Dimlay Bin Omariba

12/09/2024

In a restaurant in one of the American states, the restaurant waitress handed the lunch menu to a man and his wife, and before they looked at the menu, they asked her to offer them the two cheapest dishes because they did not have enough money after not receiving their salary for several months. Due to financial challenges faced by the entity they work for.

The waitress, Sandra didn't think long. She suggested two dishes to them and they agreed without hesitation as long as they were the cheapest. She brought the two orders and they ate them greedily, and before they left they asked the waitress for the bill. She returned to them with a piece of paper inside her billing wallet on which she wrote what it meant: “I paid your bill from my personal account out of consideration for your circumstances. This is the sum of one hundred dollars as a gift from me, and this is the least I can do for you. Thank you for your kindness. Signed by Sandra”

The couple was very happy as they left the restaurant.
What is striking about the previous situation is that Sadrat felt extremely happy to pay the couple’s food bill despite her difficult financial circumstances. She has been saving for about a year the cost of an automatic washing machine that she would like to buy, and any money she wastes will postpone the date of her acquisition of this dream device, as she washes clothes with an old washing machine.

But what saddened her most was Sandra's friend scolding her when she found out about the matter. She denounced her behavior; Because she deprived herself and her child of money that she needed more than others to buy a washing machine.

Before remorse could seep into her after her friend’s protest against her initiative, she received a call from her mother telling her in a loud voice: “What did you do, Sandra?”
She replied in a low, trembling voice, fearing an unbearable shock: “I didn’t do anything. What happened?”
Her mother replied: “Facebook is on fire praising you and praising your behavior. Sayyed and his wife posted your message to them on Facebook after you paid the bill on their behalf and it was shared by many. I am proud of you.” ...
She had barely finished her conversation with her mother when a school friend called her indicating that her message had been circulated virally on all digital social platforms.
As soon as Sandra opened her Facebook account, she found hundreds of messages from television producers and press reporters asking to meet her to talk about her distinctive initiative.
The next day, Sandra appeared on the air of one of the most famous and most watched American television shows. The presenter of the program gave her a very luxurious washing machine, a modern television set, and ten thousand dollars. I obtained a purchase voucher for five thousand dollars from an electronics company. Gifts rained down on her until they reached more than $100,000 in appreciation of her great humanitarian behavior.

Two meals that cost her no more than a few dollars + $100 changed her life.
Generosity is not about giving what you do not need, but about giving what you most need.

True poverty is the poverty of humanity and attitudes.Never underestimate the blessings that might come from being kind. Displaying acts of kindness is a fundamental aspect of Christianity.

19/08/2024

I gained 35 followers, created 6 posts and received 14 reactions in the past 90 days! Thank you all for your continued support. I could not have done it without you. 🙏🤗🎉

19/08/2024

23/06/2024

Shabana 1-0 Muranga Seal should respect Shabana

21/06/2024

Bringing your dream home to life just got easier with KCB Group. Discover the convenience of our Lipa Polepole option now available for all your roofing needs. Enjoy 100% financing and upgrade your home today with minimal financial stress! For more information, visit https://zurl.co/nTu5 or call us at 0788202020.

18/06/2024

Changes to the 2024 Finance Bill as announced by Hon. Kuria Kimani, Chairman Finance Committee:

✔️16% VAT on bread - Dropped. 🍞
✔️ Motor Vehicle tax - Dropped. 🚗
✔️Excise duty on vegetable oil - Dropped. 🍳
✔️No increase in mobile phone transfer fees. 📱
✔️SHIF and Housing Levy - This will be made allowable and no PAYE will be tagged. 🏠
✔️Eco Levy on LOCALLY manufactured goods removed. This will be charged on imported finished goods only. 🧻
✔️VAT threshold up to 8M shillings from the proposed 5M.8M shillings. 🧑🏾‍💼
✔️All businesses with turnover less than 1M will be eTims exempt. Exemption meant to cushion smallholder farmers and small traders. 👩🏾‍🌾
✔️Excise duty will now apply to IMPORTED onions, potatoes, and eggs. This is meant to protect and cushion local producers. 🧅

What are your thoughts?🤔

07/06/2024

If your son/daughter is in secondary school, you might want them to participate in the Digital Essay Competition, organised by eKitabu. There are fabulous prizes to be won, including scholarships.
Check details in the poster below.

