Kapil Talks

29/02/2024

28/02/2024

Important’s of respectin relationship.

In a relationship, it is important not to let incompetence dictate the direction of your interactions. Similarly, sacrificing or compromising solely for the sake of maintaining peace should not be done when you know that your partner is being unfair or ungrateful. If you allow this to happen, it can compromise your entire life and eventually lead to the end of your relationship. It is crucial to address any wrongdoing promptly to prevent irreversible damage.

Strength is necessary in relationships as displaying weakness might cause your partner to perceive you as incapable. It is not typically respected, and no partner desires to be with a weak partner. However, this doesn't mean you should force yourself to appear strong. Instead, find a way to convince your spouse that your way is the right way by showcasing the benefits of your recommendations. Remember that people act based on their own reasons, so be mindful of this when explaining why your approach is better. If your efforts still don't yield results, do what you must, but never give up on your relationship nor your goals to maintain your respect in your relationship.
And that my friends is Karma
Kapil Talks

25/02/2024

Someone asked me today, "What’s the best method of praying to God?

My response:
A prayer is when you wish well for others, have beautiful thoughts for others, do good deeds for others, and care for others. It is also when you feel someone else's pain and suffering and want to help them.

Just bowing to God every day is not praying?
Praying involves more than just physical actions. It requires good thoughts, deeds, and caring for others.

Following the rituals of your religion is not praying?
Praying involves more than just performing rituals. It involves genuine care and actions with devotion for others.

Just taking the name of your gods is not praying.
Praying is about more than just invoking the names of your gods. It requires genuine care and actions for others.

So, remember, don’t try to fool God. You will lose every time. It's all about genuinely caring for and helping others.
And that, my friends, is Karma.
Kapil Talks

18/02/2024

If you focus on who, it will likely be difficult for you to become successful in life. However, if you focus on how, then you have found or are on your way to achieving success.
Change your mindset; it doesn't matter who or what they do. What matters is how you can.
That, my friends, is karma.

26/01/2024

You know what the biggest problem we face in our marriages is?

It's the unrealistic expectations and idealized images we create in our minds about our relationships and our spouses. We want them to fit into this perfect mold we've imagined, and when they don't, we end up disappointed.

But let's be honest, nobody is perfect and no relationship is flawless. Instead of expecting a 100% guaranteed perfect match, we need to realize that not every couple is meant to be together. However, if both partners are decent human beings, it's our responsibility to make the relationship work.

To do this, we have to let go of the unrealistic image we've constructed in our minds because it can destroy our marriage or relationship and make us unhappy. When we first meet someone, we only see a superficial version of them - their looks, their speech, their behavior. But they are complex individuals with their own thoughts, feelings, and dreams, just like us.

Instead of holding onto our imagined perfect version of our partner, we should focus on their good qualities and appreciate them for who they truly are. We need to release unrealistic expectations and embrace the reality of our relationship. Shift your focus from dwelling on the negatives to highlighting the positives. Just as we forgive and overlook the imperfections or actions of our children, siblings, or friends, we should extend the same compassion to our spouses.

It's time for a change in perspective. Let's follow some basic rules. Stop trying to force our partners into molds they don't fit in. Remember that our vision could be a round peg while our partner's vision could be a square peg. Instead of attempting to make a square peg fit into a round hole, which never works, let's appreciate and value the unique qualities and perspectives that each of us brings to the relationship.

It's crucial to recognize the strengths in one another. If you can't see your partner's strengths, it may be due to your clouded vision. Work on yourself to shift your focus and uncover their strengths. By doing so, both of you can cultivate a joyful life together and provide your children with the strength they need.

Remember, relationships are not transactions, but rather a connection between two individuals who care for each other and want each other to succeed. Success in the relationship will have a positive impact on your children and future generations. So, let's embrace the concept of karma, where we do things without expecting anything in return. This philosophy will lead to successful relationships and a ripple effect of positive energy in our lives.

And that, my friends, is karma. If this message resonates with you, I encourage you to share it with your spouse or partner so that both of you can be on the same page. However, it's important to find the right time to discuss this message with your partner, when they are in a relaxed state of mind. Communication is key in relationships, and approaching the topic with understanding and sensitivity can lead to a more open and fruitful conversation.

