Joanna Marie de Luna

12/10/2024

Kunwari pa ayaw ...😂

19/10/2023

Canva is a versatile graphic design tool that offers a wide range of features and capabilities.

17/10/2023

- Gusto ko maging VA. vs Gagawin ko lahat para maging VA.

- Paano pag walang experience? vs Gagawin ko lahat para magka experience.

- Pwede hindi magaling sa English? vs Gagawin ko lahat para matutunan at ma-practice ang English ko.

- Paano pag walang computer? vs Gagawin ko lahat para magka computer.

LESSON: Time to shift your mindset! BE AN ACTION-TAKER!

Only the ones who TAKE ACTION are the ones who succeed!

16/10/2023

What does freelancing*** REALLY look like? 🤔

1️⃣ A satisfying increase of income
2️⃣ 2-3 hrs to commute vs. 2 mins to go to the desk
3️⃣ 15-20 days of vacation leave per year vs. unlimited vacation "leaves" provided that the deadlines are met

🛑 What is FREELANCING***?

FREELANCING is providing digital services such as graphic design, website design, copywriting, email automation, funnel design, customer service to the clients that need it.

This is DEFINITELY NOT a get rich quick scheme or an MLM tactic. We provide the services mentioned above as contractors.

16/10/2023

🛠️ Being a virtual assistant is more than just tasks; it's about being a pillar of productivity.

15/10/2023

To everyone who's been asking where they can apply for remote work. There's a lot of online agency over the internet. You just need to be diligent and persistent.

INVEST IN YOUR SKILLS and KNOW YOUR NICHE. You will provide services to clients, and most of them do not have the time to train you, so you must be a self-starter.

Sa sobrang Dami nila, tatamarin ka talaga Isa isahin ...pero syempre if you really aim to work from home and land a job, bawal Ang tamad. 😊




Work remotely. Do your job from the comfort of your own home.

Keeping this list for your reference. You just have to do the research. Happy job hunting...😊

PeoplePerHour
Fiverr
Guru
Truelancer
Freeeup
Freelancer
Golance
Onlinejobs PH
MyOutdesk
Zeerk
199jobs
Outsourcely
Hubstaff
Upwork

DESIGN PLATFORMS:
99 Designs
Toptal
Envato

TRANSCRIPTION PLATFORMS:
GoTranscript
Transcribe Me
Scribie
Verbit
Rev
Speechpad
Accutran Global
Crowd Surf Work
Verbalink
Casting Words

WEBSITE/URL TESTING & REVIEW PLATFORMS:
Analysia
Enroll App
Userlytics
User Test
User Testing
Utest
What Users Do

ANNOTATION/TASKING/TAGGING:
Remote Tasks

VOICE NARRATION PLATFORM:
Voice Bunny
Voices

PROJECT RESEARCH:
Ask Wonder
DATA ENTRY
Capital Typing
Pico Workers
Cyberbacker
Rocket Station
Sphere Rocket
Zoomployee
Virtudesk
Pineapple Staffing

14/10/2023

There are several ways to earn money online.

Freelancing: Offer your skills and services on platforms like Upwork, Freelancer, or Fiverr.

Online Surveys: Participate in online surveys or market research studies to earn money or gift cards.

Content Creation: Start a blog, YouTube channel, or podcast and monetize through ads, affiliate marketing, or sponsored content.

Remote Work: Find remote jobs in various fields on job boards or through company websites.

E-commerce: Sell products on platforms like eBay, Amazon, or through your own online store.

Online tutoring or teaching: Offer your expertise through online tutoring or teach courses on platforms like Udemy or Coursera.

Stock Trading: Invest in stocks or other financial instruments through online trading platforms.

Affiliate Marketing: Promote products or services and earn a commission for each sale generated through your referral links.

Online Writing: Write articles, eBooks, or content for websites and get paid as a freelance writer.

App and Website Testing: Get paid for testing and providing feedback on websites and mobile apps.

Virtual Assistance: Provide administrative support to businesses or entrepreneurs remotely.

Online Gaming: If you're skilled at gaming, consider streaming on platforms like Twitch or participating in eSports tournaments.

Remember that success in earning money online often requires time, effort, and dedication. It's important to be cautious of scams and to choose opportunities that align with your skills and interests.

13/10/2023

11/10/2023

Mandatory needs when I am working...

