Informed Choice Radio

19/05/2023

🎙️ Exciting episode alert! 🌟 Join us on Informed Choice Radio as we chat with James Ellis and Jason Shaw, founders of Elevated Food for Life. 🥗🍳

Discover the revolutionary platform that's transforming healthy cooking into an enjoyable experience. With over 200 mouthwatering recipes and video instructions, Elevated Food for Life is your go-to source for nourishing meals. 🌱🍽️

Learn from James, a nutritionist with a metabolic age 22 years younger than his actual age, and Jason, a seasoned professional chef who worked alongside culinary legends. Get inspired to elevate your cooking skills and embrace a healthier lifestyle. 💪🍎

Don't miss this episode packed with insights and tips for creating delicious, nutritious meals. Tune in now! 🎧🔥

https://icradio.co.uk/elevated-food-for-life/

11/05/2023

In this episode, I had the pleasure of interviewing Allison Baggerly, the author of Money Made Easy and the founder of Inspired Budget.

Allison is a former teacher turned money coach who has helped countless women break free from the paycheck-to-paycheck cycle and take control of their finances.

During our conversation, Allison shared her personal story of how she and her husband paid off over $111,000 of debt on two teachers’ salaries while raising their family. Her insights into goal-setting, sticking to a budget, and staying motivated throughout the process were incredibly valuable.

We talked about the importance of identifying your “money pattern” and developing a plan to pay off debt, save money, and invest for your future.

Allison’s book, Money Made Easy: How to Budget, Pay Off Debt, and Save Money, is a must-read for anyone looking to improve their financial situation. Whether you’re just starting out or you’re a seasoned pro, her insights and strategies will help you achieve your financial goals.

I hope you enjoy this episode of Informed Choice Radio and find it as valuable as I did.

07/04/2023

Today on the podcast, we have a very special guest, Rachel Watkyn, the founder of Tiny Box Company.

Rachel is a multi-award-winning entrepreneur, who started her business from scratch in her bedroom more than 14 years ago.

She’s an advocate for sustainability and the Circular Economy, ensuring that her company ethos and workforce reflect her beliefs.

In this episode, we’ll learn more about Rachel’s journey, her advocacy for sustainability, and her newest venture, Know The Origin.

We’ll also hear how Rachel overcame traumatic experiences in her childhood and her battles with cancer while running her successful businesses.

So, stay tuned and join us as we learn from Rachel’s inspiring story.

Listen now at https://icradio.co.uk/trauma-triumph-rachel-watkyn/

31/03/2023

Our podcast guest today is Countess Jennifer Walderdorff, a fashion merchandising and retail expert, and the author of “Look @ the Labels”.

Jenn’s passion for fashion was instilled in her by her Nigerian parents and she’s always had a natural sense of style.

After working part-time while studying, Jenn began her career in Fashion Retail Merchandise Planning, before starting her own successful company, Cheeky Poppins Shoe Clips.

Jenn eventually left London for Italy to pursue her dreams in the fashion industry and while there, she wrote her book “Look at the Labels”.

In this episode, we will be discussing the role of fashion in the global economy, how to make ethically responsible fashion choices, and what it means to be a toxic shopper.

24/03/2023

In today's new podcast episode, we’re joined by Charlie Lamdin, the founder of BestAgent.co.uk and a renowned economic and political commentator in the housing market.

Charlie shares his unique insights into the property market, gained from his twenty years on the inside of the estate agency world as a supplier of tech to agents of all sizes across the country.

He’ll also discuss how he aims to undermine all the backhanded conduct in the property sector with his new national property website, BestAgent.co.uk, which is weighted in favour of home movers, rather than estate agents.

Charlie is a consumer champion for home-movers and shares his insights with his followers across all social media platforms on the “Moving Home with Charlie” channels.

So, if you’re thinking about buying or renting a property or simply interested in the housing market, you won’t want to miss this episode.

17/03/2023

In today’s new podcast episode, we have a very special guest – Peter Komolafe, an author, and finance expert with a story that will inspire you to take charge of your finances.

Peter is more than an expert in money; he has been through the ups and downs of financial instability, and his personal experience gives him a unique perspective on the subject.

