Saving For College

06/01/2026

🎓💰 Wondering how to tackle the rising costs of college? 🤔 Check out our latest guide on 529 Plans vs. Roth IRAs for college savings! 🏫✨

Both options offer unique tax benefits but serve different purposes. 📊 Which one fits your family’s needs best? We break down key differences, contribution limits, and more! Don’t miss out—your future scholar will thank you! 🌟

👉 Read now: https://ow.ly/nJhH50XNRYk

05/01/2026

🎓💰 Planning for college? Don’t let non-qualified expenses trip you up! 529 Plans offer tax benefits when used for specific costs like tuition, books, and room & board. But beware: spending on non-qualified items can lead to taxes & penalties! Learn what qualifies to maximize your savings. 📚✨

https://ow.ly/CXCf50XNRK9

02/01/2026

🎓✨ Thinking about saving for education with a 529 plan? Here's the scoop! While federal tax returns don’t allow deductions for contributions, over **30 states** do offer fantastic benefits! 🌟💰 Dive into our state-by-state guide to discover what YOUR state offers. 💡 Every little bit helps when planning for the future! 📚

https://ow.ly/fZmp50XNRUk

31/12/2025

🎓💰 Did you know? With the SECURE Act, you can now use your 529 Plan to tackle student loans! 🙌 You can withdraw up to $10K tax-free for each beneficiary & their siblings! 🤯 Repay principal & interest on qualified loans, but remember—interest paid with 529 funds isn’t eligible for deduction. 📚✨ Maximize your benefits and take control of student debt today!

https://ow.ly/ZaSp50XNRP3

30/12/2025

🎓💰 Parent PLUS Loan Holders, listen up! 🎉 Repayment is about to get a makeover thanks to the One Big Beautiful Bill Act (OBBBA)! 📅 New rules kick in July 1, 2026—be prepared!

You can still defer payments until your student graduates or drops below half-time. But for loans taken from July 1, 2026 onwards? No more income-driven repayment plans. ⛔️

👉 If you borrowed before July 1, consolidate your loans and explore the new options coming your way! Don't miss out—get informed and stay ahead of changes! 💪✨

https://ow.ly/c2qs50XNRE0

29/12/2025

🌟 Ready to tackle college? 🎓💰 If you're looking into federal student loans, here's the scoop: No credit check required! That's right—no minimum credit score or history needed! This is great news for many young students and those with limited or poor credit. Focus on your education, not your finances! 🙌✨ 📚💖

If you are pursuing federal student loans, you may wonder, what credit score is required for these loans? While you do need more than a minimum credit score for private student loans, credit scores are not required for federal student loans.

26/12/2025

🎓💰 Planning for your child's education? 🤔 Discover the pros & cons of Coverdell ESAs vs. 529 Plans!

Coverdell ESAs are perfect for lower-income families saving up to $2000/year before their child turns 18. Meanwhile, 529 Plans offer incredible tax benefits and flexibility for college savings—but can't cover K-12 expenses. Which is right for YOU? 🌟

Read our comparison by Joseph Hurley, updated August 7, 2025, and find out which plan suits your family's needs best! 📚✨ Don't miss out on the smartest way to save!

24/12/2025

📚✨ Parents, did you know loan forgiveness could be in your future? 🎉 We break down everything you need to know about Parent PLUS Loan Forgiveness! From income-driven repayment plans to the Public Service Loan Forgiveness (PSLF) program, options are out there for you. 💡 Whether you're navigating federal or private loans, relief is possible! Don't miss out on this important info before the new borrowing limits kick in on July 1, 2026. Let's tackle that student debt together! 🔍💪 👉 Read more to learn how you can qualify!

Having trouble with student loan payments? Explore the option of Parent PLUS loan forgiveness, whether you’re a student or a parent.

23/12/2025

🌟 Thinking about college savings? 🤔 The Private College 529 Plan could be a game-changer for your clients! 🎓✨ Here are 4 types of clients who can benefit:

1️⃣ Parents planning ahead 💼
2️⃣ Grandparents wanting to gift education 🎁
3️⃣ Families seeking tuition stability 🔒
4️⃣ High-income earners needing tax advantages 💰

With Tuition Certificates, you can lock in today’s rates at nearly 300 private colleges, from Albright to Stanford! Invest in peace of mind and protect against rising tuition. 📈💡

Here are four client profiles that could benefit from opening an account with Private College 529

22/12/2025

🚫📚 Did your Parent PLUS Loan get denied? Don’t worry, you still have options! Here are 7 alternatives to secure that funding for your child's education. 🌟

1️⃣ Explore other federal student loans.
2️⃣ Check out private loan options.
3️⃣ Look into scholarships and grants.
4️⃣ Consider a creditworthy co-signer.
5️⃣ Review income-driven repayment plans.
6️⃣ Research state aid programs.
7️⃣ Talk to the school's financial aid office.

Understanding eligibility criteria can also help prevent future denials! 🎓💼 Keep pushing forward on this education journey!

Are you frustrated because your Parent PLUS loan was denied? Don’t worry; there are still opportunities for your child to receive the aid they need for their education.

19/12/2025

🎓✨ Curious about how FAFSA impacts your tuition costs? 🏫💰 While it can help cover the cost of attendance, full tuition coverage is rare for most students. Typically, financial aid falls short unless parents opt for a Federal Parent PLUS loan. Even "full need" students often face a gap in funding. Don’t forget—many colleges still include loans in their packages! 🌟 Explore all your options to bridge that gap and make college more affordable. Let's get you ready for success! 💪📚

https://ow.ly/rS4850XIGEw

18/12/2025

🎓💰 Thinking about how to fund your child's college education? A 529 plan might just be the answer! 📚✨ With tax-free growth and withdrawals for qualified expenses, it offers some fantastic benefits. But are there drawbacks? 🤔 Check out this article for a deep dive into whether 529 plans are worth it, plus comparisons with other savings methods! Don’t miss this essential guide to funding your child’s future! 🌟 https://ow.ly/CYzj50XIGx1