29/05/2024

*Finance Bill 2024*

The following are changes in respect to the Finance Bill 2024:
1. Banking services will no longer be VAT exempt such as:
• Making of any advances or the granting of credit.
• Cheque handling, processing, clearing & settlement.
• Issuance of credit & debit cards
• Telegraphic money transfer
• Foreign exchange transactions

2. · Allowable pension deduction being increased from Kes 20,000 to Kes 30,000 per month.

3. The Tax Procedures Act is being aligned with the Interpretation and General Provisions Act around the due date for settlement of tax obligations. Going forward computation of the period will exclude Saturdays, Sundays, or public holidays.

4. Amendment of the Data Protection Act to exempt KRA from constraints in access to personal data where access to that data is deemed to be necessary for the assessment, enforcement or collection of any tax or duty under a written tax law.

5. The supply of ordinary bread will cease being VAT zero rated implying suppliers will no longer be able to claim the input element & pass the cost to the end consumers.

6. The Bill proposes to introduce an Eco Levy
• Office machines at Kes 98/unit
• Calculating machines at Kes 225/unit
• Automatic data processing machines at Kes 225/unit
• Arts & accessories at Kes 98/unit
• Telephones (including smart phones) at Kes 225/unit.
• Microphones & speakers at Kes 98/unit
• Monitors & projectors at Kes 1,275/unit
• There's a class of diapers that will also be subject to the levy at Kes 98/unit.
7. Treasury is proposing the repeal Sec30A of the Income Tax Act - Sec30A of the Income Tax Act provides for Affordable Housing Relief (15.0% capped at Kes 9,000.0 per month or Kes 108,000.0 per annum).

8. Amending the Income Tax Act to provide for Advance Pricing Agreements (APAs).
• · If you are in the transfer pricing space, there is hope for greater certainty with respect to tax outcome of international transactions.
• On the side of KRA, this should really help scale down the cost of administration on transfer pricing affairs.
• The APA shall be valid for a period that does not exceed five consecutive years.

9. Motor Vehicle Tax:
• ·2.5% the value of the vehicle with the floor being set at Kes 5,000 & the ceiling is set at Kes 100,000.
• One thing to note about this tax is the penalty - 50.0% of the uncollected tax + the actual amount of uncollected tax.

10. Proposal around filing for tax refunds:
• current case - the law only refunds VAT settlement within 6 months & every other tax within 5 years, Finance Bill 2024 proposes to have only income tax refunds within 5 years & every other tax within 6 months.

11. The National Treasury has proposed to increase the rate of Import Declaration from the current 2.5% of the customs value to 3.0%.

12. Alcoholic beverage manufacturers - window for remitting excise duty collections is to be revised from the current 24hrs to 5 working days.

13. Medium-term Revenue Strategy, the threshold for VAT in Kenya will be bumped up from Kes 5.0 Millon to Kes 8.0 Millon.

14. Kenya plans to abandon the Digital Services Tax (DST) & adopt the Significant Economic Presence Tax:

• · The taxable profit of a non resident person liable to pay the SEP tax shall be deemed to be 20.0% of gross turnover after which the tax is charged at 30.0%. Coming from 1.5% DST to what is a 6.0% effective rate.

15. Changes around Value Added Tax withholding agents:
• Finance Bill 2024 proposes to do away with the >Kes 3.0 billion investment threshold.
• Agents will now be expected to remit collections to KRA within 5 working days & not the 20th of every month.

