Dr. Vikram Balyan

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Dr. Vikram Balyan Dr. Vikram Balyan | Finance, Business, Invest. Ex Axis Bank, Nielsen & Kantar
PhD, MBA, MA(Eco) & BE

Dr. Vikram Balyan
PhD, MBA, MA (Eco) & BE
Ex Axis Bank, NielsenIQ & Kantar

Dr. Vikram Balyan is a seasoned Consumer Insights professional with over 15 years of corporate experience in India, Middle East & South-East Asia. Has helped many big brands in Finance, FMCG, Retail, Food & Beverages & Automotive sector in unearthing insights related to Brand building, Product designing, Product Pricing, M

arketing Campaigns and Customer Experience. This channel will have video related to following topic
Banking & Finance
Brand, Advertising & Marketing
Business Strategy
Motivation

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Even billionaires have ABBA NAHIN MANENGE PROBLEM.
07/01/2024

Even billionaires have ABBA NAHIN MANENGE PROBLEM.

The grand festival of Diwali is fast approaching, and like every year, there's a buzz of consumer activity. This year, a...
11/11/2023

The grand festival of Diwali is fast approaching, and like every year, there's a buzz of consumer activity. This year, a notable trend is the increasing preference for products made in India. This shift in consumer choice is expected to lead to significant financial losses for China, estimated to be around Rs 1 lakh crore, particularly in the market for Diwali-related items, according to a report by ANI. This trend indicates a move towards local products, potentially impacting China's business in the festival goods sector.

In 2024, Indian companies are likely to boost employee wages by roughly 9.8%, similar to the 10% rise in 2023. This posi...
02/11/2023

In 2024, Indian companies are likely to boost employee wages by roughly 9.8%, similar to the 10% rise in 2023.
This positions India as the leader in salary raises in the Asia Pacific area. The tech, media, gaming, financial services, and retail sectors are projected to experience the top wage growth, at 10%, in 2024.

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The 50-30-20 budget rule is a simple and effective guideline for managing your finances and achieving financial stabilit...
21/09/2023

The 50-30-20 budget rule is a simple and effective guideline for managing your finances and achieving financial stability. It suggests allocating your monthly income into three broad categories:

50% for Needs: This category encompasses essential expenses that you cannot do without, such as housing, groceries, utilities, transportation, and healthcare. It ensures that you cover your basic needs while maintaining financial security.

30% for Wants: This portion of your income is allocated for discretionary spending and personal enjoyment. It includes expenses like dining out, entertainment, shopping for non-essential items, and hobbies. This category allows you to enjoy your money without feeling overly restricted.

20% for Savings and Debt Repayment: The final 20% of your income should be directed towards savings and paying down debt. This category helps you build an emergency fund, save for future goals (e.g., retirement, vacations, or a home), and reduce outstanding debts like credit card balances or loans. It promotes financial growth and long-term security.

The 50-30-20 rule provides a clear framework for budgeting that is easy to understand and implement. It encourages responsible financial behavior by prioritizing essential needs, accommodating personal preferences, and fostering savings habits. However, it's important to adjust the rule to your specific circumstances and goals, as not everyone's financial situation is the same. For instance, if you have high levels of debt, you may need to allocate more than 20% to debt repayment initially.

20/09/2023

Communication is the key

18/09/2023

No one is going to save you. One needs to fight for their survival

17/09/2023

Life is not about avoiding falls, it is about mastering the art of dancing through them

14/09/2023

Work smart

Financial mistakes done by people
11/09/2023

Financial mistakes done by people

10/09/2023

Sometimes you have to change completely to succeed in life

4 finance rules to live by
07/09/2023

4 finance rules to live by

Gujarat is fastest growing state
13/12/2022

Gujarat is fastest growing state

Air India new grooming rules
30/11/2022

Air India new grooming rules

India is the largest tea consumer in the world           economy
24/11/2022

India is the largest tea consumer in the world economy

Most of working women do not make their financial decisions
19/10/2022

Most of working women do not make their financial decisions

Banks lost around 100 crore per day in fraud
18/10/2022

Banks lost around 100 crore per day in fraud

Stay away from whatsapp
17/10/2022

Stay away from whatsapp

India creates history in export of mobile phones
16/10/2022

India creates history in export of mobile phones

Luxury car sales in India
16/10/2022

Luxury car sales in India

Elon Musk ask Twitter followers to buy his new perfume
15/10/2022

Elon Musk ask Twitter followers to buy his new perfume

13/07/2022

13/07/2022

12/07/2022

12/07/2022

11/07/2022

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