04/01/2024

If you derive as much pleasure from someone else's success as you do from your own, it is a sign that you possess a kind and generous soul. However, if you find yourself feeling jealous of someone's success, it indicates that you may be struggling with your own personal difficulties. It is important to work on shifting your mindset and learning to genuinely rejoice in others' happiness. If you cannot do this, you may become your own biggest obstacle to achieving long-term success.
And that my friends is Karma
Kapil Talks

18/12/2023

In business, it is crucial to understand the distinction between winning battles and winning the war. How you handle your battles will determine the outcome of your overall success.

Trust is one of the main ingredients for sustained success. When you have earned the trust of others, doors open easily because those who have dealt with you will back you up without hesitation, providing a forceful support system. However, if you resort to conniving, cheating, or dishonest methods, it becomes impossible to win the war. Top-notch competitors are strategic, focused, and cannot be easily fooled. Moreover, those who never show their true feelings about you can be the most dangerous, as you are unaware of the threats they pose. This is why you often witness individuals rising quickly but falling just as fast in the business world since success cannot be sustained through deceitful methods.

In addition to principles that contribute to success, such as focus, hard work, goal planning, taking small steps, staying positive, and having positive energy, it is vital to hold your word as a sacred commitment. Regardless of the price or situation, you should never compromise your integrity by resorting to cheating or deceiving others. It is essential to treat those below and above you with respect and fairness without expecting entitlement. You must be genuine in your actions and behavior, transforming yourself into an honorable individual. Losing your honor translates to losing everything, as trust is the fundamental factor in both business and personal relationships. Justifying to yourself why you had to back out on your word and resort to dishonesty won't change the fact that you have lost your honor. Trust is paramount in business, as customers need to have faith in the quality of your product or service to remain loyal. Companies like Honda or Toyota, which produce reliable and trustworthy products, achieve exceptional success. In sales, your customers should trust you, and a lack of trust can result in the loss of their business. Once customers stop supporting your business, your success will inevitably dry up.

Remember never to buy into your own BS because that will only hinder your progress and potential success in business. You have the power to choose whether you want to win battles or win the war, so make wise decisions and prioritize trust and integrity in everything you do in order to the war!
And that my friends is Karma!
Kapil Talks

17/12/2023

As we know, our brains cannot create entirely new information. Instead, they process the information stored in our memory bank. However, it is important to note that while some people may have had more exposure or can process information faster, it still remains difficult to change someone quickly. This is because people are shaped by their collective memories and experiences, and these memories form the foundation of their identity. Consequently, changing someone becomes extremely challenging as they are deeply influenced by their past. This is why the saying "people change but very seldom" holds true.

Instead of attempting to change someone, it is more effective to accept them for who they are and focus on their strengths. By recognizing and leveraging their strengths, and supporting each other in those areas, you can work together as a team. It is crucial to understand that changing someone is almost impossible, much like trying to turn an apple into an orange. It is more beneficial to allow individuals to build their own set of memories and experiences by observing you, and vice versa.

By accepting this reality, you will be able to lead a more comfortable life and find peace of mind, rather than becoming frustrated with trying to change someone. It is also important to consider the influence of a person's friends and family before making them your life partner, as the saying goes: "You show me your friends, and I will tell you who you are."
Kapil Talks

16/12/2023

The reasons why people encourage or discourage others can vary greatly. Some individuals may encourage others to make themselves look good in their eyes, while others may do so to inspire personal growth. Personally, cautiously, I only encourage others for the sole purpose of inspiring them. However, I have come to realize that not everyone responds to encouragement and becomes inspired.

I have always been puzzled by why some people dislike providing encouragement. Why do they consistently fail to show gratitude? For instance, if you were to paint my house and do an excellent job, I have two choices as a homeowner. Firstly, I can express how beautiful your work is, offer encouragement, support and ultimately inspire you to work harder, thus helping you achieve greater success in life. Alternatively, I could choose to belittle your efforts, find faults in your work, point out errors, and complain about the compensation I am providing.

The contrasting approaches to these choices are indeed striking. Throughout my life, I have been fortunate to work with most individuals I encouraged, and they have genuinely taken that encouragement to heart, becoming better versions of themselves. However, in recent years, I have come to understand why people tend to be more discouraging than encouraging. It all boils down to the individual you are dealing with and the importance of assessing their personality, adapting your approach accordingly.

A significant percentage of people, when encouraged, tend to let it go to their heads. Instead of feeling inspired, they develop an inflated ego and believe they were solely responsible for their success, considering themselves brilliant and superior to others. Instead of expressing gratitude to those who encouraged them, they misuse that support and take advantage of those who provided it. This arrogant attitude leads to their own downfall, as they remain stuck in mediocrity. Consequently, I believe that encouraging the wrong person can be counterproductive. Instead of helping them, it may make them even more mediocre or worse, depending on various factors related to their upbringing and associations.

