Louder with Sean P

25/10/2022

PSA: Back to my lending roots but staying on the private side.

Direct Private(hard money) Money for fix N flips or Rehab, Construction loans, Bridge loans, Refinances, Commercial, Probate and Trust & Estate Loans

I can also do business purpose loans if you need some quick cash. Realtors....no, I don't do NON QM and I don't save Owner Occupied deals.

Currently focusing on CA and NV markets but can fund in many other states as well.

02/07/2021

This fund was designed to allow non-accredited investors to invest as little as $20k into it’s $50M raise structure. The highlight of this fund is its DIVERSIFICATION of several asset classes.

•18% Projected IRR
•5-Year Term
•5% Pref
•Investment Tracking Platform
•Equity Investment
•$20k Minimum Investment

17/05/2021

13/05/2021

"Put your heart, mind, and soul into even your smallest acts. This is the secret of success."⁣
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- Swami Sivananda⁣

11/05/2021

Have the Home Inspected.⁣
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Even if the home you plan to purchase appears to be flawless, there's no substitute for having a trained professional do a home inspection of the property for the quality, safety, and overall condition of your potential new home. You don't want to get stuck with a money pit or with the headache of performing a lot of unexpected repairs. ⁣
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If the home inspection reveals serious defects that the seller did not disclose, you'll generally be able to rescind your offer and get your deposit back. Alternatively, you can negotiate to have the seller make the repairs or discount the selling price.

06/05/2021

"Doing the best at this moment puts you in the best place for the next moment." ⁣
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- Oprah Winfrey

05/05/2021

Top Tips For Sellers: Fix and clean⁣
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• Make any minor repairs necessary – holes in walls, broken door k***s, cracked tiles, torn or threadbare carpets. Many buyers want to move in without making changes, so allow for this⁣.
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• Clean everything until it sparkles. Get rid of limescale, clean and repair tile grout, wax wooden floors, get rid of all odors, hang up fresh towels. This will make the place more appealing and allow viewers to imagine living there.⁣
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• Tidy up the garden: cut back brush, clean the patio and furniture of lichen and dirt, and cut the grass. While this doesn’t add much value to your home it makes it more likely to sell as people visualize themselves using the garden.⁣

04/05/2021

Mortgage Rates Are Back Under 3%⁣
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Mortgage rates are back under 3% for the first time in weeks.⁣
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The drop in rates followed a downward trend for the 10-year Treasury yield, which rates closely follow. The economy is gaining momentum, however, and consumers can expect mortgage rates to rise in the upcoming months, Nadia Evangelou, senior economist and director of forecasting for the National Association of REALTORS®, writes at the association’s Economists’ Outlook blog.⁣
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For now, the drop in mortgage rates is good news for home buyers and homeowners, too.

29/04/2021

“Don’t judge each day by the harvest you reap but by the seeds that you plant.”⁣
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-Robert Louis Stevenson

27/04/2021

You’re Buying a House – Not Dating It,⁣
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Buying a house based on emotions is just going to break your heart. If you fall in love with something, you might end up making some pretty bad financial decisions. There’s a big difference between your emotions and your instincts. Going with your instincts means that you recognize that you’re getting a great house for a good value. Going with your emotions is being obsessed with the paint color or the backyard. It’s an investment, so stay calm and be wise.⁣

22/04/2021

“When we strive to become better than we are, everything around us becomes better too.”⁣
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-Paulo Coelho

21/04/2021

Did You Know...?⁣
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In Scotland, there is a common custom of painting your door red whenever you pay off your mortgage, according to Seth Williams.⁣
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Anyone local who owns a home knows about this custom — so, next time you’re in Edinburgh, keep an eye out for homeowners who reached this important milestone.

20/04/2021

When Priced Right, It Will Sell.⁣
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Even if you’re in a hurry to sell and the price isn’t your main concern, you still need a baseline to start marketing your home. One thing’s for certain: Pricing is one of the biggest decisions in the selling process. ⁣
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Set too high a price and you run the risk of turning off potential buyers. It also means your house will not compare favorably with other similarly priced homes. Even worse, buyers may not even see your listing when they search online since they will be using lower price points.

13/04/2021

Do It for the Right Reasons.⁣
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Ask yourself: "Is it really time for me to buy a home?"⁣
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Don’t buy a home just because everybody’s doing it or because your Uncle Joe told you that it’s stupid to “throw money away” on rent.⁣
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Don’t buy a home because it’s a buyer’s market or just because of low mortgage rates. Buy a home because you want to be a homeowner. Buy a home because you’re settling down and need a place to live for at least five years. And buy a home only if you’re financially ready.⁣

08/04/2021

“People who are crazy enough to think they can change the world, are the ones who do.” ⁣
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– Rob Siltanen

08/04/2021

What are you listening to these days?

Sean Puchalski
949.892.8102
I Speak Fluent Real Estate

07/04/2021

Pick the Right Type of House and Neighborhood.⁣
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Weigh the pros and cons of different types of homes, given your lifestyle and budget. A condominium or townhome may be more affordable than a single-family home, but shared walls with neighbors will mean less privacy. Don't forget to budget for homeowners association fees when shopping for condos and townhomes, or houses in planned or gated communities.⁣
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Another option to consider is buying a fixer-upper — a single-family home in need of updates or repairs. Fixer-uppers usually sell for less per square foot than move-in ready homes. However, you may need to budget extra for repairs and remodeling.

07/04/2021

Get the highest price for your home! Find out what your home could be worth now.

Sean Puchalski
949.892.8102
I Speak Fluent Real Estate

Get the highest price for your home. Click to see what your home is worth now.

06/04/2021

Some Buyers Bring an Interior Designer Along in House Shopping⁣.
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Some home buyers bring an interior designer on home tours, seeking their feedback on how properties may be renovated to fit their design tastes.⁣
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As home prices surge, buyers may consider homes whose conditions bring a lower listing price but carry the potential to be renovated into the property they desire.⁣
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In many cases, interior designers go beyond recommendations on furnishings and wall colors to give the buyer a bigger picture for renovating spaces. They can evaluate whether the home has good bones for reasonably priced renovations that will fit within their client’s budgets

04/04/2021

Wondering how long recent listings are staying on the market? Take a look at this chart which displays the Average Days on Market for Murrieta, CA, 92563.

Sean Puchalski
949.892.8102
I Speak Fluent Real Estate