Lauren Layman Professional Page

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Lauren Layman Professional Page

Lauren Layman | Mortgage Loan Officer | NMLS # 857762

20/04/2023

How can yard care benefit your health as well as your financial well-being? Read here: http://spr.ly/6180OuMnQ

18/04/2023

List it 🏠 ✔️Lock it 🔒 Sell it faster 💵
With our exclusive List & Lock™ advantage, sellers can advertise discounted rates on their listings, drawing in more buyer demand, and giving the future buyers a desirable rate on their mortgage. Want to learn more about our List & Lock™ program? Contact me today!

17/04/2023

What can you expect from this week’s market-moving reports? As the existing home sales report is scheduled for release on Thursday, here’s what we know: http://spr.ly/6185OOKb1

14/04/2023

Let’s talk DEBT! Though debt is a normal part of most people’s lives, it tends to get a bad reputation. Here’s what you need to know about good vs. bad debt: http://spr.ly/6183OMc8T

13/04/2023

Are you looking for a smarter way to save on interest and invest in your future? Look no further!
The All In One Loan™ could help pay off your mortgage faster AND save thousands of dollars on interest.
Call me today to see how the All In One Loan™ can grant you financial freedom!

11/04/2023

Not only does help you gain wealth in the form of home equity, but it also comes with numerous tax benefits that can help you save! Ready to see how YOU can save? Read here: http://spr.ly/6181OKb33

10/04/2023

Economic data over the first three days of last week was weaker than expected, leading rates to trend lower. As mortgage rates slipped down to two-month lows last week, here’s what you need to know: http://spr.ly/6188OJNog

07/04/2023

Have you heard the news?! VA mortgages are becoming less expensive, just in time for the spring buying season. Here’s what you need to know about the reduced VA funding fees: http://spr.ly/6182Oygln

07/04/2023

Struggling to find your ideal home in today's housing market?
The home of your dreams might not be built yet! With our Construction Financing Program, your dream home can become your reality. Contact me today to learn more!

06/04/2023

If you had the chance to build your dream home anywhere, where would you choose? 🤔
Ask me how our Construction Financing Program can make the home of your dreams a reality!

04/04/2023

What does your dream retirement look like?
Each year, retirement gets more and more expensive. Ask me how a Reverse Mortgage can give you the financial freedom to enjoy the retirement you deserve!

03/04/2023

Why are the jobs reports so important to rates? While jobs data and interest rates are not directly related, here’s how jobs data influences rates: http://spr.ly/6188O175w

31/03/2023

Though the federal funds rate influences mortgage rates, it doesn’t set them exactly. Here are some other factors that influence average mortgage rates: http://spr.ly/6188OEkN4

28/03/2023

Taco Tuesday🌮, anyone? If you ask me, happiness is eating tacos in your dream home.
Are you ready to bring your dream of homeownership to life? Call me today and let's taco bout it!

28/03/2023

Mortgage interest can be one of life’s biggest financial obstructions, so we developed a Smarter Way to Borrow™. By combining banking functionality with home financing, the All In One Loan™ lowers your monthly interest payments, potentially saving you tens of thousands of dollars over the life of your loan!

27/03/2023

In a statement last Wednesday, the Fed announced it was raising the benchmark interest rate by 0.25%. Mortgage rates reacted by taking a sharp downward trend. Here’s what to expect from the market this week: http://spr.ly/6186OBqzk

23/03/2023

What does your dream retirement look like? Whether you’ve saved for it or not, retirement is expensive. Click here to see how a Reverse Mortgage can give you the retirement of your dreams: http://spr.ly/61803herA

22/03/2023

The Federal Open Market Committee (FOMC) met this week and voted to raise the federal funds rate by another 25 basis points, or 0.25%. In the Fed’s full statement, it implied one more 25-basis point rate hike will be coming this year. How do you think mortgage rates will react to this announcement? Share your thoughts in the comments ⬇️ ⬇️ ⬇️

22/03/2023

Would you rather pay your own mortgage or pay someone else's?
When you rent, that's exactly what you're doing — paying your landlord's mortgage! When you OWN your home, you pay your own mortgage and build wealth in the form of home equity.
So, rent or buy? If you're ready to start building your financial future, contact me today.