Therefore, when it comes to encouraging others, it is crucial to assess the individual you are dealing with and carefully consider your approach. In some cases, providing encouragement can actually do more harm than good. It is a regrettable reality, but one based on my personal experiences.

It is important for individuals to recognise their own personality type and how they respond to encouragement. Are you someone who takes encouragement and gets inspired, or are you someone who lets it go to their head? If you tend to let encouragement inflate your ego, you may be a “taker” rather than a giver, and this mindset can make it difficult for you to succeed in life. Taking the time to reflect on your own tendencies and working to change them can help improve your confidence and ultimately lead to greater success. Instead of penalising people who are genuinely trying to help you, embrace their encouragement as an opportunity for personal growth.
Kapil Talks

21/08/2023

In my previous post, I highlighted the negative impacts that competition can have on our mental well-being and physical health. Now, I would like to delve deeper into why this is the case.

Firstly, competition often puts immense pressure on individuals to constantly strive for perfection and outperform others. This mindset can creates a toxic environment where our self-worth becomes dependent on our ability to win and surpass others. The constant need to prove oneself can lead to feelings of anxiety, stress, and inadequacy, ultimately taking a toll on our mental peace.

Moreover, competition can also lead to an unhealthy obsession with comparison. Instead of focusing on personal growth and individual strengths, we find ourselves constantly measuring our worth against others. This not only breeds jealousy and envy but also erodes our self-esteem and sense of identity. It becomes easy to lose sight of our own unique qualities and abilities when we are solely focused on being better than someone else.

Additionally, intense competition can have detrimental effects on our physical health. The immense pressure to excel can lead to overworking, sleep deprivation, and neglecting self-care. In the pursuit of success, we may push ourselves beyond our limits, resulting in burnout and exhaustion.

Furthermore, competition can strain relationships and create a hostile atmosphere among peers. Instead of working together and supporting one another, individuals may become overly competitive and may resort to unethical practices to achieve their goals. This not only damages personal connections but also fosters a toxic and unhealthy environment overall.

It is important to recognize that healthy competition does exist and can be beneficial in certain contexts. However, when competition becomes all-consuming and harms our mental well-being and physical health, it is crucial to reevaluate its place in our lives. Striving for personal growth, learning from others, and fostering collaboration should take precedence over the constant need to compete and win. By prioritizing our overall well-being, we can build a healthier and happier mindset that promotes peace and fulfillment.

One major issue is why do we feel the need to compete and be better than others? Competition can be essential for self-improvement, but it's crucial to choose the right kind of competition. Certain competitions help us grow and achieve our goals, reducing stress and bringing inner peace. However, there is another type of competition that has become prevalent: attempting to outdo others and seeking their approval, consciously or unconsciously. When our focus shifts towards showing off and proving our uniqueness, we engage in harmful competition that leads to unhappiness.

For example, we might unconsciously want to demonstrate to our friends that we can own a beautiful house to prove we are competent, In pursuit of this, some individuals may go to extreme lengths, resorting to illegal means to obtain a large mortgage. They may borrow money from others, burden themselves with mortgage payments, and fear losing the house, placing pressure on their spouse to work solely for its affordability. This stress not only affects our home but also permeates other aspects of our lives, including clothing, holidays, cars, and hobbies. The issue arises when we continuously pile pressure upon pressure, leading to negative consequences in our relationships and negatively impacting our mental and physical health. All of this occurs because we unconsciously focus on trying to outdo others and seeking their approval.

It's important to understand that working hard isn't solely about becoming rich or showcasing wealth. Many of us find fulfillment in working hard because it brings joy and satisfaction to our lives, even with modest needs.

In summary, it is vital for us to reflect on why we feel the need to be the best and understand the true cost of competition. We ought to consider the impact on ourselves and others while being aware of the manipulative influence of media. Often, we fall into the trap of following societal expectations without considering our own well-being. For instance, if we see someone with a fancy house, we might feel compelled to have one too. However, when we come across an even more extravagant house, we become dissatisfied because ours isn't fancy enough. This creates a cycle of competition without our conscious awareness. Consequently, we experience excessive stress and negativity.

