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Pathwayuk I create content on studying, working and living in the UK to help simplify your pathway to the UK. If you find this content interesting, hit the FOLLOW button.

As an expatriate who has experienced studying, working, and living in the UK, I create weekly content to help simplify the pathway for other foreigners looking to thrive in the UK. On this page, I discuss studying in the UK and navigating the UK's higher education system to achieve your goals. Additionally, I provide insight into UK visas, UK corporate life, buying a home in the UK, personal finan

ce, and adjustment tips/hacks for living in the UK as a foreigner. I look forward to chatting with you in the comment section. Just so you know, the videos on this channel are based on my research, experiences, and thoughts. Therefore, they should not substitute for your due diligence research, and anything I say in my videos should be considered an opinion, not advice. Bye for now!

14/09/2024

Are you a tenant in the UK worried about losing your deposit when moving out? If so, this video is for you. It will guide you through how to get your rental deposit back by providing crucial tips to protect your deposit and avoid unfair move-out charges in 2024!

Learn about your rights as a tenant, what deductions landlords can legally make, and how to document the condition of your rental property before you leave. I share insider tips on communicating effectively with your landlord and what to do if you face unfair charges.

Whether you're renting your first home or are a seasoned renter, this video is packed with practical advice to help you secure your hard-earned money. Don't let unfair move-out charges catch you off guard – watch now to ensure a smooth transition to your next home!

13/09/2024

In the comment section, a viewer once asked me when the statement should be printed and submitted for the UK student visa proof of funds if funds are put in on 22nd August.

Here is my reply: For a UK student visa application, the funds you need to show for maintenance must be held in your bank account for at least 28 consecutive days. The 28-day period starts from the day after the funds are deposited into your account.

If the funds were deposited on 22nd August, here’s how you should calculate the dates:

1. Start of the 28-day period: 23rd August
2. End of the 28-day period: 19th September

You can print the bank statement on 19th September or any date after that. However, keep in mind that the bank statement should be dated no more than 31 days before the date you submit your visa application. So, it's essential to apply for the visa within 31 days of the date on the bank statement to meet the visa requirements.

Therefore, the earliest you can submit your bank statement for your visa application is 19th September, and it must be printed within 31 days of your application submission.

13/09/2024

Are you an immigrant in the UK and looking to rent a property? This comprehensive guide covers what you need to know about renting in the UK as an immigrant! From understanding the rental market and your rights as a tenant to navigating the application process, I break down all the essential information to help you find your perfect home.

In this video, I discuss:
- The types of rental properties available in the UK
- Key terms and conditions in tenancy agreements
- Important documents you’ll need to provide
- Tips for dealing with landlords and letting agents
- Understanding your rights and responsibilities as a tenant
- Common pitfalls to avoid when renting

Watch until the end for bonus tips and resources to help you in your renting journey.

07/09/2024

A viewer once asked me in the comment section: Will I be asked for my accommodation contract at the port of entry? Even though I’ll be putting up with a friend?

Here was my reply: When you arrive at the UK port of entry, it's possible, but not guaranteed, that the immigration officer might ask about your accommodation arrangements. They typically ask questions to ensure that your plans in the UK are clear and that you have a legitimate place to stay.

If you're staying with a friend, you won't have a formal accommodation contract like you would if you were renting a place. However, having a letter from your friend confirming that you’ll be staying with them is a good idea. The letter should include:

1. Your friend's full name and address.
2. A statement confirming that you are welcome to stay with them during your time in the UK.
3. The duration of your stay.
4. Contact details in case the immigration officer needs to verify this information.

Additionally, if asked, your friend should be able to provide proof of their address, such as a recent utility bill or rental agreement.

While it's not common for immigration officers to demand this documentation, being prepared can help avoid any potential issues. They are more likely to focus on your visa, financial stability, and the purpose of your visit, but showing that you have a place to stay can be reassuring for them.

07/09/2024

Are you moving and need to change your address in the UK? If yes, this video is for you. It will guide you through the essential organisations you must notify to ensure a smooth transition.

I cover all the crucial steps, from updating your details with your local council and HM Revenue and Customs to informing your bank and utility providers.

Don't miss out on important notifications and potential issues by forgetting to update your address!

06/09/2024

As an international student, can you get a UK driver's licence?

Yes, as an international student in the UK, you can apply for a UK driver’s licence. Here's how it works:

1. Driving with a Foreign Licence: If you have a valid licence from your home country, you can drive in the UK for up to 12 months from when you become a resident.

