Jay Mark P. Calamba

14/04/2024

Don't wait until it's too late!

Sabi nga ni Chinkee Tan, ang HMO mo ba sasagutin ang panggastos mo kapag hindi ka makatrabaho dahil nagpapagaling ka? Diba hindi?

So, please don't settle na may HMO ka naman. Highlight your medical benefits by building your critical illness fund, and FWD can surely help you with this! With 3x claim for unrelated major critical illness and may money back guarantee pa - be protected with Set for Health! 🧡

02/04/2024

𝗧𝗢𝗣 𝟱 𝗖𝗿𝗶𝘁𝗶𝗰𝗮𝗹 𝗜𝗹𝗹𝗻𝗲𝘀𝘀 𝗶𝗻 𝘁𝗵𝗲 𝗣𝗵𝗶𝗹𝗶𝗽𝗽𝗶𝗻𝗲𝘀

✅Heart Attack
✅Stroke
✅Kidney Dialysis
✅Lung Cancer
✅Breast Cancer

Your personal savings will never be enough, even with your HMO and Philhealth benefits when this happen. That’s the sad reality here.🥲

If you want to learn more about how you can prepare for critical illness? Message me.📩

Jay Mark P. Calamba
Licensed Financial Wealth Planner
FWD Life Insurance





📸ctto

28/03/2024

Pag sinabing gastos lang Yan, term Yan pag ang pinaglaanan mo Ng PERA ay walang magandang dulot or balik sa iyo.
Tawag Yan sa mga bagay na Hindi mo kailangan, parang aksaya sa PERA.

Kaya di pwedeng idescribe ang INSURANCE as gastos lang Yan!

Dahil napakalaki Ng tulong nito sa lahat.

To know more about it, just send a message. 🫶
Wag mahihiyang magtanong, para lubos na maunawaan paano ito makatutulong Sayo. 😊

Ctto

09/03/2024

𝟒 𝐑𝐞𝐚𝐬𝐨𝐧𝐬 𝐖𝐡𝐲 𝐑𝐄𝐓𝐈𝐑𝐄𝐌𝐄𝐍𝐓 𝐏𝐋𝐀𝐍𝐍𝐈𝐍𝐆 𝐢𝐬 𝐈𝐦𝐩𝐨𝐫𝐭𝐚𝐧𝐭:

1. SSS is not enough - it will not sustain your medical bills and you will need to downgrade your lifestyle if you are going to depend on SSS alone.

2. INFLATION - Your 1 peso right now will have lesser value in the future.

3. Our KIDS are not our retirement fund - they will build and take care of their own family too.

4. WE LIVE LONGER - Imagine retiring at the age of 60 with no income then living until the age of 80, that’s 20 years worth of expenses. 60 years old is too far to imagine, right? Picture yourself taking a vacation for a month with no SALARY? 🤔
Will you make it?

Can you actually enjoy and live or you'll just do with whatever and survive?

Do not just depend on your Company's retirement benefit. Get your own back up plan.

Let me help you!

21/02/2024

Is there such a thing? Zero-waste Health Fund? 🧡

Yes! Most of the Filipinos don't prioritize getting a Health Plan thinking "Pano kung di naman ako magkasakit ng malubha? Sayang naman binayad ko?" 🤔

Well, we heard you! Introducing Set for Health! The only Health Insurance that guarantees 100% RETURN OF PREMIUM if you don't get critically ill! 💯

The best part of this plan is that when you do get sick, you NO LONGER NEED TO PAY for the plan and you are still given MORE THAN ONE CASH claims during your lifetime. 🤩

Know why more and more Filipinos see the practicality of getting this plan!

A sure "Win-Win" solution for you whatever life brings you.

Whether you get sick or not, zero-waste indeed! 😊

For more details just message me 😊

Jay Mark P Calamba🧡
Licensed Financial Wealth Planner

📩[email protected]

21/02/2024

Build the best life your future self will thank you for‼️

Imagine if you could talk to your future self, what would they say about the decisions you make today? The truth is the power to shape your tomorrow lies in the choices you’re making right now. Make choices today that your future self will thank you for.

FWD Insurance.
You’ll thank you later.

Let's talk 🙂

17/02/2024

WALANG TAYMPERS‼️

WALANG REWIND SA SICKNESS, ACCIDENT, DISABILITY AND DEATH‼️

PROTECT your love ones from the unthinkable.

