Tim Beevors 4x4 reviews

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Tim Beevors 4x4 reviews

this is satire

13/01/2025

Beevornomics to start the day

Fox news is reporting that the Wildfire insurance exposure in California is $458 Billion Dollars

The FAIR insurance scheme only has $700M in cash on hand to pay out.

In that area that could be 14 houses 🤣

This has in my opinion Erie parallels with the Florida Housing Crash of 1926.

In that era there was a real estate bubble inflated by reckless speculation and easy credit, that burst as a result of a bad hurricane.

Property values plummeted, and banks drowned in defaulting loans.

Think about it. Rates were Kept so Low so Long that the Price of Real Estate went through the Roof. The problem is - Insurance Premiums had to follow to cover the Fire Risk on such valuable assets.

California in their Wisdom sort of Capped the Insurance Lifts. Problem was, the Private Insurers couldn't make any money so they dumped coverage for the Entire Market.

So California just set up Fair which is a budget set aside by all Californian Insurers to cover those that can't get coverage.

Problem is it was massively underfunded.

And here is the problem:

When properties can’t be insured (or the premiums become unaffordable), borrowers can’t get mortgages.

Demand for those homes drop.

Do you really think the Elite are going to want to live in a construction Zone for the Next 10 years?

This is going to be vicious on the Banks.

If homeowners walk away from scorched properties they can’t insure or sell, banks are stuck with near-worthless collateral.

Why this matters here to you:

the U.S. economy = 25% of global GDP.

financial markets underpin both banking and insurance. This crisis hits both hard

Underwriting for Insurance even here in Australia requires access to Capital.

If the Capital doesn't exist they'll have to Print it. if they Print it there will be inflation.

Even worse the cost of money will increase for Australian Loans and Insurance too.

The economy is already on the ropes in China and Europe with Massive Debts held in USD.

Even Victoria has about $170B of debt of which $138B needs to be Refinanced in the next 5 Years.

Maybe that's why they're doing everything they. Can to Tank the AUD ?? lol

Make it cheaper for China to keep buying the resources in Nominal Terms.

U.S. mortgage defaults can ripple into Australian borrowing costs, exports, and growth and it can also affect valuations or many of the Bonds Australian Investors are insured in in their Superannuation.

Insurers exiting wildfire-prone areas could collapse mortgage-backed securities.

In summary it could:

Hit Australian super funds.

Hike interest rates.

Damage consumer confidence and exports.

This isn't financial advice, but it doesn't look great.

Also watch them use it as an Excuse to RePrice Insurance everywhere there is a Fire Risk.

Think about it.

13/01/2025

Beevornomics

Is Victorias Housing Plan a Masterclass in Missing the Point?

I just want to say it.

Melbourne produces almost Nothing except services, consumption and a place for foreigners to dump Money - oh And Education

I'm not even Dissing it. it's just a fact

But Lately Victoria is the State where property investors go to lose money

And the Loses are 2 fold. 1 in a falling market and 2 in a notice you receive from the Govt

Does the Vic Govt even realize international investors can park their money anywhere?🤣

They Don't Love us! they just thought it was relatively safe here

but it isn't

Which is comedy

Let’s start with the basics.

When faced with a housing affordability crisis, most governments might focus on, say, building more homes or incentivizing development.

Not Victoria! - they’ve taken the genius approach of taxing investment instead.

Vacant property tax? Check.
Short-stay levy? Check.
Land tax? check.

And it's complicated. you even have to record your nights now at a holiday house with a min of 30 nights and they'll check your utilities to confirm.

And what’s the result going to be?

Investors leaving faster than you can say “congestion levy.”

Seriously, 9% of property investors in Victoria are now forecast to sell up.

You might think that's great.

cheaper houses for the punters

problem is fewer investors means less construction

Less construction means more acute housing shortages and less economic activity

If Melbourne isn't winning the Property game what on earth is it here for?

Imagine the look on their faces in five years when rents skyrocket because there's no investors and prices are sky high anyway because there's not enough housing.