16. eTIMS:
• · KRA will be empowered to require a taxpayer to integrate eTIMS.
• Failure to comply with this requirement will see the taxpayer charged with

24/05/2024

*CYBER SPACE SAFETY- Beware of WhatsApp Hacks*

Have you ever wondered how secure your WhatsApp account really is?

In a world where *cyber threats are constantly evolving* , it's essential to recognize the *potential dangers* lurking within your favorite messaging app.

*WhatsApp* is one of the most popular messaging apps worldwide. It offers a convenient way to stay connected with friends, family, and colleagues.

However, *this popularity also makes it a target for cybercriminals* .

*Clicking on malicious links or attachments* can lead to your WhatsApp account being hacked, thereby compromising your personal information and security.
*WhatsApp Hacking- HOW IT WORKS*

- *Phishing Links*
Attackers send *messages that appear to be from trusted contacts or organizations,* often with urgent or enticing content to prompt immediate action.

These links redirect users to *fake websites designed to steal personal information, such as login credentials* , or automatically download malware onto the device.

- *Malicious Attachments*
Cybercriminals send *attachments disguised as documents, photos, or videos* .

Opening these files can *install malware on your device, giving attackers control over your WhatsApp account* and other personal data.

Some attachments contain hidden malware that can operate in the background, capturing sensitive information or enabling remote access to your device.
*WhatsApp Hacking- ADVISORY*

*If Hacked?*

* Immediately *change your WhatsApp password* and any associated account passwords to prevent further unauthorized access.
* *Log out of all active WhatsApp sessions* and revoke access to any linked devices or web sessions.
* *Notify your contacts* about the potential compromise and advise them to be cautious of messages from your account.
* *Reach out to WhatsApp's support team* to report the incident and seek assistance in recovering your account.
* *Monitor other accounts linked to your WhatsApp number,* such as email or social media, for any suspicious activity.

*Protective Measures*

* *Always verify the sender’s identity* before clicking on any link or opening an attachment.
* If a message seems suspicious, contact the sender through a different medium to confirm its legitimacy.
* *Hover over links to check their destination* before clicking. Look for signs of phishing, such as misspelled URLs or unfamiliar domain names.
* *Stay informed about common hacking techniques* and regularly update yourself on cybersecurity best practices.
* *Educate your contacts* about the signs of hacking and encourage them to remain vigilant.
* *Activate two-step verification* for your WhatsApp account to add an extra layer of security.
* *Periodically review your WhatsApp account activity* and settings for any irregularities or unauthorized changes

03/05/2024

The Current KCSE class of 2024 were born in 2007 during clashes, they were affected by Covid-19 during KCPE and now they have been affected with floods. They are even about to witness Cyclone Hidaya. Crazy pattern;

30/04/2024

If You're human read this carefully, more so if you're A DRIVER - You should have known this in Form One. When any inflatable object gets into water it CAN'T SINK and it will float. Inflated objects include vehicle tyres, if the level of FLOWING water can reach just ONE FEET above your car tyres, NEVER attempt to drive across, because the vehicle will BE FLOATING along the direction of the water flow or river. There will be NO TRACTION, inflated vehicle tyres are made to tread along dry surfaces or on wet conditions but not in masses of FLOWING water, Note the emphasis on FLOWING. Even if you load your vehicle with a million passengers and their luggage and the level of FLOWING water or river can reach above one foot or more of your tyres, your vehicle Will be swept ALONG THE RIVER'S CURRENT and path. That's why you saw in the Makueni lorry 🚛 disaster, people could WALK across the water but the lorry was swept away. Simply because the people had no BUOYANCY like inflated tyres. No amount of turning the steering wheel will help because the vehicle will be FLOATING. Remember, ships carry more HEAVIER loads than you and float on water. If for any reason you must drive across flowing water with levels above your tyres then you MUST hit the water at an incredible speed of about 200kmh to create a vacuum before the water regains it's momentum like the rally cars do, or you can DEFLATE all your tyres and drive on flat tyres across. Which of the two options can you dare?

