fsa_hibah

18/11/2023

Sesi pengurusan harta orang Islam (Certificate Proffesional Islamic Estate Planning) di bawah Pusat Pengajian Islam University Utara Malaysia (UUM).

Antara perkara yang saya dan kita semua perlu tahu kaedah pengurusan harta orang Islam yang biasa kita dengar tidak mengambarkan keseluruhan pengurusan harta yang diketengahkan oleh institusi. Jadi untuk kita faham dengan lebih terperinci saya cadangkan orang Islam perlu menimba Ilmu yang ditawarkan seperti yang ditawarkan oleh pihak UUM.

Whatsaap saya untuk keterangan lanjut:
http:whatsap/0128800605

Sijil Professional Islamic estate Planning.

06/09/2023

KUALA LUMPUR: Syarikat pelaburan hartanah, FAR Capital Sdn Bhd, berhasrat untuk melihat lebih banyak golongan berpendapatan pertengahan (M40) dan berpendapatan rendah (B40) memiliki rumah mereka sendiri dengan modal yang sedikit atau tidak ada langsung modal, selain mendapat diskaun.

11/06/2023

31/05/2023

Steve Jobs was known for his visionary thinking, innovative mindset, and inspiring speeches. Here are a few famous quotes:

"Stay hungry, stay foolish."
"Your work is going to fill a large part of your life, and the only way to be truly satisfied is to do what you believe is great work. And the only way to do great work is to love what you do."
"Innovation distinguishes between a leader and a follower."
"Remembering that you are going to die is the best way I know to avoid the trap of thinking you have something to lose. You are already naked. There is no reason not to follow your heart."
"The people who are crazy enough to think they can change the world are the ones who do."
"Your time is limited, so don't waste it living someone else's life."
"Design is not just what it looks like and feels like. Design is how it works."
"We don't get a chance to do that many things, and every one should be really excellent. Because this is our life."
"Innovation comes from saying no to 1,000 things."
"The people who made the biggest impact on the world weren't always trying to."

29/05/2023

*What we get from solid financial plan ?*

While having a solid financial plan can certainly help alleviate financial stress and provide a sense of security, it may not necessarily lead to increased happiness. However, there are a few ways in which a financial plan can indirectly contribute to happiness:

1. Reduce financial stress: A financial plan can help you stay on track with your finances, avoid debt, and build up savings. This can reduce financial stress and provide peace of mind, which can enhance overall well-being.

2. Achieve financial goals: A financial plan can help you set and achieve financial goals, such as saving for retirement, buying a home, or starting a business. Achieving these goals can provide a sense of accomplishment and satisfaction, which can contribute to happiness.

3. Increase financial independence: Having a sound financial plan can help you become more financially independent. This can give you more control over your life and reduce the stress that comes with relying on others for financial support.

4. Enable more opportunities: A solid financial plan can also help you take advantage of more opportunities that come your way. For example, you may be able to take a job that pays less but aligns better with your values or interests, or you may be able to pursue a passion project that wouldn't be feasible without financial stability.

In summary, while a financial plan may not directly lead to happiness, it can indirectly contribute to it by reducing financial stress, enabling you to achieve financial goals, increasing financial independence, and providing more opportunities for personal growth and fulfillment.

*Have a beautiful day *

29/06/2022

Assalamualaikum wbt,

𝗣𝗘𝗠𝗕𝗔𝗛𝗔𝗚𝗜𝗔𝗡 𝗛𝗔𝗥𝗧𝗔 𝗗𝗔𝗡 𝗛𝗔𝗥𝗧𝗔 𝗣𝗨𝗦𝗔𝗞𝗔

Kami mengambil maklum komen masyarakat berkaitan carta alir pengurusan harta pusaka yang mencetuskan kekeliruan. Kami dengan ini menghasilkan poster yang lebih tepat dan terperinci yang merupakan amalan di 𝗪𝗮𝘀𝗶𝘆𝘆𝗮𝗵 𝗦𝗵𝗼𝗽𝗽𝗲 𝗕𝗲𝗿𝗵𝗮𝗱.

𝗣𝗘𝗡𝗘𝗥𝗔𝗡𝗚𝗔𝗡 𝗣𝗢𝗦𝗧𝗘𝗥

𝗛𝗮𝗿𝘁𝗮 dan 𝗛𝗮𝗿𝘁𝗮 𝗣𝘂𝘀𝗮𝗸𝗮 ialah dua perkara berbeza. 𝗛𝗮𝗿𝘁𝗮 bermakna pemiliknya masih hidup dan dia berhak untuk menghibahkan, mewaqafkan, mengamanahkan atau membuat apa sahaja transaksi yang difikirkan sesuai olehnya ke atas 𝗛𝗮𝗿𝘁𝗮 tersebut. Apa-apa 𝗛𝗮𝗿𝘁𝗮 yang telah ditransaksikan seperti di atas tidak lagi menjadi milik pemiliknya.

𝗛𝗮𝗿𝘁𝗮 𝗣𝘂𝘀𝗮𝗸𝗮 p**a merujuk kepada 𝗛𝗮𝗿𝘁𝗮 yang dimiliki pemiliknya ketika kematiannya. 𝗛𝗮𝗿𝘁𝗮 𝗣𝘂𝘀𝗮𝗸𝗮 itu sudah menjadi kepunyaan waris mengikut hukum faraid dan tidak boleh dibuat apa-apa transaksipun ke atasnya oleh mana-mana pihak kecuali dengan persetujuan waris-waris berkenaan.

Sebelum 𝗛𝗮𝗿𝘁𝗮 𝗣𝘂𝘀𝗮𝗸𝗮 diagihkan, ia perlu ditolak terlebih dahulu dengan hutang simati diikuti oleh tuntutan harta sepencarian (jika ada) dan seterusnya ditolak p**a dengan wasiat (jika ada). Baki 𝗛𝗮𝗿𝘁𝗮 𝗣𝘂𝘀𝗮𝗸𝗮 selepas ditolak semua perkara di atas, barulah diagihkan kepada waris mengikut hukum faraid.

Selepas waris mengetahui secara tepat bahagian dan nilai hak mereka, mereka boleh untuk melepaskan bahagian tersebut (takharruj) dengan redha kepada pihak lain.

Sebagai syarikat amanah patuh Syariah yang dipantau dan dikawal sepenuhnya oleh Panel Syariah berpengetahuan tinggi di dalam bidang fiqh mawarith dan berpengalaman puluhan tahun di dalam pelaksanaan undang-undang Syariah dan Sivil berkaitan penghartaan di Malaysia, 𝗪𝗮𝘀𝗶𝘆𝘆𝗮𝗵 𝗦𝗵𝗼𝗽𝗽𝗲 𝗕𝗲𝗿𝗵𝗮𝗱 mengamalkan sepenuhnya semua prosedur terutama kepatuhan Syarak dan Sivil urusan penghartaan umat Islam di Malaysia.

Ferdous Shariff
Dai’e Emawarith
•Wasiyyah Shoppe BHD
•PRINCIPAL ASSET MANAGEMENT BHD
•AIA PUBLIC TAKAFUL BHD

28/06/2022