Boring Money

Every Friday, Holly's award-winning blog tackles the big money topics of the week, melding sizzling insights into the world of finance with a smidgen of satire to herald the start of the weekend. We thought we would take you back in time to showcase our highlights. Back in March The Governor of the Bank of England gave a masterclass in the art of being ‘specifically vague’. Talking about the outlook for interest rates, he confused pretty much everyone. The Times headline was “Interest rates may need to go higher, ” whilst over the river in the City, the FT led with “Andrew Bailey signals no pressing need for more UK interest rate rises.” Huh?!?! P.S try not to have a giggle when you read it ... we dare you Read more here https://www.boringmoney.co.uk/learn/articles/is-the-economy-going-tts-up/ #investing #hollymackay #boringmoney #ukeconomony #ukeconomy #financialfreedom

Income funds vs growth funds - what's the difference? We demystify the world of investing in Holly's weekly blog! https://www.boringmoney.co.uk/blog/welcome-to-holly-mackays-weekly-blog/?BMsource=Facebook&Bmcampaign=direct_Blog #hollymackay #boringmoney #investing #dunds #dividends

Jeremy Hunt outlined the government's Autumn Statement - its tax and spending plans - in the House of Commons today. There were a number of changes which could affect your finances, so we've pulled out the key points you should know about and how they might impact you. Read more on Boring Money - https://www.boringmoney.co.uk/ #ukeconomony #inflation #autumnstatement #selfemployed

Inflation has fallen! #inflation #ukeconomy #interestrates #boringmoney

The 'Advice Gap' in the UK is estimated to be made up of over 12 million people, with only 9% of adults actively receiving financial advice. Boring Money's 2023 report The Future of Advice: Tipping the scales found that many are put off by the cost, but there's also a lack of understanding of what advisers actually do. Read more - https://www.boringmoney.co.uk/learn/articles/do-you-need-a-financial-adviser/?BMsource=Facebook&Bmcampaign=direct_Advice #makebettermoneychoices #boringmoney #financialadvice #financialguidance #financialfreedom

Join now! - https://www.boringmoney.co.uk/the-boring-money-army-wants-you/?BMsource=Facebook&BMcampaign=direct_JoinResearchPanel #boringmoney #paidsurveys #paidresearch #youropinionmatters

Are you not sure how many pensions you have or how to trace them? Do you have lots of smaller pension pots floating in the ether from old jobs? Did you know that you can round them up and keep them all together? Introducing pension consolidation! The handy way of keeping all your pensions up in one, single, easy-to-follow place. Read more on Boring Money. https://www.boringmoney.co.uk/learn/investing-guides/how-to-consolidate-your-pension/?BMsource=Facebook&Bmcampaign=direct_Mortgage #pension #pensionplanning #retirement #retirementplanning #preretirement #pensiontips

If you want to save for your children's 🧒 future, sometimes an old-fashioned piggy bank 🐷 just won't cut it. One popular option for families wanting to save or invest money on behalf of the kids is the Junior ISA (JISA). This tax-free savings account can help you to save cash or invest in the stock market for your child to inherit when they turn 18. But how do they work and are they any good? Read more on Boring Money - https://www.boringmoney.co.uk/learn/investing-guides/how-to-save-for-the-kids-with-a-junior-isa/?BMsource=Facebook&Bmcampaign=direct_Mortgage #juniorisa #boringmoney #savingforgrandkids #financialsecurity #savingforthekids

We're on a mission! Our aim is to make the world of finance more transparent and clearer to understand. To do that, we need you to try things out, share your opinions, and tell us what you like. Join now, share your views and earn money💸 in the process! https://www.boringmoney.co.uk/the-boring-money-army-wants-you/?BMsource=Facebook&BMcampaign=direct_JoinResearchPanel #boringmoney #paidsurveys #paidresearch #youropinionmatters

As a single parent, every job is your job. Hooray! But when it comes to finance, where do you start? How do you make a budget, reduce what you spend and get smart with family fun? We're sure you've thought about it already, but it can be helpful to address the basics to make sure you're financially secure. https://www.boringmoney.co.uk/learn/articles/5-money-tips-for-single-parents/?BMsource=Facebook&Bmcampaign=direct_SingleParent #singleparenting #moneymatters #boringmoney #financialfreedom