28/04/2024

Once upon a time, in the heart of the forest, there lived two unlikely friends: Hare and Tortoise. Hare was known for his boundless energy, while Tortoise was wise but slow-moving.

One day, a terrible drought struck the forest. The once-lush greenery turned brown, and the animals suffered. Food became scarce, and despair settled over the creatures. Hare, who usually raced around, now sat dejectedly under a withered tree.

Tortoise, noticing Hare's sadness, approached him. "My friend," he said, "we mustn't lose hope. Even in the darkest times, there's a way forward."

"But how?" Hare replied, his ears drooping. "The rivers have dried up, and the sun scorches everything."

Tortoise thought for a moment. "Listen carefully," he said. "Beyond the hills lies a legendary well—the
Well of Endless Hope. They say its waters can revive even the most desolate land."

Hare's eyes widened. "But it's so far away! And I'm fast, but not that fast."

Tortoise smiled. "That's where our strengths come into play. You'll run ahead, and I'll follow at my own pace. Together, we'll reach the well."

And so, Hare set off, his legs a blur as he raced across the barren landscape. Tortoise plodded behind, steady and determined. Along the way, they encountered challenges: thorny bushes, steep cliffs, and scorching sands. But they pressed on, each playing their part.

Days turned into weeks. Hare grew tired, but he remembered Tortoise's unwavering spirit. "I can't give up," he thought. "Tortoise believes in me."

Finally, they reached the hill overlooking the Well of Endless Hope. Hare collapsed, panting, while Tortoise arrived, his shell dusty but intact.

The well shimmered—a deep pool of crystal-clear water. Hare dipped his paw, and the water sparkled like diamonds. "Is this real?" he wondered.

Tortoise nodded. "Drink, my friend. Let hope flow through you."

Hare drank, and a surge of energy filled him. His legs felt lighter, and his heart lifted. "Thank you," he said to Tortoise. "You kept

27/04/2024

Habit Rich People Will Not Tell You.

1. Value Every Moment: Remember, a single minute lost to procrastination can erase the progress of a month's hard work and discipline. Stay focused and make every moment count.

2. Wealth's Silent Power: True wealth isn't about flaunting riches; it's about multiplying them. Rich individuals understand that real success comes from wisely investing their resources, making each dollar work for them.

3. The Dream of Passive Income: Imagine the ultimate flex: earning money while you sleep. It's the dream of financial independence that drives many to seek passive income streams, where your money does the heavy lifting.

4. Quiet Victories Speak Loudest: Winning isn't always about showing off. Sometimes, the most meaningful victories happen in private, away from the spotlight. Not everyone needs to witness your journey; focus on your own growth.

5. Choose Your Circle Wisely: Surround yourself with like-minded friends who inspire and push you to be your best. The company you keep can be the game changer in your pursuit of success.

6. Success Is a Quiet Consistency: The path to greatness is paved with daily actions, not grand gestures. Consistency, even in the smallest tasks, is what separates the truly successful from the rest.

7. Your Knowledge Is Your Greatest Asset: In today's world, your ability to learn and adapt is the ultimate superpower. Invest in knowledge and personal growth; it's a treasure that is appreciated with time.

8. Courage Lies in Facing Failure: Failure isn't defeat; it's a valuable lesson in disguise. Embrace the courage to fail because every setback brings you one step closer to success.

17/02/2024

In under 4 days, KES has gained nearly 20 KES against the USD; that's a daily average of 5 KES

Assuming the same trend continues, 1 KES will be equal to 1 USD in the next 30 days 😅😅

Yaani, on 15th March; 1 KES = 1 USD

At the same time, the 12 Trillion KES GDP will be equivalent to 12 Trillion USD and Kenya 🇰🇪 will be the 3rd largest economy in the World 😅😅

We will also repay all our loan overnight 😅...hii kitu should continue na mteremko k**a gari without breaks 🫣🤪

Just for fun 😅😅😅