Be Insured Now‼️

🧡

11/02/2024

Choose wisely ✅
Dun tayo sa hindi nawawala 🧡

PM me to know more about our affordable plans ngayong Love Month 😊

Perfect Gift sa Valentines Day 😁

🧡



📸 CTTO

07/02/2024

NOW is the right time ‼️🧡

27/01/2024

PURPOSE OF LIFE INSURANCE‼️‼️

What are you waiting for?? Let your life be secured and protected through insurance 🧡

NOW is the right time to have one. 🧡

26/01/2024

𝘢𝘯𝘨 𝘪𝘯𝘴𝘶𝘳𝘢𝘯c𝘦 𝘢𝘺 𝘗𝘢𝘳𝘢𝘯𝘨 𝘧𝘪𝘳𝘦 𝘦𝘹𝘵𝘪𝘯𝘨𝘶𝘪𝘴𝘩𝘦𝘳 𝘭𝘢𝘯𝘨. 𝘕𝘢𝘨𝘭𝘢𝘭𝘢𝘨𝘢𝘺 𝘵𝘢𝘺𝘰 𝘯𝘦𝘵𝘰 𝘴𝘢 𝘩𝘰𝘶𝘴𝘦 𝘱𝘢𝘳𝘢 𝘪𝘧 𝘦𝘷𝘦𝘳 𝘮𝘢𝘨𝘬𝘢𝘴𝘶𝘯𝘰𝘨, 𝘮𝘦𝘳𝘰𝘯 𝘵𝘢𝘺𝘰 𝘮𝘢𝘨𝘢𝘨𝘢𝘮𝘪𝘵. 𝘏𝘪𝘯𝘥𝘪 𝘯𝘢𝘮𝘢𝘯 𝘵𝘢𝘺𝘰 𝘣𝘪𝘣𝘪𝘭𝘪 𝘯𝘨 𝘧𝘪𝘳𝘦 𝘦𝘹𝘵𝘪𝘯𝘨𝘶𝘪𝘴𝘩𝘦𝘳 𝘩𝘢𝘣𝘢𝘯𝘨 𝘯𝘢𝘴𝘶𝘴𝘶𝘯𝘰𝘨 𝘯𝘢 𝘺𝘶𝘯𝘨 𝘣𝘢𝘩𝘢𝘺 𝘥𝘪𝘣𝘢? 😁

Get an insurance NOW!! 🧡
PM me to secure and protect your life though insurance.

25/01/2024

𝑾𝒉𝒚 𝒊𝒔 𝒊𝒕 “𝒏𝒐𝒕 𝒐𝒌𝒂𝒚” 𝒕𝒐 𝑫𝑬𝑳𝑨𝒀 𝒚𝒐𝒖𝒓 𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆?

1. 𝑰𝒕 𝒈𝒆𝒕𝒔 𝒎𝒐𝒓𝒆 𝒆𝒙𝒑𝒆𝒏𝒔𝒊𝒗𝒆
The older we get, mas risky na tayo as an individual para iinsure ng insurance companies. Kaya mas mahal na talaga ang mga insurance premiums.
𝘗𝘢𝘳𝘢𝘯𝘨 𝘴𝘢 𝘬𝘰𝘵𝘴𝘦 𝘭𝘢𝘯𝘨 𝘥𝘪𝘯, 𝘬𝘢𝘱𝘢𝘨 𝘮𝘢𝘴 𝘭𝘶𝘮𝘢 𝘯𝘢 𝘺𝘶𝘯𝘨 𝘤𝘢𝘳, 𝘮𝘢𝘴 𝘮𝘢𝘭𝘪𝘪𝘵 𝘯𝘢 𝘺𝘶𝘯𝘨 𝘣𝘦𝘯𝘦𝘧𝘪𝘵𝘴 𝘯𝘢 𝘱𝘦𝘥𝘦 𝘮𝘰 𝘮𝘢𝘬𝘶𝘩𝘢 𝘴𝘢 𝘤𝘢𝘳 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘮𝘰. 𝘚𝘰 𝘬𝘶𝘯𝘨 𝘨𝘶𝘴𝘵𝘰 𝘮𝘰 𝘮𝘢𝘬𝘢𝘵𝘪𝘱𝘪𝘥, 𝘨𝘦𝘵 𝘪𝘵 𝘢𝘴 𝘦𝘢𝘳𝘭𝘺 𝘢𝘴 𝘯𝘰𝘸.