Meanwhile, South Australia is rolling out the red carpet for ex-Victorian investors. “Come here,” they say, “we don’t tax you for breathing.”

In the end, Victoria’s housing approach isn’t just bad — it’s impressively bad.

13/01/2025

Do you know where Jeep went wrong?

when their Price Exceeded Toyota

That was a Bridge too Far

13/01/2025

Drip, Drip *beevornomics*

The FDIC has given BlackRock until February 10 to resolve issues over how the agency will oversee BlackRock's investments in FDIC-regulated banks.

This comes after BlackRock missed a January 10 deadline and requested an extension to March 31. The FDIC may launch an investigation if BlackRock doesn't make sufficient progress.

For context, BlackRock is one of the "Big Three" asset managers (along with Vanguard and State Street) that together control $26 trillion in assets. Vanguard recently reached a similar oversight agreement with the FDIC in December.

Seems positive given 200,000 buildings just burnt down in the most expensive real estate on earth...

13/01/2025

remember when I got my android phone and pixel watch?

ive walked 402km since then

i bet you there's lots of skinny hero's on here that haven't gotten close

and im way fatter and heavier so that makes me tougher again

13/01/2025

Australia - the place where

A coffee and a muffin is nearly an hours wages

you spend 2 hours to get to the office, only to sit on MS Teams

whatever you have left after housing, is spent on food and electricity

even if you fastidiously save, the government's printing money faster than you can get ahead

11.5% of your income is locked into Forced Superannuation before you have a roof over your head

so you end up mortgaged with one of 4 uncompetitive banks

all of them offer identically bad service

they spend more on inquiry recommendations than their IT systems

the rich people in the economy are selling protein shakes, or taking advantage of blokes at schoolies

work used to be sitting in meetings all day, writing up minutes and emails

AI does that now

modest movement is now eye wateringly expensive

Petrol, Tire Costs, Car servicing - through the roof

they encourage you to buy an EV but there's no charging infrastructure to support it

your company's "Pink Shirt Friday" is the only perk they've added since 1995, and that was just designed to emasculate any remaining men after they banned the mullet and moustache

Conferences, breakfasts, events, are all industry scale ways to let clueless people know what to do next

All protected in regulated monopolys

The company's "wellness program" is just a reminder to drink water and touch grass and keep someone that's absolutely useless employed

Even the plants in the offices are either fake.

Your workplace meditation room is actually where people go to cry about their HECS debt.

If you studied to be an engineer, its unlikely to ever use engineering software.

Most engineers get a locked down corporate laptop with MS office on it.

Your company's "innovative culture" means they've added a free coffee machine that also needs another team to look after it.

Welcome to modern Australia, where your dream job is being a tradie that charges what he likes, in a written off 79 series.

13/01/2025

back in my day -

there was so many eggs and so much toilet paper -

you'd throw it out the window of the school bus.

12/01/2025

Why vans are the Real Kings of Aussie Touring (and Why Blokes Can’t Admit It)

For 99 percent of self proclaimed 'tourers' - all they over do is drive down gravel roads or cruise down bush tracks or go to the beach.

For that they need coil conversions, lift Kits, And Massive Tires?

The Fact Australia doesn't even seem to realize a 79 is a Terrible 4WD says it all

almost None of them actually use them for what they think they'll use it for

For that group a van is hands-down the smarter, more practical, and cost-effective choice than a 79 Series LandCruiser or similar dual-cab ute.

Yet, somehow, the idea of driving a van sends shivers down the spine of certain Aussie blokes who’d rather pour their paychecks into macho overkill.

Here’s why you need to rethink the van:

1. Practicality: Everything fits

Vans offer cavernous interiors that swallow camping gear, tools, and everything else.

Compared to Dual-cab utes?

way better! half that tray is wasted on a canopy and drawers that still don’t give you the same flexibility as a van’s flat, enclosed storage.

Need somewhere to sleep?

Why climb on the Roof?

A van becomes an instant bedroom.

2. Comfort: Designed for Humans - Not Tools

Vans are built for people.

Dual-cab utes are built to carry tools around.

