Investment Oracle

04/09/2024

Many new developments were mothballed as developer margins were cut to the bone but with interest rates starting to fall, material and labour costs stabilising and a government committed to building homes these could be back on the market very soon.

https://www.insidermedia.com/news/national/uk-developers-see-hope-as-rates-drop-and-costs-stabilise

For a range of BMV and HMO properties to fill the gap please feel free to visit the small portfolio section on our website.

High interest rates have made life difficult for developers, but there's a growing sense that things are getting better.

09/05/2024

Early interest cut looking increasingly more likely:

https://www.theguardian.com/business/article/2024/may/09/bank-of-england-keeps-interest-rates-on-hold-uk-economy-inflation

Policymakers say they want to see more evidence that price pressures are easing before reducing rates

18/03/2024

Good news on HMO finance rates... For a selection of off-market turn-key HMO opportunities click here: www.investment-oracle.co.uk/small-portfolio



https://bestadvice.co.uk/landbay-cuts-rates-on-small-hmo-and-mufb-products/

Small Portfolio ×Below you can find a list of property and investments sorted by date. If you are interested, simply click the property card/image. Please make a note of the code or date or leave a brief description or question on the landing page form and an agent will be in touch for a friendly n...

17/10/2023

US Stocks Reach Two-Decade High in Valuation Relative to Debt, Echoing Dot-Com Era Warning Signals - Could we be in for another stock market crash?

US stocks are near their most expensive levels in over two decades, relative to the debt market. The last time stocks were this pricey was during the dot-com boom - and that was followed by a 50% crash in the S&P 500.

28/09/2023

Bank of England's decision to keep its key interest rate on hold brings immediate relief to 1.4m people in the UK.

Mounting optimism that home-loan costs have peaked after Bank of England keeps interest rates on hold

28/09/2023

Hope for homeowners as mortgage rates begin to fall.

Brokers predict there could be falls in the cost of mortgages after a string of interest rate rises ends.

28/09/2023

HSBC has become the latest lender to offer sub-5% rates.

HSBC has become the latest lender to offer sub-5% rates as it cuts residential and landlord rates by up to 16 basis points. The high street bank’s lowest

19/09/2023

https://investment-oracle.co.uk/changing-dynamics-of-the-uk-housing-market/

04/08/2023

The Tax Factor:
How landlords can optimise buy-to-let sales.

A shrinking CGT allowance heightens the need to pay attention to tax efficiency when selling rental properties

04/08/2023

Turning Crisis into Opportunity:
Proposal for shop-to-home conversions.

https://www.theguardian.com/uk-news/2023/jul/23/gove-to-relax-rules-in-england-to-allow-more-shops-to-be-converted-into-homes

03/08/2023

Port city richness - Explore the best of Liverpool's iconic attractions

From the best museums, galleries, theatres and family-friendly attractions, Liverpool has a lot to offer, and we have a list with things to do for kids, adults and couples

02/08/2023

Breather for borrowers as mortgage takes a welcome dip after 2 months.

The Bank of England is not expected to raise interest rates as quickly after inflation slowed.

01/08/2023

Resilient Outlook - UK housing market poised to dodge slump as prices hold steady:
Explore the forecast and factors contributing to the housing market's stability amidst stagnant price growth.

https://www.theguardian.com/business/2023/jul/19/uk-housing-market-forecast-to-avoid-slump-despite-zero-growth-in-prices

31/07/2023

Staying Put: The majority of landlords opt to keep their BTL properties amidst market changes.
Discover why most landlords are holding on to their Buy-to-Let properties despite shifting market conditions.

https://www.property118.com/most-landlords-will-not-be-selling-their-btl-properties/

28/07/2023

Ensuring Landlords Safety:
A close look at the reasons behind approaching guaranteed rent schemes with caution

https://www.landlordzone.co.uk/news/this-is-why-landlords-must-approach-guaranteed-rent-schemes-with-caution/

27/07/2023

The HMO Puzzle Solved:
Your answer to lodger limits and registration

https://www.property118.com/how-many-lodgers-are-allowed-before-hmo-registration-becomes-necessary/

21/07/2023

UK Stocks fall for 3rd day in a row as UK braces for volatility

London's FTSE 100 fell for the third straight session on Wednesday, as energy and financial stocks declined after subdued data from China and the UK stoked concerns over slowing global demand.