Let me give you an example to illustrate further. Let's say my goal is to achieve financial independence by the age of 40. so I don’t have to worry about money for the rest of my life, I have planned and working towards this goal, considering it important for my personal fulfillment and happiness. This competition is solely for myself, and I strive to achieve this goal before turning 40 as it brings me joy and relieves stress. I acknowledge that this pressure is temporary and exists only until I accomplish my goal. To facilitate this, I consistently focus on putting effort into improving myself and making the necessary steps toward financial independence easier. I engage in extensive learning, self-improvement, and research, acquiring knowledge to enhance my path towards success. As a result, no external influence can deter my drive or deviate me from the planned course because my desire to achieve this goal stems from within. However, it is crucial to remember that once we reach our desired goal, we must find contentment and satisfaction in our achievements. We should remind ourselves that we are where we wanted to be. Our continued work in our chosen field should stem from a genuine enjoyment and passion for what we do. Whatever outcomes arise as a result will happen naturally, as we continue to remain mentally alert and physically fit.

In future posts, I will elaborate further on each of the points mentioned above, including the impact of social media and other influences on our lives such as perception versus reality. I hope you enjoyed reading this post. If you did, then please share with your significant other and people you work with everyday so we all get on the same track.
And that my friends is Karma.
Kapil Talks

17/08/2023

Should I help others or not ?

One thing I have learned in life is that when I am learning something or about something, I constantly try to mentally operate in a way so that I can teach anyone about it. I think about how I would explain it to someone once I have learned it to a certain point. This thinking process helps me ask a lot of questions when I am learning about something because I want to be in a position where I am teaching someone and they can ask as many questions as they want, and I should be able to answer them.

Now, i understand it is impossible to know every single answer, and that is okay because you can always get back to them on odd questions. But I want to be so confident in my understanding of the subject that I am able to teach it. This mindset has helped me over the years with almost everything I have done or am doing.

An example of this mindset is goal setting. I need to understand why goal setting is important, so that when I teach someone else, I can convey the importance of it as it will be in my core. Similarly, if I want to advise my sister on how to raise her child, I will try to understand the psychology behind parenting. I will ask questions to my friends and seek advice from seniors who have raised well-behaved children. I will read books on the topic. This way, I become knowledgeable beyond what is expected of me, and I can properly guide my sister.

This thinking process has greatly helped me in my life. I was fortunate to have the opportunity at an early age to become a trainer in the financial industry when I was 24 years old. As a result, I became an amazing financial advisor later in life when I started my own practice at the age of 31. As a trainer, I had to learn everything possible in the financial advising industry so that I could teach my financial advisors and help their clients. This elevated me to a completely different level, and this is one reason why we were able to achieve such an established practice.

This is also one of the reasons I do my posts - because every time I write or talk about something, I think it through before I say something and ensure that I am helping you. This means I have to do my research and verify things before I can share them with you. If any changes need to be made, I can work on that.

So next time when you say or think, "I don't need to learn, who cares or it doesn't affect me," think again. Because every single thing you or anyone else does affects you, and that can be easily proven.

When you do good for others, you become better yourself in the process, and that’s an example of positive Karma!

My friend, that is Karma.
Kapil Talks

03/08/2023

13/07/2023

07/07/2023

https://youtu.be/iZubeppXr4o

I hope this is useful for you.
And if it is then please share and like.
Cheers!

Are You A Positive Or Negative Thinker? - Kapil Talks this short episode, we talk about the difference between positive thinking and negative thinking a...

01/07/2023

What happens when a thought arises in our mind? The initial reaction to that thought occurs in our own body. If the thought is positive and joyful, it will instantly, or nearly simultaneously, release chemicals in our body that provide positive and joyful energy. Conversely, if the thought is negative, such as wishing harm upon others, feeling jealousy, hate, or engaging in manipulative and selfish behavior, our body will release negative chemicals. These negative chemicals can have detrimental effects on our health in the long run, such as cancer, high blood pressure, heart issues, and kidney and liver problems. In other words, negative thoughts can ultimately impact our major organs, even if we may not immediately see the consequences. These effects tend to manifest as we age and rely on our health the most.

The next outcome resulting from our thoughts is that we may take action or choose inaction. Each action we take sets off a chain of reactions that are impossible for our brain to fully comprehend. These reactions can continue indefinitely, as long as the universe exists. For instance, if I miss my flight because I was stuck in traffic, and that was because I left home late because I had too many things to do at the office because I come late to the office because I sleep in, and that is because I stay up late at night because of watching videos or playing games on my computer. You get the idea. Most seemingly insignificant events could alter the course of our entire life, as we may miss out on valuable lessons or crucial information shared by our classmates or friends. Every action we take carries consequences that ripple into infinity. This can be seen as a form of karma.