In this episode, we’ll learn more about his incredible journey and how he overcame financial challenges to become a successful executive in a Fortune 100 company.

We chat about Peter’s journey from homelessness to financial success, the mistake that drew him into financial services, coping with the cost of living crisis, and much more.

If you’re feeling overwhelmed by your finances, this episode is for you.

https://icradio.co.uk/overcoming-financial-challenges/

17/02/2023

Would you like to repay your mortgage faster?

For many homeowners, that’s the dream, especially during this period of rising interest rates.

But mortgage overpayments can be complicated, with terms and conditions to navigate and sometimes complex calculations to understand the best approach.

My guest on the podcast today aims to simplify mortgage overpayments, with his app Sprive.

Sprive is designed to create smart overpayments that chip away at your mortgage balance, reducing lifetime interest costs and bringing that repayment date closer.

Jinesh Vohra is CEO and founder of the fintech firm Sprive, following a career at Goldman Sachs managing global teams.

In this episode, I chat with Jinesh about the inspiration for Sprive, what drives the ambition to pay off a mortgage faster, and how to make this possible during the cost of living crisis.

https://icradio.co.uk/faster-way-pay-off-mortgage/

03/02/2023

What’s the secret to taking every Friday off, so you can spend more time with your family and doing the things you love?

My guest on the podcast today is Dustin Serviss, and he appears to have cracked the code for work/life balance!

Dustin built a wildly successful businesses in the wealth and lifestyle design space. He’s a Certified Financial Planner, Chartered Life Underwriter, Chartered Investment Manager, and Certified Health Specialist.

In this conversation, we chat about his secret for never working on a Friday, how this is linked to his money mindset, and the importance of a ‘never retire’ strategy.

https://icradio.co.uk/take-every-friday-off/

23/12/2022

The Bank of Mum and Dad is becoming a major casualty of the cost-of-living crisis, as parents are under growing strain to support their adult children.

That’s according to new research from law firm Irwin Mitchell, which found 6 in 10 are currently financially supporting adult children, with more than a third saying they would not be able to make ends meet without this support.

Joining Martin in this episode is Christine Thornley, Head of the Tax, Trusts and Estate team in the firm’s Manchester office.

Martin chats with Christine about why so many adult children are still financially dependent on their parents, the impact of this financial burden on our own plans, and the importance of seeking expert advice before giving money to adult children.

Listen in full at https://icradio.co.uk/helping-adult-children/ or search for Informed Choice Radio using your favourite podcast player.

Helping Adult Children, with Christine Thornley 23/12/2022 Posted by Martin Bamford Interview, Podcast The Bank of Mum and Dad is becoming a major casualty of the cost-of-living crisis, as parents are under growing strain to support their adult children. That’s according to new research from law f...

11/11/2022

This year marks the 10th anniversary of the government’s auto-enrolment policy.

Since its introduction in 2012, more than 10 million people have been automatically enrolled into a workplace pension scheme.

But, with a cost of living crisis and challenging economic times ahead, what are employers and pension providers able to do to support continued saving?

My guest today is Jason Green, Head of Research at Benefits Guru, an independent technical resource to support advisers and employers.

We chat about how auto-enrolment works, things employers need to consider about their workplace pension schemes, and why financial wellness is becoming a key part of the pensions conversation.

https://icradio.co.uk/10-years-auto-enrolment/

07/10/2022

In this new podcast episode, Martin chats with Dr Nikki, aka The Female Money Doctor, about the link between health and finances, and coping with the cost of living crisis

https://icradio.co.uk/gp-money-coach/

26/08/2022

With 60% of UK adults not having a valid Will in place, a charity campaign coming up later this year is more important than ever.

Will Aid is a special partnership between the legal profession and nine of the UK’s best-loved charities.

Together, they raise vital funds for these wonderful causes, while ensuring that people in the UK gain the reassurance of knowing they have a professionally written Will.

I’m joined today by Lauren Smith, a solicitor at Taylor Bracewell, and supporter of the Will Aid scheme.

https://icradio.co.uk/will-aid/

12/08/2022

We need to get smarter about home energy consumption.

With rising wholesale prices and concerns about the capacity of the National Grid, could your battery electric vehicle be part of the solution to a smart energy future?