In a van, you get proper insulation, better seats, and easy access to everything.

3. Fuel: More Bang for Your Buck

If you want to drive right around Australia why would you choose a V8 Diesel then tow a massive caravan?

Vans will sip fuel and do the speed limit.

4. Go Anywhere You Actually Need To

Let’s face it 99 percent of us aren' doing Cape York every weekend. .

And even if you are a 4WD Van will make it.

the Tele Track is a Telegraph Track

I personally did it almost all in 2WD

Someone did it in a Hyundai Excel.

So what's the real truth

for all its advantages, the humble van is shunned by Australian Men

Due entirely to Ego

Aussie men decided that driving a ute equals toughness, even if it’s objectively worse than a van

So Many Men would be better suited in Vans

you know it's true

You wouldn't see me dead in one but I'm I to 4WDing

12/01/2025

Just a heads up blokes

one of my Audience members wrote in wanting to warn blokes of a scam going around he fell for

He's trying to sell a car.

A seemingly legitimate buyer contacts them and builds rapport

The buyer will spend a lot of time asking about the car and ask for photos etc in a legitimate way

Then they say they want to buy it, agree on the price and start to make arrangements to come get it; but before they do they say they want to run a kind of title search on the car like a PPRS search so they don't get scammed

They don't want to pay for it, because if it's a scam they get scammed

So they send you to A Website Looks Complex and fully Featured. You pay your money for the Report then it emails you and tells you the report will be sent in 24 hrs

Obviously the report never comes and at that point the buyer dissapears

Just take care out there...

12/01/2025

Torrential Rain on the Monash, and then on the Eastern.

hundreds of cars pulled off the the side of the Road with their hazards on.

I'm really grateful for their safe quick thinking.

It was my fastest, least congested Run home ever.

Sailed right through in the Right Lane unabated🤣

11/01/2025

Casey Council has said you can do Minor Services on your car at home now without a Permit

But if they really want to achieve their State Mandated Climate Goals, they need to extend their definition of Minor Servicing which I found Troubling

The examples they gave were filling up the Water Bottle and Changing a Belt

Thats just not enough to Keep a Vehicle in Safe, Roadworthy Condition

Last time I serviced the XJ I:

Fitted up a new Steering Box,
Did a Coolant Flush
Fitted a new Harmonic Balancer to stop an oil leak
Fitted a New Fan Clutch
Belts and Pulleys
Thermostat / Thermostat Housing because that was corroded through
Replaced the water Pump
Fixed he Inlet Manifold exhaust

Did the Ball Joints
Replaced the shocks and springs
new bump stop extensions
New panhard Rod / Tire rod ends
Front axle Unis
Fitted a Lunchbox Locker for Traction
Rims
Tires
Flushed the Diff Oils

The previous owner had already done the battery, the brakes, the hoses, and the radiator to keep her on the Road.

then I filled the washer Bottle as specified by Casey Council.

Why did I do all that to an $800 car headed for the Wreckers.

The Truth is I care deeply for the environment

Manufacturing a new EV requires roughly 15-20 tons of CO2 emissions before it even leaves the factory, plus the environmental cost of mining 30-60kg of lithium and 185kg of copper per vehicle is highly Problematic to the Environment

my old 4x4 already paid its manufacturing carbon debt during the Clinton administration in the Late 1990s

By making Modest Repairs - I'm practicing advanced recycling - and avoiding the Resource-intensive production of a new vehicle.

The rare earth elements required for EV motors are predominantly mined in ways that create radioactive waste and toxic lakes, while the lithium mining process uses approximately 500,000 gallons of water per ton extracted.

In comparison, my minor service only requires tools I already have, my own hands and some low cost to manufacture components.

It also doesn't require the installation of Thousands of KMS of cabling and Upgrades to Power Grids, and millions of tons of Rubber from the weight of Tires that wear out quicker on Heavy Electric Vehicles.

While newer cars can be more efficient nominally 'the greenest product is the one you don't buy new.".

that statement is backed by Science.

I'm happy to come down to Casey and talk to the Climate Team about the Benefits of Men that can Keep more Sustainable Motor Vehicles on the Road.

