Big Blue Jar Finance Education Podcast

25/02/2022

We’re back. New podcast is up on how to buy a share.

Motivate me to make more episodes and give me some topics.

Hope you enjoy this episode on the mechanics of buying a share and the confusing things when using an online stock broker.



https://anchor.fm/bigbluejar/episodes/Episode-9---How-to-buy-a-sharestocks-e1et2lr

Here I’ll talk about the actual mechanics on how you buy a share from a stock broker in the stock market and what to consider after you’ve bought it. I try to explain some of the confusing elements when using a stock broker and simplify the process.

09/08/2021

Next episode is on HOW TO BUY A SHARE - back to basics. It’s been a while but if there’s anything more you want added, let’s hear it!!

09/04/2021

Next episode is up - Buying a house can be a really difficult process. This episode goes through the steps you’ll need to go through to purchase a property and I hope to make it clear on how the whole process will work.

https://anchor.fm/bigbluejar/episodes/Episode-8---How-to-buy-a-house-eudcfg

This episode will go through the steps for buying a home. It can be a confusing process when getting into the housing market, but this episode aims to outline all the details when purchasing a new home. I’ll go through what finances you’ll need to get in order, what to consider when getting a lo...

30/03/2021

The next podcast is on basics of home buying. Should be up in the next few days

19/03/2021

Super is a great tool. Check out episode 7.

The changes to super rules from July 1 this year are:

1) Contribute up to $27,500 in concessional contributions per year - maximize your super!!!
2) Contribute up to $110,000 in non concessional contributions per year.
3) Transfer balance cap rises to $1.7million

16/03/2021

The next episode is out and it’s SUPER!!!!! I discuss all cool things that are Superannuation, including what it is, how it works, tax and how best to maximize your investment.

Best thing you can do right now (after you’re done listening to the podcast) is go make sure you are making the maximum voluntary contributions up to $25k.



https://anchor.fm/bigbluejar/episodes/7--Superannuation-esn7jr

This is a really basic understanding on what Super is and how it works with tax, super funds and your retirement. I also talk about how to make the most out of it. Superannuation is a hugely important investment strategy.

07/03/2021

What is your best money saving strategy? Tips and tricks.

06/03/2021

The next podcast will be SUPER......superannuation actually, but I hope its really super-dooper too. If you have anything you want me to address about superannuation in the next podcast please let me know. But like most things, it will be about the basics and making sure you have the basic knowledge about finances. Knowledge is power, and power is super-dooper!!

05/03/2021

Possibly the most interesting thing in the world......personal income tax. Get into it and learn more about how you are taxed so you can mange yourself finances better. I also dispell the misconception that if you work and earn extra, that it’s not worth it because the tax man takes it all away.

Hope you enjoy this episode and share with your friends and colleagues.

Also available on google, Apple and Spotify.

https://anchor.fm/bigbluejar/episodes/6--Tax---Personal-Income-Tax-Basics-erg46h

This is a real beginners guide to personal income tax and how your pay is worked out. As exciting as tax is, its really important so you know how you can manage your money and pay LESS tax. This episode talks about the marginal tax system, Medicare levy and deductions. I also try to dispel the misco...

23/02/2021

Great tool for working out your after tax income, either weekly, monthly, yearly and with many variables.

https://www.paycalculator.com.au

Simple calculator for Australian income tax

23/02/2021

Good news, we are now available on Apple Podcasts. Please give a 5 star review and any feedback (positive or negative) would be great.

https://podcasts.apple.com/au/podcast/big-blue-jar-personal-finance/id1551702370

‎Investing · 2021

23/02/2021

Hey check out the podcast on Apple Podcasts. We are now there. Please give a 5 star review and comment. Look forward to making many more episodes. The episode on basics of Personal Income Tax should be out soon.

https://podcasts.apple.com/au/podcast/big-blue-jar-personal-finance/id1551702370

‎Investing · 2021

15/02/2021

What the bloody hell are shares? Well I hope to make some sense of it and you even get my personal opinion of it!!!

https://anchor.fm/bigbluejar/episodes/5--Shares---What-Are-They-and-How-They-Work-eqd1b7

Share basics. We talk about what shares are at a really basic level. The what, how and why and relate it to personal finance. Shares aren't a tangible thing, like a car or a house, and it is hard to understand how they work, but hopefully I can explain it in a way that helps you conceptualise it, an...

14/02/2021

If the professionals can't consistently beat the overall sharemarket, God knows I can't. Even with knowledge, time and money, the pros can't do any better. Maybe you'd just be better picking race horses 🤪.

https://www.ifa.com/articles/despite_brief_reprieve_2018_spiva_report_reveals_active_funds_fail_dent_indexing_lead_-_works/

A pandemic leads S&P to issue a special edition to include this year's quarterly volatility.

10/02/2021

Budgeting - Do you really need that second car? How much is your car really costing you? Good article on how much your second car really costs you.