In today’s episode, I’m chatting with Mark Harrison from dcbel, who are bringing to Europe their smart home energy technology.

dcbel sits at the nexus of residential solar power, electric vehicle charging and prosumer-centric energy systems. Its AI-driven sustainable energy technology puts the power into the hands of customers to fuel their car, home, and lifestyle with solar energy.

I’m fascinated by new technology, especially where it has the prospect to save money, lead to a more sustainable future, and secure access to energy in an increasingly uncertain world.

https://icradio.co.uk/smart-home-energy/

30/07/2022

The world of energy is changing, with a dramatic shift towards sustainability.

At the same time, the price of wholesale energy went through the roof as the economy returned to normal levels of activity post-pandemic.

Joining Martin for this episode is Tom Holl, co-manager of the BlackRock Energy and Resources Income Trust plc and a member of BlackRock’s Natural Resources team.

Tom is responsible for the nutrition strategy, the gold and mining sectors, and co-manages a number of the team’s gold and mining portfolios as well as income strategies.

Mining and energy companies lie at the heart of the global economy, helping fuel economic activity. Mining companies provide the resources to build new infrastructure, while energy companies drive growth.

The BlackRock Energy and Resources Income Trust invests in energy transition companies, which are supporting the move to a low carbon economy, as well as traditional energy and mining companies that are vital for economic growth and development, while also playing an important role in the decarbonisation of the economy.

In this conversation, Martin chats with Tom about the factors behind current high prices, the three transition ‘buckets’ in the energy sector, and why the UK has some amazing opportunities during this transition.

https://icradio.co.uk/embracing-energy-transition/

15/07/2022

How can we make our lives easier?

My guest on the podcast today is Chris Westfall, a business coach, author and speaker.

In his latest book, Chris writes about ways to make your work life work for you.

Easier is the hold-your-handbook on coaching, leadership and resilience, offering insights on creating the future of work, finding connection and guidance, and finding ways to make everything in life easier.

In our conversation today, we talk about turning frustration into transformation, why service and creation are our purpose on earth, and what makes self-leadership essential.

https://icradio.co.uk/easier-with-chris-westfall/

01/07/2022

Anyone who began working 20 or 30 years ago has witnessed astonishing changes in the workplace during their career.

When the global pandemic hit, older workers fortunate enough to retain their jobs once again had to navigate enormous upheaval, virtually overnight.

Working from home, often in isolation, over-fifties found themselves facing daunting technological and social challenges.

Martin's guest on the podcast today is Kerry Hannon, author of In Control at 50+: How to Succeed in the New World of Work.

Kerry Hannon is a leading authority and strategist who has spent more than three decades covering all aspects of careers, business, personal finance, and retirement as a columnist, editor, and writer for leading media companies.

https://icradio.co.uk/succeed-new-world-work/

17/06/2022

Private equity was once an investment niche.

Today, the wealth controlled by its leading firms surpasses the GDP of some nations.

My guest on the podcast today is Sachin Khajuria, author of the first true insider’s account of private equity, revealing what it takes to thrive among the world’s hungriest dealmakers.

A former partner at Apollo, Sachin gives readers an unprecedented view inside this opaque global economic engine, which plays a vital role underpinning our retirement systems.

He brings the traits, culture, and temperament of the industry’s leading practitioners to life through a series of vivid and unvarnished deal sketches.

https://icradio.co.uk/masters-private-equity/

07/06/2022

What part should gold play in your investment portfolio?

Martin's guest for the latest new episode of our podcast is Adrian Ash, director of research at BullionVault, the world’s largest online marketplace for gold, silver, platinum and palladium.

Looking after £3 billion of precious metal for more than 100,000 customers, BullionVault offers private investors access to the whole bullion market with online trading, instant settlement, and low-cost storage in secure vaults.

Winner in April 2022 of a third Queen’s Award for Enterprise, BullionVault has been a full member since 2008 of professional trade body the London Bullion Market Association (LBMA) and was chosen in 2017 as online vaulted bullion partner of the mining-industry backed World Platinum Investment Council.

During our conversation today, we talk about the factors influencing the price of gold, why silver is called The Devil’s Metal, and what Russia’s invasion of Ukraine means for the palladium market.

https://icradio.co.uk/invest-gold-adrian-ash/