2. EU/EEA Licence: If your licence was issued in the EU or EEA, you can drive in the UK until you’re 70 years old or three years after becoming a UK resident, whichever is longer.

3. Non-EU/EEA Licence: If your licence is from a non-EU/EEA country, after 12 months of residency, you must apply for a UK provisional licence and pass both the theory and practical driving tests to obtain a full UK driver’s licence.

4. Provisional Licence: You can apply for a provisional licence when you are 17 or older. With this, you can practice driving on UK roads with a qualified instructor or someone over 21 who has held a full UK licence for at least three years.

5. Theory and Practical Tests: After receiving your provisional licence, you must pass the theory test, which covers road signs, traffic rules, and hazard perception, followed by the practical driving test.

06/09/2024

This video provides six practical insights and valuable tips on managing my money on payday: Expenses, savings, and payday routine. You'll gain actionable tips on budgeting, saving, and making wise spending decisions.

06/09/2024

In the UK, several banks and financial institutions offer Individual Savings Accounts (ISAs), which are tax-efficient savings and investment accounts. Here are some of the major providers:

High Street Banks
1. Barclays: Offers Cash ISAs and Investment ISAs.
2. HSBC: Provides Cash ISAs, Stocks and Shares ISAs, and Lifetime ISAs.
3. Lloyds Bank: Offers Cash ISAs, Stocks and Shares ISAs, and Junior ISAs.
4. NatWest: Provides Cash ISAs, Stocks and Shares ISAs, and Help to Buy ISAs (legacy product).
5. Santander: Offers a variety of ISAs, including Cash ISAs, Help to Buy ISAs, and Flexible ISAs.
6. TSB: Offers Cash ISAs and Stocks and Shares ISAs.

Building Societies
1. Nationwide Building Society: Provides Cash ISAs and Stocks and Shares ISAs.
2. Yorkshire Building Society: Offers a range of Cash ISAs.
3. Skipton Building Society: Provides Cash ISAs and Stocks and Shares ISAs.
4. Coventry Building Society: Offers various Cash ISAs.

Online Banks and Fintechs
1. Marcus by Goldman Sachs: Offers a Cash ISA.
2. Starling Bank: Provides a Cash ISA through its app.
3. Monzo: Offers a Cash ISA in partnership with other financial institutions.
4. Revolut: Provides Stocks and Shares ISAs through its platform.

Investment Platforms
1. Hargreaves Lansdown: Offers Stocks and Shares ISAs, Lifetime ISAs, and Junior ISAs.
2. AJ Bell: Provides Stocks and Shares ISAs, Lifetime ISAs, and Junior ISAs.
3. Fidelity: Offers Stocks and Shares ISAs and Junior ISAs.
4. Vanguard: Provides Stocks and Shares ISAs.

Other Providers
1. NS&I (National Savings and Investments): Offers Cash ISAs backed by the UK government.
2. Post Office Money: Provides Cash ISAs.
3. Halifax: Offers a range of Cash ISAs and Stocks and Shares ISAs.

These institutions offer a variety of ISAs, including cash ISAs, Stock and shares ISAs, lifetime ISAs, innovative finance ISAs, and junior ISAs, depending on the provider. The choice of ISA and provider will depend on your financial goals and preferences.

In the comment session, please tell me which financial institutions offer the Individual Savings Accounts (ISAs) you use.

06/09/2024

Having navigated through financial stress, I created this video to empower those experiencing it and offer insights into managing it effectively.

06/09/2024

Do you have an emergency fund?

06/09/2024

This video provides valuable insights into correctly showing Proof of Funds to avoid UK student visa denial. By the end of this video, you will feel more informed, confident, and prepared for your UK student visa application.

06/09/2024

How’s everyone’s weekend going? 🌞 What’s one thing you did this weekend that you really enjoyed? We’d love to hear about it in the comments!

06/09/2024

Are you an immigrant in the UK or planning to move there? If so, please watch this video. In it, I highlight 16 Mistakes Immigrants Make in the UK and How to Avoid Them! From navigating the complexities of the healthcare system to understanding the job market, this video is crucial for a smooth transition into life in the UK.

