02/01/2024
Last year... I saw shege.
Life happened "in front of me" many times.
On one of those days, it was hunger sprinkled with being broke.
Here's what happened
I was working all day and couldn't make time to prepare breakfast.
So I left for work on an empty stomach.
This wouldn't be a problem since I can just dash out during lunch time and get food at a restaurant close by yeah?
But this is the real problem... I couldn't just dash out because I was broke.
If I used the money on me to "dash out", then I was going to be singing "tell me why you go charge tiri thousand naira for bus".
Omo! I would have been trekking it and that option wasn't palatable. So I had to "hold myself" till I got home and prepared something to eat.
But during the hunger episode, I was forced to think about my choices in life.
Like, why am I this broke?
How can I not have savings to save me at this point of my life?
It was then I saw the stupidity of my savings plan.
I was saving money in my piggyvest app without a plan so anything would just take it away.
So I couldn't save any reasonable amount of money for a reasonable amount of time.
It was then that the Holy Spirit drew my attention to the targeted savings feature on piggyvest app and I started saving with sense.
In less than a month of saving 20% of every money I earn, I've saved almost half of my entire salary.
Here are the lessons.
- Try dey save.
- Save at least 10-20% of what you earn. Even if it's N1000 you earn. Remove N100 and save it.
- Use the targeted savings feature on Piggyvest. It helps a lot with saving reasonably.