2. 𝒀𝒐𝒖 𝒘𝒊𝒍𝒍 𝒉𝒂𝒗𝒆 𝒂 𝒍𝒆𝒔𝒔𝒆𝒓 𝒄𝒉𝒂𝒏𝒄𝒆 𝒐𝒇 𝒂𝒑𝒑𝒓𝒐𝒗𝒂𝒍.
Of course the insurance company wants to make sure na healthy yung mga iinsure nila since they are giving millions.
As we age, parang makina din ang health natin, may "depreciation".
Kaya most likely kapag mas matatanda na and then may pre existing illness na like hypertension, diabetes, thyroid prob, fatty liver, etc....nagrerequire na ng medical examinations and all.
𝘞𝘦 𝘢𝘳𝘦 𝘣𝘶𝘺𝘪𝘯𝘨 𝘪𝘯𝘴𝘶𝘳𝘢𝘯𝘤𝘦 𝘸𝘪𝘵𝘩 𝘩𝘦𝘢𝘭𝘵𝘩, 𝘯𝘰𝘵 𝘸𝘪𝘵𝘩 𝘮𝘰𝘯𝘦𝘺. 𝘒𝘢𝘩𝘪𝘵 𝘨𝘢𝘢𝘯𝘰 𝘱𝘢 𝘬𝘢𝘭𝘢𝘬𝘪 𝘺𝘶𝘯𝘨 𝘬𝘢𝘺𝘢 𝘮𝘰 𝘪𝘣𝘪𝘨𝘢𝘺 𝘱𝘢𝘳𝘢 𝘭𝘢𝘯𝘨 𝘮𝘢𝘪𝘯𝘴𝘶𝘳𝘦 𝘬𝘢, 𝘪𝘧 𝘩𝘪𝘯𝘥𝘪 𝘬𝘢 𝘯𝘢 𝘩𝘦𝘢𝘭𝘵𝘩𝘺, 𝘩𝘪𝘯𝘥𝘪 𝘯𝘢 𝘵𝘢𝘭𝘢𝘨𝘢 𝘱𝘰𝘴𝘴𝘪𝘣𝘭𝘦 𝘮𝘢𝘬𝘢𝘬𝘶𝘩𝘢 𝘱𝘢.

3. 𝑾𝒆 𝒎𝒊𝒈𝒉𝒕 𝒏𝒆𝒗𝒆𝒓 𝒈𝒆𝒕 𝒂 𝒄𝒉𝒂𝒏𝒄𝒆.

We prepare for 2 things in life:

1. Predictable events- Pagcocollege ng anak natin, pagbili natin ng bahay, retirement, etc.

2. Unpredictable things- Sickness, accident, death, and disability.
LIFE IS UNPREDICTABLE.
Everyday, madaming pwede mangyari — accident, disability, illness and even death. Hindi natin alam kung kailan to mangyayari sa atin.

Hopefully, kapag dumating man ito, ready tayo - financially.

I hope this 2024,
insured ka na 🧡
CTTO

21/01/2024

"𝗧𝗵𝗲 𝗢𝗻𝗹𝘆 𝗡𝗼 𝗪𝗮𝘀𝘁𝗲 𝗛𝗲𝗮𝗹𝘁𝗵 𝗣𝗹𝗮𝗻"

Kaya ba ayaw mo kumuha ng health plan kasi "sayang pag di naman ako nagkasakit"? Pwes, sa 𝗦𝗲𝘁 𝗳𝗼𝗿 𝗛𝗲𝗮𝗹𝘁𝗵 magkasakit man o maging healthy, kuha mo at least 100% ng binayad mo.
Di mo rin kasi masabi..

If awa ni Lord naging healthy tayo, maenjoy mo pa rin yung perang tinabi mo. 👍

Avail our 𝗦𝗲𝘁 𝗳𝗼𝗿 𝗛𝗲𝗮𝗹𝘁𝗵 now and secure your money no matter what 😊

* Get it now with no medical requirements. A simple chat/message will totally help yourself and family from possible financial burden because of critical illness.

19/01/2024

𝗦𝗔𝗩𝗘 𝗔𝗡𝗗 𝗜𝗡𝗩𝗘𝗦𝗧 𝗘𝗔𝗥𝗟𝗬!

Always remember the future. Hindi tayo palaging may trabaho. Kaya habang bata pa save and invest na!

Pwede ding save, invest and travel early as long as kayang i-sustain ng savings o sahod mo ang travel lifestyle mo.

Work life balance lang. Para pag tanda, enjoy enjoy nalang. ✨

18/01/2024

In good times or in bad, Set for Health Digital Critical Illness Insurance is there for you. Protect yourself and your family from future financial expenses if you get diagnosed with any of the covered 42 major and 9 minor critical illnesses or if thề unexpected happens. Plus, you get your money back if you stay healthy until age 75.

15/01/2024