic was clicking and buying stuff online. That's because people mweren't able to get to the store, so online shopping evolved into the next best thing. In many cases, however, people are purchasing things they want -- but don't actually need. You push one button, and stuff ends up on your doorstep one day later. so we advise you to take a "mindful" approach to all online purchases. Before you push the buttion, ask yourself: Do you really need it? For people who continue to purchase things they don't need, here we strongly suggest removing the shopping apps from your phone.