ThisSaves

ThisSaves ThisSaves™ is a personal finance website and newsletter that helps consumers save money.

06/11/2021

Refinancing your existing mortgage can result in substantial savings. Refinancing involves getting a new mortgage to pay off the existing mortgage. You will be obtaining a new mortgage loan so you’ll need to meet eligibility requirements just as you did when first purchasing your home. There are s...

30/07/2021

Your credit score is one of the main things that lenders and creditors review to determine your creditworthiness. It affects everything from initial eligibility to interest rates and terms. Typically, a score of 650 or better is necessary to qualify for the most favorable rates. The best rates, howe...

24/07/2021

Short to medium term savings are often stored in a traditional savings account. This is usually cash that you want easy access to for things like an emergency fund or home and auto down payments. Traditional savings accounts are typically kept at a local brick and mortar bank or credit union. Even t...

24/07/2021

Smart personal finance always starts with a budget. There’s no better way to control spending and make progress toward your financial goals. A budget is simply a financial summary that tracks your income and expenses for a defined period of time. A budget doesn’t necessarily have to be restricti...

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