It is important to understand that karma is not solely about receiving the consequences of our negative actions. Often, the repercussions of our karma are not immediately apparent and sometimes go unnoticed altogether. However, when we do observe the outcomes, we may fail to connect them to our own thoughts and actions. Therefore, it is essential to recognize that every single thing we do holds infinite repercussions. This understanding offers an explanation for what karma truly means. So let us not simplify karma as a mere cause and effect relationship based on good and bad deeds. Instead, let us acknowledge that karma encompasses the intricate web of consequences resulting from our thoughts and actions. This is the first part of understanding the effects of karma. Stay tuned for the next two parts. And that, my friends, is also karma.

Kapil Talks

20/06/2023

Becoming wealthy requires having the right mindset in two important areas.

First, it is crucial to adopt a mindset of being a saver rather than a spender. Instead of using all the money you make on immediate purchases and luxuries, it is important to save a portion of your earnings. This is the foundation of accumulating wealth.

Once you have mastered the art of saving, the second mindset shift is towards investing. Saving alone is not enough to become wealthy. You must also invest your savings wisely. By investing your money, you allow it to work for you and generate additional income, helping you build wealth over time.

On the other hand, if you only indulge in immediate pleasures like fancy cars, homes, and vacations, even eating out at fancy dinners, without saving or investing, you hinder your chances of accumulating wealth. This mindset prioritizes instant gratification over long-term financial growth.

To pursue wealth, it is essential to embrace a mindset of saving and investing. By prioritizing saving and directing your savings towards investments, you create opportunities for your money to grow and work for you. By contrast, consistently spending all your earnings leaves nothing for saving (check how much you have saved today out of all the money you have earned without justifying it) and eliminates the possibility of building wealth over time.

By the way, for those who are reading this and believe they can both spend and save or question the point of having money if they can't enjoy it now, it's crucial to understand that this isn't about who is right or wrong. It's about making a choice between achieving financial independence or having to work until age 65 or even longer to maintain your desired lifestyle.

While it's true that saving and investing require discipline and delaying immediate gratification, they offer the opportunity to create a life of financial freedom. By prioritizing saving and investing, you're setting yourself up for a future where your money works for you, rather than you working for money.

On the other hand, constantly spending all your earnings without saving or investing can result in a lifetime of financial dependence. In this scenario, you'll always rely on your next paycheck to sustain your lifestyle, leaving little room for true enjoyment without financial worries.

Ultimately, the choice is yours to make. If you aspire to build wealth and achieve financial independence, it's important to prioritize saving and investing. This may involve making sacrifices in the present, but it's an investment in your future that can lead to long-term financial security and the ability to enjoy life on your own terms.

The above message was created due to my observations, I have noticed that I often accumulate more wealth than people who made more money than me. This has led me to ponder the reasons behind this disparity. After careful analysis and numerous conversations with these individuals, I have identified some key factors that contribute to my financial success.

Firstly, I have realized that effective financial planning and budgeting play a crucial role in wealth accumulation. While some individuals may have earned more money than me, they may not prioritize managing their finances wisely. On the other hand, I make conscious efforts to create and adhere to a well-thought-out financial plan, which enables me to save and invest effectively.

Additionally, I have noticed that my disciplined approach towards spending also contributes to my financial growth. Unlike some people who succumb to impulsive purchases and unnecessary expenses, I tend to make informed and prudent decisions when it comes to my expenditures. This allows me to allocate my resources efficiently and avoid unnecessary debt.

Moreover, I have a keen eye for identifying and capitalizing on lucrative investment opportunities. Instead of merely relying on a fixed income, I actively seek out ways to grow my wealth through various investment avenues, such as stocks, real estate, or entrepreneurship. By diversifying my investments and staying updated with market trends, I can maximize my financial growth potential.

Furthermore, I prioritize continuous self-improvement and the acquisition of financial knowledge. By regularly seeking information, attending workshops, and reading insightful books on personal finance, I am able to make informed decisions and adapt to evolving economic circumstances. This continuous learning enables me to identify new opportunities and navigate potential financial setbacks more effectively.

Ultimately, it is important to note that accumulating wealth is a complex process influenced by various factors. While some individuals may have earned more money than me, my focused approach towards financial planning, disciplined spending habits, investment strategies, and continuous self-improvement contributed significantly to my overall financial success.

Therefore, it is clear that wealth accumulation is not solely determined by the amount of money earned but rather by the mindset, strategies, and actions taken towards financial growth.

And that my friends is also Karma!!
Kapil Talks