Read our free guide to make your money last in retirement here - https://www.boringmoney.co.uk/learn/articles/how-to-make-your-money-last-in-retirement/?BMsource=Facebook&BMcampaign=direct_Pensions #retirementplanning #boringmoney #investinyourself #areyoucovered #pensionplanning

The deadline ⏱️ for postal returns is on the 31st of October. If you're just starting out as a freelancer or self-employed, then the process of filling in and sending your Self-assessment tax return can be confusing and time-consuming. Read our guide to the basics for free. https://www.boringmoney.co.uk/learn/articles/how-to-fill-out-a-self-assessment-tax-return/?BMsource=Facebook&Bmcampaign=direct_TaxReturn #selfemployed #yourownboss #boringmoney #financetips #taxreturn

We are hiring! We are looking for two new people to join our growing research team on both the qualitative and quantitative side. Find out more on Boring Money. https://www.boringmoneybusiness.co.uk/careers-at-boring-money/ #hiring #boringmoney #jobsearch #job #nowhiring #recruiting #career #employment #careers

Find out more on Holly Mackay's weekly blog - https://www.boringmoney.co.uk/blog/welcome-to-holly-mackays-weekly-blog/?BMsource=Facebook&Bmcampaign=direct_Blog #hollymackay #boringmoney #investing

Boring Money is delighted to announce that our Founder and CEO Holly Mackay has been shortlisted as a finalist for two categories at Investment Week's Women in Investment Awards 2023. We're proud to see Holly recognised for her achievements and wish her the best of luck at the ceremony! https://www.boringmoney.co.uk/blog/welcome-to-holly-mackays-weekly-blog/?BMsource=Facebook&Bmcampaign=direct_Blog #hollymackay #boringmoney #investing #womenininvestingaward #womeninfinance

An ETF (which stands for Exchange-Traded Fund) is a building block of an investment portfolio. People use them to get exposure to regions or sectors, without having to pick lots of individual shares and investments, instead accessing these ready-made baskets of investments. Read more in the ETF Hub on Boring Money - https://www.boringmoney.co.uk/hub/etfs/homepage/?BMsource=Facebook&BMcampaign=direct_ETFHub #etf #moneyhub #stockmarket #investing #boringmoney

The Boring Money audience has asked and we have answered. Read more from how much income you need in retirement to whether you can pay into a personal pension and a workplace pension in the same tax year. Pension FAQs on Boring Money - https://www.boringmoney.co.uk/learn/articles/pension-faqs-your-top-10-questions-answered/?BMsource=Facebook&Bmcampaign=direct_PensionFAQ #pension #pensionplanning #retirement #retirementplanning #preretirement #pensiontips

Did you know? 9% of retired people and 16% of semi-retired people are struggling to meet their basic financial needs, or facing serious financial difficulties. Read the full article on Boring Money. Link in bio! #pension #pensionplanning #retirement #retirementplanning #preretirement #pensiontips

Secure your grandkids with a JISA! A Junior ISA (also known as a JISA) is a tax-free savings accounts which allows you to build up a nest egg 🐣 for the kids without worrying about keeping the taxman's mittens off their money. Read our guide to Junior ISAs on Boring Money - https://www.boringmoney.co.uk/learn/investing-guides/product-guides/junior-isa/?BMsource=Facebook&BMcampaign=direct_GuideJISA #juniorisa #boringmoney #savingforgrandkids #financialsecurity

For many of us, saving for retirement takes a whole lifetime and can be a huge muddle of numbers, rules and allowances. It can feel like you’re blindly tucking money away for the future without really understanding if it’s going to be enough to afford the retirement you’ve been dreaming of. We’re here to help. With this simple, 6-step course, we’ll teach you how to work out how much money you need to save for your retirement https://www.boringmoney.co.uk/courses/how-to-save-for-the-retirement-you-want/?BMsource=Facebook&BMcampaign=direct_Course #retirementplanning #boringmoney #investinyourself #areyoucovered #pensionplanning