
14/10/2025
What your equity can do for you
If you’ve owned your home or investment property for a few years, chances are you’ve built up equity, and that could be one of your most valuable financial tools.
Equity is the difference between your property's value and what you owe on the loan, and right now, many Australians are tapping into it to achieve their next big goals.
Here’s how accessing equity could work for you:
Invest in property: Use your existing home’s equity as a deposit for a second property and grow your portfolio without saving from scratch.
Renovate or upgrade: Want a new kitchen or an outdoor space for summer? Equity can fund home improvements that also boost your property’s value.
Consolidate debt: Equity can be used to refinance higher-interest debts into one manageable home loan.
Speak to a broker who can help you compare your options and ensure it’s the right strategy for your financial goals.