In 2024, ensure you're informed and prepared by learning about:
- Cultural misunderstandings
- Financial pitfalls
- Legal Requirements
- Social integration issues

Join me as I share valuable insights and strategies to help you avoid these pitfalls and make your journey in the UK a successful one. Don't forget to like, comment, and subscribe for more helpful content tailored to immigrants! https://www.youtube.com/.

06/09/2024

The Immigration Health Surcharge (IHS) is calculated based on the length of your visa, not just the length of your course. For a two-year course in the UK, the visa is often issued for slightly longer than the course duration, which can include additional months before and after your course.

For a two-year course with an Immigration Health Surcharge (IHS) fee of £776 per year, here's the calculation:

Typical Visa Duration for a Two-Year Course
Course duration: 2 years.
Visa duration: Usually 2 years plus an additional 4 to 6 months (to cover time before the course starts and after it ends).

IHS Calculation
For 2 years of course duration:
£776 × 2 = £1,552.

For the additional 4 to 6 months (which typically extends the visa duration):
If the extra period is 6 months or less, Add £388 (half-year charge).
If the extra period is more than 6 months, Add £776 (full-year charge).

Total IHS Fee
If the visa duration is 2 years and up to 6 months:
£1,552 (for 2 years) + £388 (for the additional 4 to 6 months) = £1,940.

If the visa duration is 2 years and more than 6 months:
£1,552 (for 2 years) + £776 (for the additional period exceeding 6 months) = £2,328.

Summary:
£1,940 if your visa is for 2 years and up to 6 months.
£2,328 if your visa is for 2 years and more than 6 months.

The exact fee depends on the total visa duration, so check the exact duration stated on your CAS or visa application to determine the correct IHS payment.

05/09/2024

Are you moving to the UK soon? Before you pack your bags and head off on your adventure, there is what to do before arriving in the UK for a smooth transition! In this video, I guide you through everything you should do before arriving in the UK, ensuring you’re well-prepared for your new life.

From understanding the visa process to finding accommodation, setting up a bank account, and navigating the healthcare system, I cover all the MUST-KNOW information to help you settle in comfortably. I also share insights on cultural differences, local customs, and practical tips for making friends in your new home.

Whether you’re moving for work, study, or a fresh start, our comprehensive guide is designed to make your relocation as seamless as possible. Don’t miss out on these crucial tips that can save you time, money, and stress!

05/09/2024

A child born in the UK to an immigrant parent on a visa typically does not automatically acquire British citizenship or permanent residency. The child's immigration status usually depends on the parent's status.

Here's a breakdown:

1. Child's Visa Status: If a child is born in the UK to parents who are not British citizens or settled persons (i.e., do not have Indefinite Leave to Remain (ILR) or Settled Status), the child does not automatically receive a visa or British citizenship. Like their parents, the child would generally need to apply for a visa to stay legally in the UK.

2. Travel Considerations: If the child plans to travel outside the UK, they would need a visa or some form of entry clearance to return to the UK. Without a visa, the child could face difficulties re-entering the country after travel.

3. 7-Year Rule: The '7-year rule' is an immigration provision that allows a child who has lived continuously in the UK for at least seven years to apply for permission to stay in the UK. It's important to note that this is not an automatic grant of status; an application is still required.

4. Applying for Citizenship: If a child born in the UK lives there continuously for the first ten years of their life, they may apply for British citizenship under specific conditions. Alternatively, if the parents become settled (e.g., obtain ILR), the child may be eligible to register as a British citizen.

In conclusion, it's important to remember that a child born in the UK generally requires a visa to continue living in the country. This is also true for re-entry if the child travels outside the UK within the first seven years. The need for a visa or immigration status is not waived simply because the child was born in the UK.

05/09/2024

Are you an immigrant in the UK looking for How to Build a Credit Score in the UK as an Immigrant Without Applying for a Loan or Credit Card? If so, you're in the right place! In this informative video, we’ll explore practical strategies and tips explicitly tailored for newcomers to the UK to improve their credit scores without relying on loans.

Discover how to utilize alternative methods such as registering on the electoral roll, opening a UK bank account, and becoming an authorized user on a friend or family member's credit card. We’ll also discuss the importance of managing your bills and payments and how to responsibly leverage services like credit-builder credit cards.

Whether you're new to the UK or haven't yet established a credit history, this video will equip you with the knowledge you need to take control of your financial future. Join us as we break down the steps you can take to ensure a solid credit foundation. Don’t forget to like, subscribe, and hit the notification bell for more tips and advice on financial literacy in the UK!

