Joyful Journey Guidance

07/10/2023

What is the feed-in tariff scheme and how much money can you get for it?

If you have solar panels on your roof you can get money for the electricity you generate that you don’t use. How does the so-called feed-in tariff (FIT) scheme work? Find out if it’s worth generating your own energy.

07/06/2023

What do you need to save for retirement?

If you’ve joined your workplace pension or you’re self-employed and you’ve set up a private pension, how much should you save for your pension each month? What do you need to retire on a decent pension?

07/04/2023

Talking about money with your partner

How often do you and your partner get to sit down and have a really good conversation about money? We’re not talking about those “What would you do…” lottery pipe dreams, but proper, grown up conversations about budgets, spending habits and financial planning. Many couples find this to be on...

06/30/2023

what to do if your energy supply is cut off

If bad weather means your electricity, gas or water is cut off, what can you do and can you get compensation? The amount of power cut compensation you can get, and whether you have to claim, depends on why the power cut happened.

06/28/2023

Shared ownership (called co-ownership in Northern Ireland) involves buying a share in a property and renting the rest. You can normally buy between 25% and 75% of the property, and you’re generally given the option of buying more (which is called ‘staircasing’) as you can afford it.