The Cleveland Observer

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The Cleveland Observer is a community based news monthly publication dedicated to providing information and resources that will uplift and enhance the Cleveland Urban community for a positive change. The Cleveland Observer is a community based news monthly published by The Calhoun Corporation LLC, dedicated to providing information and resources that will uplift and enhance the Cleveland Urban community.

latestnews As the possibility of another Biden-Trump contest looms, securing the loyalty of young voters is essential. Y...
04/23/2024

latestnews

As the possibility of another Biden-Trump contest looms, securing the loyalty of young voters is essential. Yet, numerous young voters feel exploited, supporting Biden more as a “lesser of two evils” than from true enthusiasm.

Got a scoop?Click the ‘Got a News Tip?’ button and pitch your article!Begin with a compelling headline or topic that gra...
04/21/2024

Got a scoop?
Click the ‘Got a News Tip?’ button and pitch your article!
Begin with a compelling headline or topic that grabs attention. Your words could lead the next big story on our platform!
Go here to submit your news article:
https://cleobserver.com/pitch-your-content/

Be the eyes and ears of your community!Use our ‘Click Mic to Record’ feature to instantly report local incidents. Don’t ...
04/19/2024

Be the eyes and ears of your community!
Use our ‘Click Mic to Record’ feature to instantly report local incidents. Don’t just witness—act! Your voice can guide the news in Cleveland.”
Go to the link below:
https://cleobserver.com/editor/

For those with incomes slightly above the Medicaid threshold, Qualified Income Trusts (QITs) can be a lifeline, offering...
04/11/2024

For those with incomes slightly above the Medicaid threshold, Qualified Income Trusts (QITs) can be a lifeline, offering a way to qualify for vital healthcare coverage. This detailed guide explains how QITs work, the benefits they offer, and how they can be managed effectively. Whether you're planning for the future or navigating current needs, understanding QITs

Click here to learn more about QITs:
https://cleobserver.com/navigating-medicaid-demystifying-qualified-income-trusts/

Guest Writer Medicaid can be a lifesaver for many, but what if your income is too high to qualify? That’s where Qualified Income Trusts (QITs) come in. QITs, demystifying their role in accessing Me…

Your Urban Voice -
04/09/2024

Your Urban Voice -

This afternoon, we've got a cool update for you all about what's been happening right here in our own backyard of Cleveland. Let's dive in!

Artificial Intelligence is being weaponized to undermine the electoral process through misinformation and voter suppress...
04/09/2024

Artificial Intelligence is being weaponized to undermine the electoral process through misinformation and voter suppression tactics. It's essential for voters to remain vigilant, informed, and proactive in countering these efforts. By recognizing and reporting any attempts to manipulate the electoral process, we can safeguard our democratic rights. Remember, every vote counts.

Click here for the full article:
https://cleobserver.com/__trashed-16/

By Sheila Ferguson Voters should be vigilant, as Artificial Intelligence (AI) tools are being deployed to target them. Fear tactics orchestrated and aimed to discourage participation in both the Pr…

Your Urban Voice -
04/09/2024

Your Urban Voice -

This morning, we've got a cool update for you all about what's been happening right here in our own backyard of Cleveland. Let's dive in!

The deep roots of Christianity in Africa, from the ancient scholars of Alexandria to the enduring traditions of Ethiopia...
04/07/2024

The deep roots of Christianity in Africa, from the ancient scholars of Alexandria to the enduring traditions of Ethiopian Orthodoxy, highlight a profound, often overlooked influence. This rich history showcases pivotal figures like Origen and Athanasius, whose work laid foundational aspects of Christian theology. By acknowledging Africa's role, we gain a fuller understanding of Christianity's diverse and global heritage.

Click here to get the full history:
https://cleobserver.com/africas-influence-on-christianity-is-profound-often-overlooked/

Guest Writer The influence of Africa on Christianity is profound and often overlooked. To understand this, we need to delve into the early history. Christianity was born in the eastern Mediterranea…

Prioritizing health checks like colonoscopies can save lives, yet many shy away due to discomfort and stigma. Colon canc...
04/05/2024

Prioritizing health checks like colonoscopies can save lives, yet many shy away due to discomfort and stigma. Colon cancer is on the rise among young adults, not just older generations. Early detection through proactive health screening can make all the difference. Embrace a healthy lifestyle and let’s open up the conversation on preventative care.

Health is a lifelong journey, and early vigilance is key. Despite the discomfort, colonoscopies are essential for detect...
04/05/2024

Health is a lifelong journey, and early vigilance is key. Despite the discomfort, colonoscopies are essential for detecting colorectal cancer early, especially as cases rise among the young. Let's challenge misconceptions and prioritize our health, encouraging conversations and actions toward prevention.