I know families that have reconsidered their second car. When you add up running costs, depreciation, insurance, registration etc, versus using taxis, Uber, p***c transport or hiring cars, does it really work out better?? Is the second car a necessity or a luxury?

https://www.news.com.au/finance/money/costs/car-next-door-car-expense-calculator-highlights-how-much-australians-blow-on-their-car/news-story/633235e8001fa65a1e54135954e0775b

When Nick Jungfer, 27, and his partner Maddie Rhodes, 26, made the move from Adelaide to Sydney in December 2019, their cost of living jumped dramatically and they knew they needed to find a way to save.

10/02/2021

You wouldn’t think the government would be that helpful with your person finances, but they have some good resources at MoneySmart. Have a look at the debt topics - moral is that everyone (including me) is saying the same sort of stuff. Get rid of bad debts.

https://moneysmart.gov.au/ -my-debt

Free calculators and tips to help you take control of your money and build a better life.

01/02/2021

Get this right and you'll sleep safe at night. Good rhyme good concept. Emergency funds aint just for emergency workers, everyone needs them for the bad times.



https://anchor.fm/bigbluejar/episodes/4--Emergency-Funds-epp7va/a-a4gsbn2

We speak about what is an emergency fund and why it is a basic principle for building your financial safety and security. We talk about 2 different emergency funds and how and when to build them up. This is the last of the initial episodes, where we set up a framework for your financial future. Get....

01/02/2021

If you want me to save you from listening to me waffle on for 20 mins, then here's what it is....bad debt is bad, get rid of it. But if you want more, listen to me prattle on about why so bad and stop wasting your freaking money.....

https://anchor.fm/bigbluejar/episodes/3--Debt-ep603b/a-a4fc4kh

This episode talks about debt and ways to pay off debt. We speak about different between good debt and bad debt and how bad debt can be detrimental to building wealth. We then go through how to get on top of bad debt and how to pay it off. I use the example of paying off the following bad debt loans...

01/02/2021

Oh cool a budget!! I don't care how much you spend on coffee every month....it aint that kind of budget.

Know how to save and get your finances sorted with a simple budget. It’s really 3 different sums, you don't have to be a math wizard to do this.

#602020

https://anchor.fm/bigbluejar/episodes/2--Budgeting-eov01m/a-a4f1r6n

This episode goes into a wealth creation budgeting. It’s NOT about how you count your spending, but about how you allocate your money to create wealth. I like the 60/20/20 rule of needs/wants/savings and we speak in detail about that.

01/02/2021

Get excited about compounding interest.....well its as exciting as watching grass grow, if grass = wealth.

Enjoy and share with all your friends.


https://anchor.fm/bigbluejar/episodes/1--Compounding-Interest-eop73c/a-a4ahcoe

This is the first episode in the series and we will talk about the concept of compounding interest and how it is used to create wealth. We will also discuss things that can harm your compounding investments and how to maximize your compounding investment.

01/02/2021

Introduction podcast is up. Have a listen and go share the series with your friends and colleagues.

The next four episodes will follow.

https://anchor.fm/bigbluejar/episodes/Introduction-to-the-series-eojvk2/a-a49i2mr

This is an introduction to the series. What are the aims, who I am, why I'm making this podcast, disclaimers and the future. There is no specific information about finance topics in this episode. Find me on facebook The first episodes will be focused on creating a framework for financial...

30/01/2021

Really like what he says about investing and the mindset for the long term investing. Watch to the end. Not much about the GameStop stuff but really wise about long term wealth creation.

https://www.instagram.com/tv/CKo3PRJgW0v/?igshid=bahm8fk6o4xl

13/01/2021

Funny stuff. Financial advice is like dieting advice...everyone has a good opinion, usually well meaning, but it can do you more damage than good.

Check any major moves with a financial adviser or accountant.

https://thechive.com/2021/01/12/not-all-financial-advice-is-good-and-some-is-downright-awful

Some people learn the hard how not to think a few steps ahead with their own finances and it can land them in troubled water for years. What's worse is when people intend to be thrifty with their money only to receive horrific advice that they blindly follow to their detriment. Below are some of…

11/01/2021

Great article from Barefoot investor about the value of compounding interest and how time really boosts your retirement nest egg. Moral is invest early, never touch the money and keep reinvesting.

https://www.barefootinvestor.com/articles/a-letter-to-my-second-born

You’re seven hours old. As I sit here beside your crib, typing ever-so-quietly, sneaking a look every so often at your squished-up face (hey, it’s been a rough day), I can’t get over that you’re just so … new. Baby, you’ve got something that everyone wants a lot more of. Time. You see, m...

06/01/2021

06/01/2021

Welcome to the financial educational series of the Big Blue Jar Personal Finance podcast.

This series is aimed at the emergency services industry, but really is relatable to all members of our community.

I look forward to learning more about personal finances and sharing that knowledge with you, so we can build wealth and become financially secure.

Use this page to discuss and comment on the podcast episodes, contact me and discuss personal finance topics. This is a space where we can support each other into making the best decisions for our financial futures together.

Dave

06/01/2021