Calgary Real Estate Podcast

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Calgary Real Estate Podcast

Hosted by a mother-daughter real estate duo. The Calgary Real Estate Podcast focuses on everything r
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21/10/2021

NEW EPISODE OUT NOW! 🎙

Calgary Market Update and the Home Inspection Process featuring Kyle Oelke from Samson Inspections

Link in bio!

12/10/2021

Our podcast has made it to the top two percent out of 2,701,630 podcasts globally! Very exciting! 🍾

Find us on your favourite podcasting app by searching Calgary Real Estate Podcast! 🎙

17/09/2021

Out now! 🎙

We are kicking Season Two of the Calgary Real Estate Podcast with Selling Your Home 101! Ever wondered what the steps are to get your home sold in today’s real estate market? Check out our most recent episode of the Calgary Real Estate Podcast to learn all about the listing process to get your home SOLD! 🏡

11/08/2021

Have you checked out our most recent podcast episode yet? If not, make sure to tune in on Apple Podcasts, Spotify or wherever you get your podcasts! In episode 13 we sit down with Real Estate Professional and YouTube extraordinaire .mccallum.remax to discuss the importance of creating your brand in the real estate industry, from social media, to referrals, reputation and more. This is a great episode for not just real estate professionals, but for anyone who is looking to brand themselves or their business!

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16/07/2021

OUT NOW! Follow the link in our bio to listen!🎙

13/07/2021

We have been quiet these past couple of weeks, only because we have been working on something exciting. We are excited to share the news with our listeners in our episode this week! 🎙

26/06/2021

Happy Birthday to my mom and co-host! Forever grateful for you! 💗

15/06/2021

Out now! 🎙

Barb and Kim sit down with good friend and Interior Designer, Kristen Soroka, to talk about the design trends we are seeing in the housing market right now! Find our latest episode by searching Calgary Real Estate Podcast on your favourite podcasting app!

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02/06/2021

As of yesterday, June 1st, 2021, the Government of Canada implemented a change to the current stress test. What does this mean for home buyers?

The stress test was implemented by the Government in late 2017 and is a set of rules that banks must follow to loan money to home buyers. The stress test was implemented to protect borrowers through ensuring that buyers weren’t purchasing beyond their means. As interest rates have been at historic lows, the stress test ensures that a buyer will still be able to afford their mortgage payments when interest rates raise. This is done by calculating the mortgage approval at a considerably higher interest rate than what you would actually be getting. As of June 1st, the banks will have to use the minimum qualifying rate for both uninsured (more than 20 percent down payment) and insured (less than 20 percent down payment) will be higher than either the rate offered by the lender plus two percent, or 5.25 percent which is up from 4.79 percent prior to June 1st.

Essentially, what this is doing is it is limiting a home buyer’s purchasing power. For example, prior to June 1st, a buyer who qualified for a $418,500 mortgage would now qualify for a $400,000 mortgage instead with the new rate of 5.25 percent. Now that doesn’t mean that your interest rate will be that high, but that rate or prime plus two percent will be the rate used to determine the amount the bank is able to lend.

Is this a bad thing? Well, it depends who you ask. The stress test was implemented to cool the hot housing markets in Toronto and Vancouver back in 2017, however the policy was blanketed across Canada and ended up impacting the first-time home buyers the most by limiting their qualifying power. At the end of the day, it is there to protect borrowers from spending beyond their means. It is a good idea to have a pre-approved mortgage before house shopping to best understand the amount you will qualify for!

21/05/2021

Find our latest episode by searching Calgary Real Estate Podcast on your favourite podcasting app, or by following the link in our bio! 🎙

20/05/2021

Out now! 🎙

Calgary’s Condo Market, Part 1 brought to you by ! This episode includes conversations on the following topics:
🔸Overview of the state of Calgary’s Condo Market
🔶Investment opportunities in Calgary from a rental perspective
🔸The difference of bare land versus conventional condominiums
🔸The difference between buying a new build unit versus a resale unit
🔸Condo fees and what is included
🔸Best investment opportunities right now
🔸and much more

This episode is part one of a two part series on condo developments in Calgary. Is there anything you would like to know about purchasing a condominium unit in the Calgary market? Send us your questions and we will include them in part two of our condominium series!
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Kimberly Poffenroth Barb Richardson

29/04/2021

Out now! 🎙

Barb and Kim sit down with Mayoral Candidate and Ward 3 City Councillor, Jyoti Gondek, to discuss Calgary and the future opportunities for our City. This is an episode you absolutely will not want to miss!

Find us by searching Calgary Real Estate Podcast on your favourite podcasting app.

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Out now! 🎙 Calgary’s Condo Market, Part 1 brought to you by @graywooddevelopment! This episode includes conversations on the following topics: 🔸Overview of the state of Calgary’s Condo Market 🔶Investment opportunities in Calgary from a rental perspective 🔸The difference of bare land versus conventional condominiums 🔸The difference between buying a new build unit versus a resale unit 🔸Condo fees and what is included 🔸Best investment opportunities right now 🔸and much more This episode is part one of a two part series on condo developments in Calgary. Is there anything you would like to know about purchasing a condominium unit in the Calgary market? Send us your questions and we will include them in part two of our condominium series! 🌇 Kimberly Poffenroth Barb Richardson

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