MUHD SAGIR

17/05/2024

Ramadan

21/12/2022

LETTER TO MY OLD CLASS MATES FROM PRIMARY TO SECONDARY SCHOOL

1) To my classmates who refused to tear the middle of their higher Education notebook for me to write a test, I hope you are still using that note?
2) To those who refused to open their notebook for me to copy, I hope you are all working at chevron or Microsoft company now.
3) To class captains who always writes my name as one of the noise makers in the class simply because my name is very easy to spell, I hope you are the chairman of your local government now!
4) To those seniors who seized my belongings,
belt, necklaces, foot wears, etc, and never returned them, hope you have obtained the highest rank in custom force!
5) To those who always collect the little my parents gave me and made me go hungry without pity, and those who always break into my locker and steal my belongings, hope you have broke world bank now!
6) To those who maltreats me because I was too tender, and those who always refuse to fix me in school football matches because you think I cannot do it, I hope Chelsea or Barcelona has picked You!
7) To those who made a drawing on the school board, specifically Car, and asked me to push it, imagine pushing a drawn car? But its OK, I hope you have designed aircraft!
I missed you all, wish we could ever Re-Connect again, you Guys taught me so many Lessons, the good and the Bad, I appreciate you all, may God guide you all in your various careers and occupations, long life and prosperity.
Despite that I might not recognise your Handsome and Beautiful Faces, but I wish you all the best

26/10/2022

Take benefit of your health before illness. You'll never know the value of your health until you fall sick. Make the most of your well being. When you then fall ill, you know its just one of the challenges of life and definitely a test from the Almighty.

20/10/2022

To become the richest person in the world, pray two sunnah before Fajr.

20/10/2022

Respect your wife. Let her feel valued. Dont treat her like she means nothing to you. Especially when you're with friends or strangers. Treasure her like gold. She will respect you more. Everyone else will respect her. The love between you will be stronger.

20/10/2022

Work very hard on your character. Everyday think of how to become a better person. Let people love to interact with you. Carry yourself in the best way. Have beautiful set of manners. Make people want to be like you. Live by the most beautiful conduct.

19/10/2022

So this Uber rider carried me to work today . When I looked around his car , I saw a passport photograph of a little boy he permanently pasted on the dashboard .

Out of curiosity, I asked who is the boy ? And why is it pasted on your dashboard ?

He told me :
That is his son .. that looking at the picture puts him in check and curtails his excesses while on steering ..: No over speeding , no smoking and to be generally careful on the road to avoid accident that would hurt or kįi!l him ..

Because their is his boy at home .,
Waiting to say
“Daddy Welcome”

18/10/2022

10 LESSONS FROM RICH DAD, POOR DAD

1. Manage your money:

Many people are able to make money, but not everyone learns how to manage it properly.

Financial intelligence starts with learning the difference between assets and liabilities.
ensure that you have more money coming in than going out, which is what will make you richer.

2. Pay Yourself First:

Most people earn and spend their salary paying bills.

A rich person always pays himself.

Invest in
- Courses
- Books
- Experiences

3. Saving and investing are different:

Saving is considered a must and a good habit.

You need to invest your money instead where it grows at a higher rate than inflation.

Saving weaken the purchasing power while investment will increase the value of your money.

4. Learn taxes:

If you are rich and lack financial literacy, you will end up paying a lot of taxes.

The rich have their investments often in learning, so they have to pay fewer taxes.

You need to have financial IQ in different areas like accounting, investing, market forces, and the law.

5. Do not rely on a single source of income:

Most people rely on a single source of income.

You can never become rich and financially secure if you are one of those.

You should have 2 to 3 streams from where you earn money.

You will be in better position even if you face some financial crisis if you multiple income streams.

6. you become smarter by taking risk:

Unless you take a risk, you cannot grow, grow as in grow really big.

You should take a risk because some opportunities in life have the potential to change the course of your life.

7. Everyone needs to be a financially literate:

Intelligence solves problems and produces money.

Money without financial intelligence is money soon gone.

The sad part about the education system around the world is that it teaches to work for money.

The system never teaches how to make, manage, and keep the money.

You should learn how to create wealth and make a plan to achieve f

03/10/2022

28/09/2022

28/09/2022

28/09/2022

28/09/2022