28/08/2024

Looking for accommodation in the UK? Let's make the search a breeze with these tips and tricks!

Start Early: Don't wait until the last minute! Start your search well in advance to give yourself plenty of time to explore options and secure your dream home.

Set Your Budget: Determine your budget and stick to it. When setting your budget, consider the rent and additional costs like utilities, council tax, and maintenance fees to honestly know what you can afford.

Location, Location, Location: To avoid inconveniences, prioritise locations that are convenient for your lifestyle, whether close to work, amenities, public transportation, or schools.

Use Multiple Platforms: Don't limit yourself to just one website or platform. Explore resources like rental websites (Rightmove, Zoopla, OnTheMarket, PrimeLocation, Gumtree, Spareroom, OpenRent and Rentify), social media groups (Facebook groups), local newspapers, and real estate agencies to maximise your options.

Be Flexible: Keep an open mind and be flexible with your preferences. You might find hidden gems or great deals in areas you have yet to consider.

Prepare Your Documents: Have all necessary documents ready, including Proof of Identity (e.g., passport or national identity card), Proof of Address (e.g., utility bill, bank statement, or official letter), Visa or Residence Permit (right to rent share code), Employment or Income Verification (e.g., employment contract, pay stubs, or bank statements), Previous Landlord References (if applicable), Credit Check Authorisation, Guarantor Information (if applicable), identification (passport or BRP card), references, and rental history (if applicable). This will streamline the application process and show landlords you're serious about renting.

Act Quickly: When you find a property you love, don't hesitate! Please act quickly and submit your application to increase your chances of securing the accommodation.

Be Professional: Treat every interaction with landlords or agents professionally and courteously. A good impression can make a big difference in the rental process.

Negotiate Smartly: Feel free to negotiate terms like rent price, lease duration, or included utilities. Please be respectful and reasonable in your negotiations.

Stay Persistent: The rental market can be competitive, so keep going if you face rejections or setbacks. Stay persistent, keep searching, and you'll find the perfect place to call home!

I hope this helps some out here secure their accommodation as soon as possible.

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Videos

How to get your rental deposit back

Are you a tenant in the UK worried about losing your deposit when moving out? If so, this video is for you. It will guide you through how to get your rental deposit back by providing crucial tips to protect your deposit and avoid unfair move-out charges in 2024! Learn about your rights as a tenant, what deductions landlords can legally make, and how to document the condition of your rental property before you leave. I share insider tips on communicating effectively with your landlord and what to do if you face unfair charges. Whether you're renting your first home or are a seasoned renter, this video is packed with practical advice to help you secure your hard-earned money. Don't let unfair move-out charges catch you off guard – watch now to ensure a smooth transition to your next home! #UKRenting #TenantRights #DepositProtection #MoveOutTips #2024RentingGuide

Renting in the UK as an Immigrant: what you need to know

Are you an immigrant in the UK and looking to rent a property? This comprehensive guide covers what you need to know about renting in the UK as an immigrant! From understanding the rental market and your rights as a tenant to navigating the application process, I break down all the essential information to help you find your perfect home. In this video, I discuss: - The types of rental properties available in the UK - Key terms and conditions in tenancy agreements - Important documents you’ll need to provide - Tips for dealing with landlords and letting agents - Understanding your rights and responsibilities as a tenant - Common pitfalls to avoid when renting Watch until the end for bonus tips and resources to help you in your renting journey.

Are you moving and need to change your address in the UK? If yes, this video is for you. It will guide you through the essential organisations you must notify to ensure a smooth transition. I cover all the crucial steps, from updating your details with your local council and HM Revenue and Customs to informing your bank and utility providers. Don't miss out on important notifications and potential issues by forgetting to update your address!

Having navigated through financial stress, I created this video to empower those experiencing it and offer insights into managing it effectively.