Checklist
Highlighter and
Coffee 😊
and please AIRCON🤣

11/10/2023

Early Grind 🥱 Paano bang napunta Ako sa kategoryang ito? 😅

11/10/2023

I’m happy to share this Website blog project I worked on. Check it out here: https://lnkd.in/gXdtGmUU

10/10/2023

10/10/2023

"Technology can become the 'wings' that will allow the educational world to fly farther and faster than ever before—if we will allow it." - Jenny Arledge

15/10/2020

It's payday...Don't forget to pay yourself first...

04/09/2020

HUWAG KANG MAGING KAMPANTE. MAGHANDA PARA SA PAGTANDA. 🧓👴

Ayon sa Senior Citizen Survey in the Philippines:

👉 40% - Umaasa sa mga anak 👩‍🦰🧔
Oks lang naman na bigyan tayo ng mga anak, pero bonus na lang yan. Dapat tayo mismo ang naghahanda para sa ating retirement.
What if kung ang mga anak natin ay hindi din financially ok. If mahospitalize tayo, sila ang sasalo. And worst ay mangutang sila para sa bills natin. Which is not good.

👉 30% - Nagtratrabaho pa din.👩‍🔧
If aabot ka ng 60 yrs old and above, option na lang kung gusto mo pa magtrabaho. Pero marami ang napipilitan pa din magtrabaho dahil hindi napaghandaan ang pagtanda. Kailangan mo pa din kumain, magbayad ng bills at kung may health maintenance ka, mas magastos pa.

👉 20% - Umaasa sa Donation, Government or Charity. 🤦‍♀️
Since wala ng trabaho, wala na din income ang karamihan. Kaya madalas umaasa na lang sa bigay ng Gobyerno, o sa mga Donation o sa charity.

👉 8% - Umaasa sa Pension 😔
Akala natin malaki ang pension na makukuha natin kaya hindi na naghahanda. Pero kung tutuusin, baka sa health maintenance pa lang, kulang pa.

👉 2% - Financially Independent 😎💪
Sila lang ang walang kaproble-Problema sa pera. Kaya nilang isupport ang responsibilities nila like health maintenance, pagkain, etc...

Kaya importante na mapaghandaan ang pagtanda.🧓👴

Ikaw? Saan mo gusto mo mapabilang dito???😊

20/08/2020

The future of your kids will depend on the preparation you are doing today.

08/08/2020

Why invest early? When you invest at a younger age, this gives your investment a longer period to grow. It is also cheaper when you start early as your risk for death and disease is lower when you're young and healthy. Don't wait for the time when you are not already insurable.

The illustration below is computed based on Sun MaxiLink Prime, a Sun Life VUL (Variable Universal Life) product, which is a combination of insurance and investment.

Let's start planning! And Start your investment and insurance today. Message me for free financial Planning. 😊

cTTO

06/08/2020

SUN LIFE FIRST AID Plan 💛

11,900 Annual Premium
Hospitalization benefit: 2,000 per day
Long term hospital income: 2,000 per day (additional if more than 30days)
ICU benefit: 2,000 additional per day if in ICU
Surgical benefit: up to 20,000 per year

If insured died/Life Insurance: REFUND OF PAYMENT
If insured is still alive after 10yrs: 50% REFUND on total premiums paid :)

04/08/2020

Philheath may collapse on 2022. What's you plan B?

Don't you know that Sun Life has a product that may serve as an additional or alternative benefits same as Philhealth.

It is an affordable health protection plan that provides cash benefits so you can worry less about costly medical bills due to hospital confinement or surgery.

✔️Hospitalization benefits. Receive a fixed cash benefit for each day of hospitalization, with amount depending on your chosen plan.

✔️Protection benefits. Secure your family’s future with life insurance protection equal to the total premiums paid. This benefit doubles in the event of accidental death.

✔️For total disability, premiums are waived. This spares you the worry on paying for future premiums due.

✔️Money-back feature. Get up to 75% of your total premiums.

PhilHealth could collapse if pandemic persists

The Philippine Health Insurance Corp. (PhilHealth) could collapse by 2022 if the coronavirus pandemic persists, an official warned Tuesday.

“By next year po, wala na po tayong reserve funds. So one year lang po ang ating actuarial life,” Nerissa Santiago, Acting PhilHealth Senior Vice President, and Concurrent Vice President of Data Protection Officer, said during the Senate hearing on alleged widespread corruption within the state health pension fund.