To prove that I care More about the Environment, I can point to all the places I've been in the Jeep which are Deep in Nature.

And BTW it was mostly people that have these attitudes and views that built the entire Power Grid that makes EVs possible

They also built the smooth Roads for them to drive on. and We'd be appreciative if you'd make sure there is enough budget for those people to keep them maintained

no doubt you've hit a pothole yourself

11/01/2025

There's nothing more satisfying than Blasting Clay and Black Mud off a 4WD at the $2 carwash

It's always a race against time

11/01/2025

Dual Cab guys are the driving force behind all the tracks being dozed and closed

They aren't capable of driving them

11/01/2025

Beevornomics analysis of Victoria's Solar Success Story: From Industrial Powerhouse to Power Nobody Needs
-

Victoria has completed its remarkable journey from having the world's cheapest power to the most expensive subsidized energy that nobody wants to use.

Victoria has achieved the impossible: saying to customers, the Solar Power Generated by your $8,000 system is Worthless.

The Essential Services Commission has proposed to slash the solar feed-in tariffs to 0.04 cents per kilowatt-hour, down from the already pathetic 3.3 cents.

Remember when your parents told you that nothing in life is free?

Well it clearly is according to the Victorian Energy Minister.

problem is, if you can call it that with a straight face, is that there's simply too much solar power during the day.

Who would have thought encouraging millions of households to install solar panels would result in... lots of solar power?

And it gets even funnier.

the Subsidies applied to generate it all are making Power so Expensive All the Industries closed down making the Problem Worse.

Even funnier is the Fact the generators that are required at night and on Hot Days are Going Broke Because they can't PAY to Generate During the Day 🤣

It's like a reverse ATM – you put energy in, and your money disappears.

11/01/2025

I was talking to a Mate Today

We're both a bit Fed Up with the State of the Landscape

Everything has just gotten a bit too Soft for Our Liking

what Ever Happened to Mens Hobbies?

Social Media has just become a Sea of Mediocrity

chicks selling Subscriptions

Couples Flogging Caravan Rorts

It's all Boring

Everyone's trying To Sell You Something

- but None of it Quality

With all the 100k Boring 4WDs coming out;

Then pair that with a Lame Touring Scene

We're a few short Years from a Cultural Implosion

The Toughest Bloke at School Camp was the Bloke that Anchored the Boat Race

Some of you will know what that Means

a Lot wont

whatever Happened to Cruising?

blokes just getting in Cars and Hammering Around

not Speeding

more Wasting Fuel

no One Goes Out to Just Waste Fuel Anymore

and Why Has Going Bush Ended up Like an International Holiday Safari

all these Clowns going to the Same Boring Places 7,000km away

What ever Happened to Just going Bush in the Local and Spending Time there?

you know a bit of Bush Craft.

but of Cooking

getting Wet and Bored

The Miserable Type of Camping

We're sick of seeing all the Rubbish Blokes take Camping

They've either got $10,000 worth of Gear

or $ 2,000 worth of Chinese Junk

We're Losing the Old Ways

According to Beevornomics we're about to Enter another Great Depression Style Implosion -

So Let's get Ready to be Poor

Acting Poor is Always More Fun Anyway

Look at all the Cruiser Owners

they used to be into all this stuff

now they just Park it up in a Shed in a Bubble as some Kind of Shrine to the Old Times when they were Legendary

Why don't we actually just be Legendary again?

Time to Wake Up the Boys

you've Lost your Essence

11/01/2025

How do you get in the Tent?

11/01/2025

Almost a Raptor 🤣

11/01/2025

🔥🔥 Beevornomics 🔥🔥

Remember I was saying something about cash shortages around the world?

This is what it looks like.

It's only beginning IMO.