Click here to stay informed and stay healthy:
https://cleobserver.com/early-vigilance-lifelong-health/

By Presious Mills People often find it challenging to prioritize their health especially concerning procedures like colonoscopies. The very mention of it can trigger anxiety and discomfort making i…

It’s never too late to start now… Start preparing for your retirement from today regardless of your age. One of the easi...
03/15/2024

It’s never too late to start now…
Start preparing for your retirement from today regardless of your age. One of the easiest ways to prepare is to open an IRA (Individual Retirement Arrangements) account. In simple terms, an IRA account is a type of long-term savings account where you invest parts of your income.
Your money is able to grow in this account because your investment earnings are either tax-deferred (not taxed until the money is withdrawn) or tax-free (not taxed at all). Importantly, you want to make sure that you consider your own financial goals, retirement plans, and personal preferences before choosing the type of IRA account.

A lot of people, regardless of age, think and worry about retirement from time to time. Usually, the main concern is abo...
03/15/2024

A lot of people, regardless of age, think and worry about retirement from time to time. Usually, the main concern is about money, and it seems like there are so many options so people aren’t sure where to start.

If you also feel that way, there’s no need to worry! Let me introduce you to a smart solution: IRA accounts.

Imagine you take a proportion of your income and set it aside in a savings account to use once you retire. Once you retire, you will have some amount of money left to use including the interest.

An IRA account allows you to do a very similar thing, but one level higher. You are able to invest this portion of your income and grow your earnings in this account without them being taxed every year. The earnings from this account can either be tax-deferred (only taxed when you withdraw the money) or TAX FREE (NOT TAXED AT ALL).

Learn more about IRA here:

Guest Writer Discover the straightforward path to a prosperous retirement with Individual Retirement Accounts (IRAs). This guide builds on our previous discussion, simplifying the process of using …

It's time to rethink college affordability and open the doors wider. Education should be a right, not a privilege. Toget...
03/07/2024

It's time to rethink college affordability and open the doors wider. Education should be a right, not a privilege. Together, we can make college a place where dreams are nurtured, not debts.

Check out our article pinning down the problems of how college debt is destroying bright young minds:

By: Sarai Murdock Over the last decades, the average cost of college tuition has increased. Many students are not only in debt but go into college without financial knowledge on how to build wealth…

Join Us at the Cleveland Observer’s Premiere 2024 Event!🌟 Event: Media Master’s Navigating the Digital Landscape📅 Date: ...
03/04/2024

Join Us at the Cleveland Observer’s Premiere 2024 Event!
🌟 Event: Media Master’s Navigating the Digital Landscape
📅 Date: Saturday, March 9th, 2024
⏰ Time: 1pm - 3pm
📍 Location: Martin Luther King Jr. Library Branch
💻 Register: (link in bio)
The Cleveland Observer is thrilled to invite you to our first event of the year, Media Master’s Navigating the Digital Landscape. This enlightening session is designed to explore the vast digital terrain, offering insights and strategies for mastering media in the modern age.

Got a business idea but hitting roadblocks? 🚀  here to help! The Legal Aid Society of Cleveland supports folks like you ...
02/28/2024

Got a business idea but hitting roadblocks? 🚀 here to help! The Legal Aid Society of Cleveland supports folks like you with legal advice, mentorship, and more. Let’s turn your dream into something real and awesome. Together, we can do this! 💪

Thinking of starting your own business but feeling stuck? You're not alone. The Legal Aid Society of Cleveland is all ab...
02/28/2024

Thinking of starting your own business but feeling stuck?
You're not alone. The Legal Aid Society of Cleveland is all about helping low-income entrepreneurs get past those hurdles with legal support, mentorship, and learning resources for FREE.

Click the link to step into a new chapter of your business story:
lasclev.org/get-help/community-initiatives/lowincomeentrepreneurs/

Since 2019, they’ve been making dreams reality. Check out lasclev.org to see how they can help you too. Let’s get your business off the ground! 🚀

Rights. Dignity. Justice.

Your heart works 24/7 to keep you moving and grooving! 🏃‍♂️💨 Let's give it the love it deserves. From monitoring your bl...
02/26/2024

Your heart works 24/7 to keep you moving and grooving! 🏃‍♂️💨

Let's give it the love it deserves. From monitoring your blood pressure to enjoying heart-healthy meals, every small step counts towards a happier, healthier heart.

