15/11/2023
Compass Issues Warning To Caravan & Lodge Owners To Prepare Early For Freezing Conditions This Winter
Static caravan and lodge owners must prepare their holiday homes for winter as per the terms of their policy or risk claims being rejected, according to Compass, a specialist provider of caravan and leisure insurance.
The company saw a 115% increase in total claims caused by cold weather in 2022 compared to 2021. Almost 80% of total claims in December 2022 were due to damage caused by plunging temperatures, as the UK was gripped by the coldest start to meteorological winter since 2010. During December 2022 alone, claims increased by 66% year on year compared to the same month the year before.
Long-range weather experts are already predicting that another cold snap is on the way this winter, with a higher risk of snowfall caused by the El Niño weather phenomenon. This typically brings colder, drier weather to northern Europe due to the jet stream shifting course.
With the UK’s weather becoming increasingly unpredictable, Compass is warning static caravan and lodge owners to ensure their unit is winter-ready to mitigate the risk of damage, and to allow for claims to be processed quickly if the worst should still happen despite all precautionary measures being followed.
Escape of water
With escape of water being the main cause of damage following freezing weather conditions, static caravan and lodge owners need to ensure that they complete a full drain down of their unit prior to leaving it unattended during winter. While owners may assume that this responsibility falls to the park, performing a drain down is a condition within most insurance policies, making the owner and not the park liable for any damage that occurs.
Karen Stacey, Managing Director, Compass explains: “Turning off the water and opening the stopcock valves is not sufficient, and does not constitute a full drain down, as the shower mixer valve, taps, and some components in the water heater are still exposed to risk if temperatures drop.”
As well as turning off the water supply and opening stopcock valves, there are several other important steps in the process of draining down, including: More https://www.holidayhomeliving.co.uk/news/prepare-early-freezing-conditions-winter