Budgeting and Planning

10/11/2025

Knowing how to open the conversation about money, with your partner can boost your confidence.

Here are a few ideas for how to start:

1. You know, you mentioned earlier about having a holiday, I had a few ideas about how we could plan for that

2. I would really appreciate your thoughts on something. Have you got 10 mins?

3. I was thinking about what you said the other week about (topic) and so I read up on a bit of research. Shall I make us a cuppa and I’ll share it with you, I’d love to know what you think?

You can read MORE here https://budgetingandplanning.co.uk/couplesandmoney/

Please do comment or ask your questions so we can bring this to life
💝

It’s Week in partnership with Money Helper.org.uk I’ve written a story about Mary & Tom that brings to life a couple who have grown apart emotionally, and don’t really talk about money any more. More importantly, they don’t really talk about what they want out of life, what is mos...

05/11/2025

week is here with so much support from MoneyHelper
If it's your perspective, mindset or fundamental money management that you want to explore please visit my website
https://budgetingandplanning.co.uk

My fortnightly focus is Money + Couples = Teamwork

Join in with my posts here, read my stories on Substack, Blogs on the website, private facebook group, and of course, my lovely emails.

See more links in the comments.
Love from
Lucy x

03/11/2025

Watching the leaves falling, I feel a tingle of transformation.
Letting fall what I don’t need any more.

Like deciding to either read my book or watch that YouTube video, not both at the same time and learning nothing.

New Years Day is usually my most mentally cleansing time but this autumn feels different.
Quarterly reflections, smaller tweaks and details attended to feels doable.

I prefer evolving compared to overhauling.

We’re making small but important tweaks to our budget.
How we handle spending and earning together - as a team.

Little & often
Budgeting & Planning

It works for us.

My fortnightly emails tell short stories, share doable tasks, offer fresh perspectives and useful resources so that you can gently evolve too.

Shared lived experiences 👉 https://budgetingandplanning.co.uk/free-goodies-2/

31/10/2025

Seasonal Budget Planner marries your quarterly plans and dreams with the reality of how much you want or have to spend 🍂

30/10/2025

Cosy Seasonal Planning
For your dreams, priorities & of course, your money 🥰

Download yours

https://budgetingandplanning.co.uk/product/seasonal-budget-planner/

26/10/2025

What are you dreaming about for your next chapter?

25/10/2025

Fancy 15% discount this weekend to celebrate the launch of the new Seasonal Planner?

It’s yours!
Pop your email in to the link and it will whizz over to you.

Includes all products including my mentoring services - will make a wonderful Christmas gift too 🎁

Link in the comments

Lucy x

21/10/2025

“There’s got to be more to life than this…”

There is.
Taking a leap of faith takes some courage
It takes some organisation
But it’s doable

Have you reached that stage of life yet?

Lucy x

17/10/2025

NEW Seasonal Budget Planner has launched

Take a look at this mini tour so that you can fall in love with it!

11/10/2025

Fear of managing her home economics alone had cost her financially & emotionally.

Together we unravelled her life admin. Set up a fresh simple system of paper filing, email filing, unsubscribing and diarising renewals.

With absolute shame, she told me she didn’t even have the passwords to her bank accounts.

Separation from her husband had floored her in every way.

Everything is figureoutable (Marie Forleo)

So we did. Step by step we revealed each piece of the jigsaw and connected them together.

The result?

Complete relief that she wasn’t too stupid to manage a house, she did now understand how this stuff worked and she was one more step closer to living her new independent life.

The practical stuff was no longer the monster under her bed. She could sleep.

If you know someone who needs a financial & life admin declutter to get them straight on their new life path connect with me and send them my website details.

one to one mentoring👉

Have you lost your way with managing the complexities of your income and outgoings? Or maybe you never found it! That's what I'm here for, to be your guide.