Shay Kinsey-Mortgages By Shay K

01/16/2026

Quick follow-up on yesterday’s post 👀
The 3 words I saw first were confidence, mindfulness, and harmony.

What were yours?

01/15/2026

No overthinking. Just your instincts. What are the first three words you see?
https://myoc.io/ShayKLoans



NMLS # 544438

01/15/2026

01/14/2026

01/13/2026

❓ What’s a “good” credit score to buy a house?
It’s one of the first questions homebuyers ask — and we’ve got the answers! Learn how credit impacts your buying power and what score range lenders like to see.

👇 Click to learn more
https://www.apmortgage.com/blog/what-is-a-good-credit-score-to-buy-a-house
https://myoc.io/ShayKLoans



NMLS # 544438

01/09/2026

🏠 Join us for our Homebuyer Seminar on February 1, 2026, from 3 to 5 PM! Ready to start your homebuying journey? DM me for details! 📩”

01/08/2026

A healthier credit profile is one of the best gifts you can give yourself in the new year. Here are some easy ways you can help strengthen your credit score without feeling overwhelmed.
-Turn on automatic bill pay to avoid missed payments.
-Set balance alerts so you never get surprised by high utilization.
-Use tools that report rent or subscription payments to boost your profile.
-Aim to keep your credit card balances at or below 30 percent of your credit limit.
https://myoc.io/ShayKLoans



NMLS # 544438

01/07/2026

That CTC feeling!!!!

01/06/2026

Freezing your credit is a simple step that can help protect you from fraud and unauthorized accounts. It prevents new credit from being opened in your name while still allowing you to unfreeze it when you need access.

If you are not sure whether a credit freeze makes sense for you, or want help understanding how it fits into your overall financial picture, I am here to help walk you through it.
https://myoc.io/ShayKLoans



NMLS # 544438

01/03/2026

A lot of people are setting goals right now, and buying a home is back on the list for more buyers in 2026.

New data shows more people are planning to make a move this year than last. And while it may not seem like a big shift, it shows the market’s gaining some momentum.

And the buyers who feel most prepared aren’t waiting until they’re house hunting to start thinking it through.

If buying is on your radar, DM me and I’ll send you a short blog with 4 practical steps to help you get ready.

No pressure, just helpful info so you know what to focus on first.

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