Checkout our latest article about tips to take care of your heart better: https://cleobserver.com/february-heart-health/

Embracing the past, inspiring the future 🌟 Celebrating   with hearts full of pride and eyes set on the dreams of tomorro...
02/09/2024

Embracing the past, inspiring the future 🌟 Celebrating with hearts full of pride and eyes set on the dreams of tomorrow. Let’s honor the heroes who paved the way and continue their legacy of strength and resilience. Together, we rise! ✊🏾🖤

Reflecting on the journey: Black History Month began as a week-long celebration in 1926, inspired by Carter G. Woodson a...
02/09/2024

Reflecting on the journey:
Black History Month began as a week-long celebration in 1926, inspired by Carter G. Woodson and the Association for the Study of African American Life and History. It expanded to a month-long observance in 1976, recognized by President Gerald Ford, to honor the too-often neglected accomplishments of Black Americans throughout our history. Let's celebrate this February by learning, honoring, and continuing the legacy of resilience, courage, and achievement. 🌟

Here’s to celebrating smartly 🥂✨! Stick to the moderation mantra: 1 drink for women, 2 for men, and keep the cheer witho...
02/06/2024

Here’s to celebrating smartly 🥂✨!
Stick to the moderation mantra: 1 drink for women, 2 for men, and keep the cheer without the fear. Measure, mix, and mingle responsibly.

As we enjoy the company of friends and family, let's remember to drink responsibly. Moderation means 1 drink a day for w...
02/06/2024

As we enjoy the company of friends and family, let's remember to drink responsibly. Moderation means 1 drink a day for women and 2 for men.

Let’s keep our celebrations joyful and our health in check. Check out our tips for enjoying responsibly:

If you have a body, you need to know how to best care for it. Here are some guidelines for consuming alcohol that will allow you to maintain your health as well as enjoy your party.

Embrace the magic of meditation! 🌼✨ Incorporating meditation into your daily routine can bring serenity, balance, and a ...
01/30/2024

Embrace the magic of meditation! 🌼✨
Incorporating meditation into your daily routine can bring serenity, balance, and a clearer mind.
Click our bio and Check out our latest article about the importance of meditation and the evidence of its significant impact on our health.

Let’s dive into the significance of a Roth IRA.a crucial financial tool for securing your retirement. Unlike traditional...
01/27/2024

Let’s dive into the significance of a Roth IRA.
a crucial financial tool for securing your retirement. Unlike traditional retirement accounts, a Roth IRA allows for tax-free withdrawals in retirement, making it a powerful asset in your financial portfolio. It’s not just about saving; it’s about ensuring a comfortable and worry-free future. Starting early with contributions can significantly impact your retirement nest egg.
So, take charge of your financial future today and make informed decisions for a stress-free retirement tomorrow.

An Individual Retirement Account (IRA) could be your secret weapon for building a secure retirement nest egg.Here's why ...
01/27/2024

An Individual Retirement Account (IRA) could be your secret weapon for building a secure retirement nest egg.

Here's why it's a game-changer:
1. Tax Advantages: With an IRA, you can enjoy tax benefits that help your money grow faster. Some IRAs offer tax deductions on contributions, while others allow your earnings to grow tax-free!

2. Savings Potential: Whether you're just starting or well into your career, an IRA offers a flexible way to save and invest for retirement. You can contribute annually and even roll over funds from other retirement accounts.

3. Financial Freedom: Imagine your retirement years without worrying about financial stress. An IRA helps you build a comfortable cushion, so you can focus on living life on your terms.

Ready to dive in? Check out our article all about different IRAs that you can access:

Did you know there’s a way to grow your money for your future, retired self? Get ready to embark on a journey into the world of Individual Retirement Accounts (IRAs). We’ve created a 2-part series…

Ohio - One of the best state to retire in.Ohio stands out as a top choice for retirement due to its cost-effectiveness, ...
01/25/2024

Ohio - One of the best state to retire in.
Ohio stands out as a top choice for retirement due to its cost-effectiveness, favorable senior tax policies, and a mild climate. Additionally, Ohio boasts the prestigious Cleveland Clinic, ranked as the second-best hospital nationwide for geriatric care.
For sports enthusiasts, retiring in Ohio offers an exciting opportunity. The state is home to beloved sports teams including the Cincinnati Bengals, Cleveland Browns, Cleveland Cavaliers, Columbus Blue Jackets, and the renowned Ohio State University.

Fourth-best state to retire in - Ohio. Retirement may be far — or near — on your financial journey. Choosing where to re...
01/25/2024

Fourth-best state to retire in - Ohio.
Retirement may be far — or near — on your financial journey. Choosing where to retire sets the stage for your future freedom and happiness, impacting your lifestyle, opportunities, and financial well-being in ways that will shape your entire post-work adventure.

Here are five key factors you should consider regarding retiring in Cleveland, Ohio
https://cleobserver.com/dont-sleep-on-retiring-in-cleveland/

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