Santiago was responding to queries of Senate Minority Leader Franklin Drilon, who was inquiring about the actuarial life of PhilHealth.

“So you’re saying that the actuarial life of PhilHealth is only one year?” Drilon asked. “Are you saying that in 2022 there will be no more PhilHealth?”

“Yes sir,” Santiago replied.

Drilon said the disclosure was worrisome.

Santiago explained that the agency expects a net operating loss of P90 billion this year and P147 billion in 2021 if the pandemic persists and no vaccine is discovered.

To keep the agency afloat, she said the government should give more contributions or subsidies to PhilHealth.

“This is very serious. We would like really to hear what steps you are going to undertake assuming that your projections are true,” Drilon said. “This is really a cause of concern for the entire country when you are saying that in 2021 unless additional subsidies are given in the national budget, the PhilHealth system will collapse.”

Before the pandemic, Santiago said the actuarial life of PhilHealth was more than 10 years.

The pandemic, however, had a “double impact” on the agency’s program because of the decreased collections and expected increase in benefit payouts. (Via Inquirer)

03/08/2020

To all breadwinner, head of the family, soon to be parents, or a responsible son & daughter: Are your loved ones ready financially kapag nawala ka?

As a Licensed Financial Advisor, I always recommend one solution to help families and individuals protect their dreams — Insurance + Investment!

Heto ang sample cost and benefits for Juan, 30 years old.

❤️ Guaranteed Php 1 MILLION ang matatatanggap nya in case of death (due to sickness, accident, natural death)

❤️ May matatatanggap syang Php 500K pag madiagnose sa 36 Critical Illness

❤️ Part of his payment will be allocated on his investment: At age 55, may Php 1.3M na sya; At age 60, Php 2.2M; At age 65, Php 3.5M

💳 Ang monthly payment ni Juan? Php 2,400.

You can start building a SUCCESSFUL FINANCIAL FUTURE for your family for as low as Php 1,500 only!

Ctto

05/07/2020

"My first Life Insurance policy was with Sun Life, which I bought way back 1984, a year after I gave birth to my eldest boy.

Pag meron na palang tao na ang buhay ay kadugtong ng buhay mo, it becomes your instinct to protect your life for that person's welfare.

To those who are parents here, alam nyo to.

LIFE INSURANCE can be the best expression of our unconditional love to our children that it extends even if we are no longer here physically.

If something happens to us, God-forbid, we want to rest in the thought that we will not leave our beloved family shocked and immobilized, not knowing what to do."

Charo Santos

02/07/2020

Worry-free living is when you know you’re ready in times of uncertainty.

Entrust your future with the leading insurance company in the country- Sun Life ☀️

Get insured and start investing for as low as 1k* per month! or help secure lives through referrals and receive a special gift.
NO NEED for physical meetings. Everything is done online!

Benefits:
☂️INSURANCE

▪️Critical Illness Benefit
▪️Accidental Death, Dismemberment & Disablement Benefit
▪️Total Disability Benefit
▪️Death Benefit

📈INVESTMENT

▪️Stock Market/Bond Investment for:
✔️Retirement Fund
✔️Education Fund
✔️Travel Fund
✔️Property ownership

Easy Steps/ Process
1. Online meeting
2. Document preparation & confirmation
3. Documents Submission
4. Waiting for approval

*price varies depending on age, gender, health, smoking habit.

ctto

27/06/2020

Before investing, accumulating properties,building businesses you should have first a Health Insurance. Why?

90% of Filipinos get sick before they die. If you are investing without health insurance, 90% chance that you are investing for your Dr's Fee and Hospitalization.

26/06/2020

Calling all young and hard-working individuals! Let's plan a brighter life for you and your family.

Ctto.

24/06/2020

Gusto mo bang mag invest pero hindi mo alam kung paano mag simula? Gusto mo ba ng Life Insurance or Investment? Or what if you can have both in one go?

May life insurance kana, may investment pa!

All you have to do is ask and listen to what I can offer you depending on your needs and budget.

We are here to educate you and prepare you towards brighter life. 🙂 Just click send message below 😊

Your partner for a brighter life,
Joanna Marie de Luna - Financial Advisor Sun Life PH

Ctto