21/03/2023

FALSE! Simply having student loans won’t prevent you from qualifying for a mortgage. However, your student loans do contribute to your debt-to-income (DTI) ratio, which may affect your eligibility for different mortgage programs. To prepare for a successful home buying process, focus on lowering your DTI before applying for a mortgage loan.

21/03/2023

As mortgage rates stabilize and home prices continue to cool, home buyers are taking advantage of the current market. Existing home sales soared 14.5% month-over-month in February, ending the year-long streak of declines and jumping by the largest monthly percentage in three years.

20/03/2023

This week, the Federal Reserve will meet on Tuesday and Wednesday to discuss the benchmark interest rate. After the Committee hiked rates by 0.25% in its last meeting, here’s what you can expect: http://spr.ly/61893758U

20/03/2023

March is Credit Education Month! As your credit score plays a major role in qualifying for a home loan, understanding your credit is imperative to your financial future.
Luckily, these four steps can help get your credit ready to buy a home.
Have questions about your credit score and mortgage eligibility? Contact me!

17/03/2023

Happy St. Patrick’s Day from CMG Home Loans! You don’t need a pot of gold🌈💰 to make your home buying dreams come true! When it comes to home financing, let me be your lucky charm 🍀

17/03/2023

From housing starts and building permits to home builder sentiment, this week brought several positive signs for the housing market. Here’s how experts predict rates to react: http://spr.ly/61863fFi0

16/03/2023

Is buying a home in your 2023 plans? Let me guide you through the process!
Contact me to take the first step towards achieving your homeownership goals 🏠

14/03/2023

How can you buy a home with $0 down? With no requirement, no income limits, and availability in all 50 states, contact me to see how the FHA Buyer's Choice program can bring your dreams of homeownership to life!

14/03/2023

Financing your home can be as easy as 1-2-3! Or… 3.141592….
Unlike Pi, your home financing process WON’T go on forever. Contact me today to learn about our sweet (or savory!) home financing solutions.

14/03/2023

The consumer price index (CPI) rose 0.4% month-over-month and 6% year-over-year in February, marking the slowest annual pace of CPI inflation since 2021. On the other hand, core CPI rose 0.5% month-over-month, slightly higher than the expected 0.4% increase.

14/03/2023

Last month, the National Association of Home Builders’ (NAHB) housing market sentiment index improved across all components. What can you expect from March’s report? Read here: http://spr.ly/61843NtjC

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Videos

AIO Gif- Retail .mp4

Are you looking for a smarter way to save on interest and invest in your future? Look no further! The All In One Loan™ could help pay off your mortgage faster AND save thousands of dollars on interest. Call me today to see how the All In One Loan™ can grant you financial freedom!

Construction Financing GIF.mp4

Struggling to find your ideal home in today's housing market? The home of your dreams might not be built yet! With our Construction Financing Program, your dream home can become your reality. Contact me today to learn more! #ConstructionFinancing #DreamHome

Rate Rebound GIF

Marry 💍 the house🏠, date the rate! Buy now and save when rates fall with Rate Rebound. Contact me today to see how you can benefit from our Rate Rebound program!

Construction Financing

Struggling to find a home in a low-inventory market? Here’s how our construction financing program can help: http://spr.ly/61813HLbx

Veterans Day 2022

At CMG, we are proud to serve those who served us first 🇺🇸 This year, CMG Home Loans has served over 5,000 Veteran and military families. As you fight for the home of the free, we’re honored to welcome you home. Happy Veterans Day from your family at CMG Home Loans. Thank you for your service.

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