14/07/2023

Embracing Change: How the UK's Student Boom Spurs a HMO Renaissance

https://www.mortgagesolutions.co.uk/specialist-lending/2023/06/29/sls-in-focus-why-the-uks-booming-student-population-could-lead-to-a-hmo-revival-west-one-loans/

14/07/2023

Manchester's Property Market Surges Ahead: The Five Areas Shaping the Future

CBRE's findings were informed by Manchester's projected population growth, with the firm estimating that it could increase by almost 6% within the next ten years

22/06/2023

Whilst certainly the property market is going to see big changes - and certainly in some regions more than others - this article takes a sober look at how the media pushes the most extreme narratives and the truth will likely be somewhere in the middle.

https://propertyindustryeye.com/opinion-house-prices-if-i-was-wrong-it-aint-by-much-and-not-by-nearly-as-much-as-the-doomsters/?fbclid=IwAR2U0QvOvdMu9Cejb6-6IKeoGBc2jnwA3oDozPBcErqTtCPXewlOFAQOcKE

15/06/2023

The Resilience of HMO Properties: Stabilise your portfolio with a property that can beat high inflation and interest rate.

https://investment-oracle.co.uk/the-resilience-of-hmo-properties-super-charge-your-portfolio-with-a-property-that-can-beat-high-inflation-and-interest-rate-3/

You can also view a list of current opportunities here
https://investment-oracle.co.uk/small-portfolio/

7 June, 2023 | Investment Oracle In times of economic turbulence, investors are on the lookout for secure and profitable investment opportunities. HMO (House in Multiple Occupation) properties have gained significant attention as a resilient asset class during low growth economy and periods of high-...

02/06/2023

We are picking up motivated sellers in this space.

https://www.landlordzone.co.uk/news/landlords-rushing-to-sell-as-mortgage-costs-soar-above-tenants-rent/

Please feel free to explore our website for a selection of available properties:
https://investment-oracle.co.uk/small-portfolio/

If there is something in particular you are looking for then:
https://investment-oracle.co.uk/requirements/

Home Information Investment Landlords rushing to sell as mortgage costs soar above tenants’ rent close up of sold sign in front of house - narrow depth of field InformationInvestmentNewsSponsored Landlords rushing to sell as mortgage costs soar above tenants’ rent By Landlord Sales Agency - 18th...

04/05/2023

UK house prices rose by 0.5% in April 2023 with more mortgage applications suggesting a slight increase in demand.

Nationwide expert hails ‘tentative signs of a recovery’ as buyers’ confidence improves

29/04/2023

Click through to our site for more opportunities in this range and above... updated weekly: www.investment-oracle.co.uk/small-portfolio

https://www.telegraph.co.uk/property/buy-to-let/best-buy-to-let-locations-landlords-invest-50000/

A golden opportunity awaits any landlord ready to take on the sector’s challenges

24/04/2023

Find out which best to leave and where best to furnish your Buy-to-Let in this recent study...

Landlords can charge 50% more rent for a property with beds and sofas in some cities - but in other locations tenants prefer a blank canvas.

24/04/2023

Higher deposits and regions with higher yields key to make Buy-to-Let work in current climate.

We look at how investors can make buy-to-let work in 2023, amid an increasingly difficult climate.

21/04/2023

Pockets of opportunity in auctions and off-market sales:

Sharp rise in lots for sale as investors turn to auctions to dispose of properties - Breaking news for estate agents and the residential property industry. Independent, unbiased, and factual reporting. A forum for discussion and debate of topics of the day. Subscribe for our free daily newsletter.

19/04/2023

Housing market outlook looks to improve in 12 months according to RICS after short term volatility.

The housing market could turn a corner in the coming year, but in the near-term expectations remain weak, according to the latest survey from the Royal Institution of Chartered Surveyors.

20/02/2023

Interest rates continue to cool offering more stability whilst economic indicators defy expectations and point to a milder UK recession.

Tentative signs that inflation ‘may not be as persistent and stubborn as some feared’

08/02/2023

By 2025, Knight Frank predicts that 95,000 new student bed spaces will be added to supply as PBSA investment hits record £7.2bn in 2022

Knight Frank's Student Property Report reveals a record £7.2bn investment in the UK’s purpose-built student accommodation sector.