🌪️

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Been watching the news RE the Fires in Pacific Palisades? Do an AI search on the Area RE Insurance - In July 2024, State Farm reportedly dropped approximately 1,600 policies in Pacific Palisades, affecting nearly 70% of their policyholders in the area. - In 2022 alone, 732 fire insurance policies were not renewed in Pacific Palisades, accounting for 11% of such policies in the neighborhood As a result of these cancellations, many homeowners in Pacific Palisades we're forced to seek coverage through the California FAIR (Fair Access to Insurance Requirements) Plan: - By 2024, roughly 1,400 of the town's 9,000 homes were covered by the FAIR Plan, more than quadruple the number in 2020 and many were underinsured. And Look at the Prices of the Homes. 😬

it gets worse you need to pay the City of Casey Council $500 for a Tent 🤣 i smell a rat (and i'm not saying this is what's happening here) but let's do a mind experiment and I say this for all Councils in the State of Victoria under the new Act lets say you were a liberal minded councillor with a Monitor watching your every move the best tactic wouldn't be to comply the best tactic would be to take their 'principles' and rules and implement them fully the thing about the whole regulatory thing, is the proponents are doing it for control. So they drip feed it out... causing outrage as they go, and winning the arguments well what if some smart councillors did the opposite they looked at the Monitor and their regulations, and they said screw this and they implemented fully what they want but in doing it, they made it so ridiculous - and so egregious they knew it'd blow up the City of Casey in this example is charging home owners $500 to erect a tent and the wording is so vague and broad it couldn't possibly (in my opinion) be held up in court they must have known this would create a circus if they didn't i'd be gobsmacked that's why it's so funny and engaging it's curious that what was once a Liberal Stronghold area out east that's gradually gone to Labor - 3-4 months from an election over Christmas has dropped this if this is political strategy its utter genius. I've been saying for years. The best thing we can do, is not incrementally move to the end point of this absurd ideal base it's to move directly there implement it in full then you get to see it in reality 😆 500 hundred dollar permit for a Tent... LOL - and it also includes a Caravan. So if you own a Caravan in Casey you probably should also be upset 😂 A special shout-out to a keen observer for finding this.

What a weapon.

Backwards Driver

As I embark on my AskBeevs learning journey - I found a new way to express how an image makes me feel. When I see this Tray, I find it quite aggressive. Look it's coming at me. Keep off my tail it says. Look at it. It's amazing. You can only accentuate it in a digital world.

talking to the camels

What a ripper Trip

ready to roll

He's prepared for action. Lol

This is what they should be showing us. Actual data. You can thank AskBeevs for this one. I'll do a better analysis of it tomorrow.

not a bad retail experience

did you realise, that Canva has a service to make your own clothing? its 30 bucks for a mint quality shirt delivered. Honestly thats cheaper than almost any Tshirt one level above Kmart and it actually fits. And if you Put a business Logo of Yourself on it, and Your a millionaire you can Probably write close to Half it off on Tax which definitely makes it Cheaper than Kmart. So in Actual Fact, Its the Best Deal in Retail. thats Beevornomics at work. And if the Post Goes Well you can earn that back to. And that income you can use to buy more Clothes. Its purpetual.

Today I had a look at Perplexity Spaces This is Legit now, worth the $20 USD. I actually signed up for it. Not sure if I'll keep it - but this offers some cool functionality. it fuses the GPT upload concept, but this time it lets you upload 5 25mb text files to include in it's knowledge window then it also can be tuned into it's knowledge repositories that are absolutely massive. So say for example, you wrote a Strategy. You could upload that Strategy. Upload - all the other Enterprise Strategies - Then ask it to look at those, PLUS what it knows from all it's knowledge to improve what you've written. Deep Deep knowledge Capabilities - all in a user friendly interface. And the Space can be shared with up to 10 people. This is actually really wicked. Check it out. (whoops: this was supposed to be on AskBeevs SORRY)

easing the squeeze

venture 1 _ AskBeevs is rapidly growing __ AI will change the world; but not if you're dumb about it be Smart __ that's why I'm leveraging Venture 1 to Partner on Venture 2 Beevornomics Partnership dropping soon Our aim is to delete inflation Actually ease your Squeeze

what a life

how I feel cruising round in my Jeep

Thai made

up the Navara! Thai made of course

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easing the squeeze

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