How to correctly show Proof of Funds to avoid UK student visa denial

16 Mistakes Immigrants Make in the UK and How to Avoid Them

Are you an immigrant in the UK or planning to move there? If so, please watch this video. In it, I highlight 16 Mistakes Immigrants Make in the UK and How to Avoid Them! From navigating the complexities of the healthcare system to understanding the job market, this video is crucial for a smooth transition into life in the UK. In 2024, ensure you're informed and prepared by learning about: - Cultural misunderstandings - Financial pitfalls - Legal Requirements - Social integration issues Join me as I share valuable insights and strategies to help you avoid these pitfalls and make your journey in the UK a successful one. Don't forget to like, comment, and subscribe for more helpful content tailored to immigrants! https://www.youtube.com/@pathwayuk. #ImmigrantsInUK #UKImmigration #AvoidMistakes #MovingToUK #2024Tips #ExpatLife #CulturalAdjustment #ImmigrationAdvice

Are you moving to the UK soon? Before you pack your bags and head off on your adventure, there is what to do before arriving in the UK for a smooth transition! In this video, I guide you through everything you should do before arriving in the UK, ensuring you’re well-prepared for your new life. From understanding the visa process to finding accommodation, setting up a bank account, and navigating the healthcare system, I cover all the MUST-KNOW information to help you settle in comfortably. I also share insights on cultural differences, local customs, and practical tips for making friends in your new home. Whether you’re moving for work, study, or a fresh start, our comprehensive guide is designed to make your relocation as seamless as possible. Don’t miss out on these crucial tips that can save you time, money, and stress! #MovingToTheUK #UKRelocation #ExpatLife #TravelTips #CulturalAdaptation

How to Build Credit Score in the UK as an Immigrant WITHOUT Loans!

Are you an immigrant in the UK looking for How to Build a Credit Score in the UK as an Immigrant Without Applying for a Loan or Credit Card? If so, you're in the right place! In this informative video, we’ll explore practical strategies and tips explicitly tailored for newcomers to the UK to improve their credit scores without relying on loans. Discover how to utilize alternative methods such as registering on the electoral roll, opening a UK bank account, and becoming an authorized user on a friend or family member's credit card. We’ll also discuss the importance of managing your bills and payments and how to responsibly leverage services like credit-builder credit cards. Whether you're new to the UK or haven't yet established a credit history, this video will equip you with the knowledge you need to take control of your financial future. Join us as we break down the steps you can take to ensure a solid credit foundation. Don’t forget to like, subscribe, and hit the notification bell for more tips and advice on financial literacy in the UK! #CreditScore #UKImmigrants #FinancialLiteracy #BuildCredit #NoLoans

How to Build an Emergency Fund

Are you looking for how to Build an Emergency Fund? If so, this video will guide you through the essential steps to easily build one. It's perfect for beginners! I'd like you to join me as I break down the process into simple, actionable tips. I cover how much you should aim to save, where to keep your emergency fund, and the best strategies to grow your savings over time. Whether starting from scratch or looking to enhance your financial security, this video is designed to empower you with the knowledge you need. Don’t wait for a crisis to start saving! Watch now to learn how to build your emergency fund effectively and confidently in 2024. Remember to follow for more financial tips and tricks to help you on your journey to financial wellness!

Investing in the UK for Beginners & How I Invest My Money

Are you ready to take your first steps into the world of investing in the UK? If yes, then this video is for me because, in this comprehensive video, I talk about investing in the UK for beginners and how I invest my money. I walk you through my investment strategies and share valuable insights explicitly designed for beginners. Discover the fundamental investing concepts, including stock market basics, real estate opportunities, and the importance of diversifying your portfolio. I will also discuss the current financial landscape in the UK and provide tips on navigating it effectively. Whether you're looking to invest in stocks, bonds, or other assets, this video will equip you with essential knowledge and practical advice to help you make informed decisions. By the end of this video, you'll clearly understand how to start investing your money wisely in 2024. Join me as I demystify investing in the UK and set you on the path to financial success! Remember to like and follow me for more investing tips and tricks. #Investing #UKInvesting #BeginnersGuide #FinancialLiteracy #InvestSmart

8 Life skills you must master to thrive as an immigrant in the UK

Are you a new immigrant looking to navigate your new life in 2024? If so, in this video, I break down the essential life skills you need to master for a smooth transition and successful integration into the UK. From understanding the local culture and language to managing finances and building a support network, I've got you covered! So, join me as I explore practical tips on: - Effective communication in your new environment - Navigating the job market and enhancing your employability - Understanding healthcare systems and accessing services - Financial literacy basics: budgeting, saving, and investing - Building community connections to create a support system Whether you're moving for work, education, or a fresh start, this video is packed with valuable insights to help you thrive in your new home. Don’t forget to like and follow for more tips tailored for immigrants in the UK! #NewImmigrant #LifeSkills #Immigration2024 #CulturalIntegration #FinancialLiteracy #CommunitySupport

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